Farm Bureau Bank FSB
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Data as of · sourced from FFIEC call reports. How we update
Farm Bureau Bank FSB is an FDIC-insured savings institution headquartered in Reno, NV, established in 1999 (FDIC certificate 35157), and it is supervised by the OCC. At Q2 2026 it reported total assets of $1.06B, down 3.6% from Q2 2025, the 6th largest of 14 banks headquartered in Nevada. Its CET1 capital ratio was 13.40% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings institution
- Regulator
- OCC
- Deposit insurance
- FDIC
- FDIC certificate
- 35157
- Headquarters
- Reno, NV
- Established
- 1999
- Total assets, Q2 2026
- $1.06B
- Assets vs Q2 2025
- -3.6%
- CET1 ratio, Q2 2026
- 13.40%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 121281892
- Latest call report
- Q2 2026, FFIEC 051 · Farm Bureau Bank FSB call report
- Holding company
- FB BANCORP
- Asset rank in state
- 6th of 14 in Nevada
Farm Bureau Bank FSB spends more to run itself than most banks of its size. Based in Reno, Nevada, it had $1.1 billion in assets at June 30, 2026, down 3.6% from a year earlier. It spends about 76 cents to bring in each dollar of revenue, higher than about 9 in 10 of the 895 banks with $1 billion to $10 billion in assets (median 58 cents). It also pays an average of 3.11% on its deposits and borrowings, higher than about 9 in 10 banks its size (median 2.01%).
The commercial and industrial book ($81 million) is worsening: 2.42% of it is past due or on nonaccrual, up from 0.49% a year earlier. The balance sheet shrank over the year: over the year loans fell 9.8% and deposits fell 4.5%. Profitability lags: it earns about $0.80 a year on every $100 of assets, lower than about three-quarters of banks its size (median $1.29).
As of June 30, 2026, Farm Bureau Bank FSB reported a CET1 capital ratio of 13.40%, a return on assets of 0.80%, a nonperforming-loan ratio of 0.79% and a Texas ratio of 4.97%. The figures come from its call report filed with the FFIEC.
Farm Bureau Bank FSB ranks as the 6th largest of the 14 banks based in Nevada, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 1.9% to $1.06B, loans fell 4.8% and deposits fell 2.6%. Auto loans made up 25.9% of its total loans on June 30, 2026, its largest category; next came credit card loans at 15.4%. Its 2 offices in the FDIC Summary of Deposits are in San Antonio, TX and Reno, NV; its San Antonio office books 97% of its branch deposits. By the capital ratios in its Q2 2026 call report, Farm Bureau Bank FSB meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 10345 Professional Cir, Reno, NV 89521
- County
- Washoe
- Metro Area
- Reno, NV
- Charter
- Federal savings bank, federal charter, OCC-supervised (pre-2011 OTS)
- Primary Regulator
- OCC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- —
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- July 12, 1999
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 187
- Domestic deposits
- $906.5M
- Allowance for credit losses
- $10.3M
- Net charge-offs (YTD)
- $4.0M
- Average total assets
- $1.07B
- Average total loans
- $719.1M
- Average interest-bearing deposits
- $880.5M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 12, 1999
- FDIC Cert
- 35157
- Fed RSSD
- 2819167
- Website
- www.farmbureau.bank →
- Parent Holding Company
- FB BANCORP (RSSD 3818822)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Farm Bureau Bank FSB's total assets moved between a low of $1.06B (Q2 2026) and a high of $1.22B (Q1 2024) from Q3 2023 to Q2 2026, and it earned a profit in 7 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$1.06B total assets against $1.10B; $957.9M total liabilities against $999.6M.
$704.5M net loans and leases against $779.2M; $906.5M total deposits against $949.4M.
$180.6M securities against $187.2M; $136.1M cash and balances due against $97.3M.
$17.5M total interest income against $18.9M; $7.3M total interest expense against $8.1M.
$10.1M net interest income against $10.8M.
$3.0M total noninterest income against $1.6M; $10.0M total noninterest expense against $10.7M.
$424K provision for credit losses against $1.6M.
$2.1M net income against $73K.
0.80% return on assets against 0.03%; 3.88% net interest margin against 3.96%.
13.40% CET1 capital ratio against 12.32%; 10.09% tier 1 leverage ratio against 9.74%.
Inside the full Farm Bureau Bank FSB terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFarm Bureau Bank FSB rankings
Its closest position to the top of a national ranking is 986 of 4,196, for total assets; its furthest is 868 of 980, for uninsured deposits.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.45% (Q4 2025) to 0.80% (Q2 2026) and its net interest margin ran from 3.60% (Q4 2024) to 3.99% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.40% | 0.80% | 0.79% | 4.97% | 3.88% |
| Q1 2026 | 12.67% | -0.03% | 0.69% | 4.61% | 3.84% |
| Q4 2025 | 12.42% | -0.45% | 0.69% | 4.71% | 3.95% |
| Q3 2025 | 12.51% | 0.29% | 0.57% | 3.83% | 3.99% |
| Q2 2025 | 12.32% | 0.03% | 0.57% | 4.00% | 3.96% |
| Q1 2025 | 12.38% | 0.33% | 0.45% | 3.11% | 3.63% |
| Q4 2024 | 12.18% | -0.20% | 0.52% | 3.69% | 3.60% |
| Q3 2024 | 12.54% | -0.23% | 0.50% | 3.39% | 3.77% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| San Antonio Branch | San Antonio , TX | 78232 | $876.5M |
| Farm Bureau Bank FSB (main office) | Reno , NV | 89521 | $30.1M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC (former OTS))
- December 8, 2000, OCC (former OTS): Supervisory Agreement: Farm Bureau Bank, FSB
- Period: Most recent institution action December 8, 2000. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in NV, rank 42 of 44 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Farm Bureau Bank FSB
What are Farm Bureau Bank FSB's total assets?
As of the Q2 2026 filing, Farm Bureau Bank FSB reported total assets of $1.06 billion in its FFIEC call report.
Where is Farm Bureau Bank FSB headquartered?
It is headquartered in Reno, NV, United States.
When was Farm Bureau Bank FSB founded?
It was established in 1999, per the FDIC institution directory.
Is Farm Bureau Bank FSB FDIC-insured?
Yes. It is an FDIC-insured savings institution (FDIC Certificate #35157). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Farm Bureau Bank FSB?
Farm Bureau Bank FSB's primary federal regulator is the OCC.
What is Farm Bureau Bank FSB's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.40% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Farm Bureau Bank FSB operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Farm Bureau Bank FSB's Texas Ratio?
Its Texas Ratio is 4.97% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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