Lexicon Bank
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Data as of · sourced from FFIEC call reports. How we update
Lexicon Bank is an FDIC-insured commercial bank headquartered in Las Vegas, NV, established in 2019 (FDIC certificate 59117), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $446.2M, up 15.6% from Q2 2025, the 8th largest of 14 banks headquartered in Nevada. Its CET1 capital ratio was 20.96% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 59117
- Headquarters
- Las Vegas, NV
- Established
- 2019
- Total assets, Q2 2026
- $446.2M
- Assets vs Q2 2025
- +15.6%
- CET1 ratio, Q2 2026
- 20.96%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 122402434
- Holding company
- LEXICON BANCORP
- Asset rank in state
- 8th of 14 in Nevada
Lexicon Bank, based in Las Vegas, Nevada, reported $446 million in assets at June 30, 2026, up 15.6% from a year earlier. It pays an average of 0.94% on its deposits and borrowings, about half the median of 1.80% for the 2,660 banks with $100 million to $1 billion in assets. It also grew deposits 13.5% over the year, about triple the median of 4.0% for banks its size.
Earnings jumped: net income for the quarter was $1.5 million, 41% above the same quarter a year earlier. Its $22 million commercial and industrial book is now fully current, after 2.72% of it was past due or on nonaccrual a year earlier.
As of June 30, 2026, Lexicon Bank reported a CET1 capital ratio of 20.96%, a return on assets of 1.36%, a nonperforming-loan ratio of 0.74% and a Texas ratio of 3.23%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Lexicon Bank is the 8th largest of the 14 banks headquartered in Nevada. Between Q1 2026 and Q2 2026, its total assets fell 3.0% to $446.2M, loans fell 0.9% and deposits fell 3.4%. Owner-occupied commercial real estate loans made up 45.0% of its total loans on June 30, 2026, its largest category; next came non-owner-occupied commercial real estate loans at 30.2%. The FDIC Summary of Deposits lists a single office for it, in Las Vegas, NV. By the capital ratios in its Q2 2026 call report, Lexicon Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 330 S Rampart Blvd, Las Vegas, NV 89145
- County
- Clark
- Metro Area
- Las Vegas-Henderson-North Las Vegas, NV
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- August 12, 2019
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 57
- Domestic deposits
- $400.1M
- Allowance for credit losses
- $3.3M
- Net charge-offs (YTD)
- $5K
- Average total assets
- $455.0M
- Average total loans
- $201.0M
- Average interest-bearing deposits
- $171.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 12, 2019
- FDIC Cert
- 59117
- Fed RSSD
- 5412457
- Website
- www.lexiconbank.com →
- Parent Holding Company
- LEXICON BANCORP (RSSD 5841963)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Lexicon Bank's total assets moved between a low of $250.1M (Q3 2023) and a high of $460.0M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$446.2M total assets against $386.0M; $403.1M total liabilities against $355.9M.
$198.2M net loans and leases against $174.5M; $400.1M total deposits against $352.6M.
$26.0M securities against $31.0M; $214.9M cash and balances due against $173.8M.
$5.8M total interest income against $4.8M; $982K total interest expense against $1.1M.
$4.8M net interest income against $3.7M.
$515K total noninterest income against $261K; $3.3M total noninterest expense against $2.5M.
$45K provision for credit losses against $83K.
$1.5M net income against $1.1M.
1.36% return on assets against 1.15%; 4.35% net interest margin against 4.03%.
20.96% CET1 capital ratio against 16.97%; 9.77% tier 1 leverage ratio against 8.39%.
Inside the full Lexicon Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeLexicon Bank rankings
Its closest position to the top of a national ranking is 289 of 2,134, for CET1 ratio; its furthest is 2,019 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.68% (Q1 2025) to 1.36% (Q2 2026) and its net interest margin ran from 3.94% (Q1 2025) to 4.35% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 20.96% | 1.36% | 0.74% | 3.23% | 4.35% |
| Q1 2026 | 20.14% | 1.21% | 0.75% | 3.40% | 4.29% |
| Q4 2025 | 20.20% | 1.23% | 0.79% | 3.58% | 4.33% |
| Q3 2025 | 19.81% | 1.16% | 0.93% | 4.27% | 4.26% |
| Q2 2025 | 16.97% | 1.15% | 1.04% | 5.05% | 4.03% |
| Q1 2025 | 16.28% | 0.68% | 0.25% | 0.85% | 3.94% |
| Q4 2024 | — | 0.84% | 0.26% | 0.93% | 3.97% |
| Q3 2024 | — | 0.81% | 0.00% | 0.00% | 3.99% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lexicon Bank (main office) | Las Vegas , NV | 89145 | $400.1M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in NV, rank 21 of 44 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 3 loans, $2.8M approved, $930K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Lexicon Bank
What are Lexicon Bank's total assets?
As of the Q2 2026 filing, Lexicon Bank reported total assets of $446.2 million in its FFIEC call report.
Where is Lexicon Bank headquartered?
It is headquartered in Las Vegas, NV, United States.
When was Lexicon Bank founded?
It was established in 2019, per the FDIC institution directory.
Is Lexicon Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #59117). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Lexicon Bank?
Lexicon Bank's primary federal regulator is the FDIC.
What is Lexicon Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 20.96% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Lexicon Bank operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Lexicon Bank's Texas Ratio?
Its Texas Ratio is 3.23% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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