Valley Bank of Nevada
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Data as of · sourced from FFIEC call reports. How we update
Valley Bank of Nevada is an FDIC-insured commercial bank headquartered in North Las Vegas, NV, established in 2005 (FDIC certificate 57933), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $240.8M, up 1.1% from Q2 2025, the 11th largest of 14 banks headquartered in Nevada. Its CET1 capital ratio was 15.56% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 57933
- Headquarters
- North Las Vegas, NV
- Established
- 2005
- Total assets, Q2 2026
- $240.8M
- Assets vs Q2 2025
- +1.1%
- CET1 ratio, Q2 2026
- 15.56%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 122402243
- Latest call report
- Q2 2026, FFIEC 041 · Valley Bank of Nevada call report
- Asset rank in state
- 11th of 14 in Nevada
Valley Bank of Nevada leans heavily on commercial real estate. Based in North Las Vegas, Nevada, it had $241 million in assets at June 30, 2026, up 1.1% from a year earlier. It holds commercial real estate loans worth 2.6 times its capital, about double the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. It also earns about $0.58 a year on every $100 of assets, about half the median of $1.28 for banks its size.
Its $21 million commercial and industrial book is improving, with 4.01% past due or on nonaccrual, down from 5.67% a year earlier. Net income for the quarter slipped 23% from a year earlier, to $347,000. Costs are the weak spot: it spends about 77 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
As of June 30, 2026, Valley Bank of Nevada reported a CET1 capital ratio of 15.56%, a return on assets of 0.58%, a nonperforming-loan ratio of 0.61% and a Texas ratio of 3.13%. The figures come from its call report filed with the FFIEC.
Valley Bank of Nevada ranks as the 11th largest of the 14 banks based in Nevada, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 3.8% to $240.8M, loans rose 0.4% and deposits fell 4.5%. Its loan book on June 30, 2026 was led by non-owner-occupied commercial real estate loans, at 51.4% of total loans, followed by owner-occupied commercial real estate loans at 30.9%. The FDIC Summary of Deposits lists 2 offices for it, in North Las Vegas, NV and Henderson, NV; its North Las Vegas office books 81% of its branch deposits. Judged on its Q2 2026 call report, Valley Bank of Nevada meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 6385 Simmons St, North Las Vegas, NV 89031
- County
- Clark
- Metro Area
- Las Vegas-Henderson-North Las Vegas, NV
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- San Francisco (Region 14)
- Federal Reserve member
- No
- Federal Reserve district
- District 12, San Francisco
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 041
- Established
- August 1, 2005
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 26
- Domestic deposits
- $211.5M
- Allowance for credit losses
- $2.4M
- Net charge-offs (YTD)
- $0
- Average total assets
- $238.9M
- Average total loans
- $135.5M
- Average interest-bearing deposits
- $118.9M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 1, 2005
- FDIC Cert
- 57933
- Fed RSSD
- 3370357
- Website
- www.valleybanknv.com →
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Valley Bank of Nevada's total assets moved between a low of $205.3M (Q2 2024) and a high of $250.4M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$240.8M total assets against $238.2M; $216.4M total liabilities against $215.4M.
$134.2M net loans and leases against $129.4M; $211.5M total deposits against $210.4M.
$27.6M securities against $25.4M; $72.5M cash and balances due against $76.8M.
$2.7M total interest income against $2.7M; $715K total interest expense against $428K.
$2.0M net interest income against $2.3M.
$47K total noninterest income against $52K; $1.6M total noninterest expense against $1.6M.
$22K provision for credit losses against $166K.
$347K net income against $448K.
0.58% return on assets against 0.77%; 3.41% net interest margin against 3.96%.
15.56% CET1 capital ratio against 15.72%; 10.31% tier 1 leverage ratio against 9.97%.
Inside the full Valley Bank of Nevada terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Valley Bank of Nevada rankings
Its closest position to the top of a national ranking is 769 of 2,134, for CET1 ratio; its furthest is 3,156 of 3,611, for ROA.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.36% (Q3 2025) to 1.36% (Q3 2024) and its net interest margin ran from 3.36% (Q3 2025) to 4.27% (Q3 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 15.56% | 0.58% | 0.61% | 3.13% | 3.41% |
| Q1 2026 | 15.39% | 0.53% | 1.52% | 7.84% | 3.47% |
| Q4 2025 | 15.89% | 0.84% | 0.63% | 3.22% | 3.71% |
| Q3 2025 | 16.03% | 0.36% | 0.64% | 3.29% | 3.36% |
| Q2 2025 | 15.72% | 0.77% | 0.65% | 3.39% | 3.96% |
| Q1 2025 | 15.50% | 0.80% | 0.67% | 3.56% | 4.01% |
| Q4 2024 | 15.06% | 0.86% | 0.75% | 4.14% | 4.15% |
| Q3 2024 | 15.03% | 1.36% | 0.77% | 4.23% | 4.27% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Valley Bank of Nevada (main office) | North Las Vegas , NV | 89031 | $170.6M |
| Henderson Branch | Henderson , NV | 89014 | $40.9M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in NV, rank 26 of 44 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $2.3M approved, $1.1M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Valley Bank of Nevada
What are Valley Bank of Nevada's total assets?
As of the Q2 2026 filing, Valley Bank of Nevada reported total assets of $240.8 million in its FFIEC call report.
Where is Valley Bank of Nevada headquartered?
It is headquartered in North Las Vegas, NV, United States.
When was Valley Bank of Nevada founded?
It was established in 2005, per the FDIC institution directory.
Is Valley Bank of Nevada FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #57933). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Valley Bank of Nevada?
Valley Bank of Nevada's primary federal regulator is the FDIC.
What is Valley Bank of Nevada's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 15.56% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Valley Bank of Nevada operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Valley Bank of Nevada's Texas Ratio?
Its Texas Ratio is 3.13% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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