Valley Bank of Nevada: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Valley Bank of Nevada of North Las Vegas, NV against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.58% | 1.34% | -0.76% | 15th bottom |
| ROAE | 5.75% | 13.32% | -7.57% | 17th bottom |
| Net Interest Margin | 3.41% | 3.93% | -0.52% | 24th bottom |
| Efficiency Ratio | 77.28% | 61.14% | +16.14% | 17th bottom |
| PPNR / Avg Assets | 0.78% | 1.68% | -0.90% | 14th bottom |
| Yield on Earning Assets | 4.62% | 5.67% | -1.05% | 11th bottom |
| Cost of Funds | 1.40% | 1.88% | -0.48% | 75th top |
| Net Interest Spread | 2.43% | 3.32% | -0.89% | 11th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.61% | 0.94% | -0.33% | 40th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.35% | 0.70% | -0.35% | 47th below |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.77% | 1.28% | +0.49% | 89th top |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 289.73% | 1538.99% | -1249.26% | 59th above |
| Texas Ratio | 3.13% | 7.33% | -4.20% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 15.56% | 19.50% | -3.94% | 54th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 15.56% | 19.54% | -3.98% | 54th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 16.81% | 20.62% | -3.81% | 55th above |
| Leverage Ratio | 10.31% | 12.14% | -1.83% | 38th below |
| Equity / Assets | 10.10% | 11.37% | -1.27% | 46th below |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.10% | 11.09% | -0.99% | 51st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.61% | 80.64% | -16.03% | 78th top |
| Core Deposit Ratio | 99.80% | 86.86% | +12.94% | 99th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.08% | 6.85% | -5.77% | 26th below |
| Loan Growth (Y/Y) | 3.85% | 7.90% | -4.05% | 42nd below |
| Deposit Growth (Y/Y) | 0.55% | 6.29% | -5.74% | 27th below |
See Valley Bank of Nevada's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Valley Bank of Nevada, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Valley Bank of Nevada profile, how to read a UBPR, or how this data updates.