First Bank Hampton
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Data as of · sourced from FFIEC call reports. How we update
First Bank Hampton is an FDIC-insured commercial bank headquartered in Hampton, IA, established in 1933 (FDIC certificate 4464), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $240.9M, down 0.4% from Q2 2025, the 126th largest of 225 banks headquartered in Iowa. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.61% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 4464
- Headquarters
- Hampton, IA
- Established
- 1933
- Total assets, Q2 2026
- $240.9M
- Assets vs Q2 2025
- -0.4%
- Tier 1 leverage ratio, Q2 2026
- 11.61%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 073903325
- Holding company
- A. M. SAYLOR, INCORPORATED
- Asset rank in state
- 126th of 225 in Iowa
First Bank Hampton, based in Hampton, Iowa, reported $241 million in assets at June 30, 2026. It holds commercial real estate loans equal to only 21% of its capital, a small fraction of the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. It also lost 3.0% of its deposits over the year, lower than about three-quarters of banks its size (median 4.0%).
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.46% of loans from 1.71%. Its $40 million commercial and industrial book is improving, with 1.35% past due or on nonaccrual, down from 3.19% a year earlier. One more trend to watch: net income for the quarter slipped 25% from a year earlier, to $815,000.
As of June 30, 2026, First Bank Hampton reported a return on assets of 1.33%, a nonperforming-loan ratio of 0.65% and a Texas ratio of 2.98%. The figures come from its call report filed with the FFIEC.
First Bank Hampton ranks as the 126th largest of the 225 banks based in Iowa, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets fell 4.6% to $240.9M, loans fell 0.3% and deposits fell 6.4%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 20.3% of total loans, followed by commercial and industrial loans at 19.9%. Its 2 offices in the FDIC Summary of Deposits are in Hampton, IA and Latimer, IA; its Hampton office books 95% of its branch deposits. On its Q2 2026 call report, First Bank Hampton meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 211 1st Ave Nw, Hampton, IA 50441
- County
- Franklin
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- Full trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 1, 1933
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 28
- Domestic deposits
- $208.2M
- Allowance for credit losses
- $3.9M
- Net charge-offs (YTD)
- $1.0M
- Average total assets
- $246.0M
- Average total loans
- $201.9M
- Average interest-bearing deposits
- $207.9M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 4464
- Fed RSSD
- 786948
- Website
- www.fbh.bank →
- Parent Holding Company
- A. M. SAYLOR, INCORPORATED (RSSD 1200142)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, First Bank Hampton reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
First Bank Hampton's total assets moved between a low of $222.8M (Q2 2024) and a high of $255.1M (Q3 2024) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$240.9M total assets against $241.8M; $213.7M total liabilities against $216.1M.
$197.7M net loans and leases against $192.9M; $208.2M total deposits against $214.6M.
$27.4M securities against $28.7M; $7.2M cash and balances due against $12.2M.
$3.5M total interest income against $3.4M; $1.0M total interest expense against $1.0M.
$2.5M net interest income against $2.4M.
$220K total noninterest income against $236K; $1.3M total noninterest expense against $1.2M.
$600K provision for credit losses against $245K.
$815K net income against $1.1M.
1.33% return on assets against 1.79%; 4.23% net interest margin against 4.06%.
11.61% tier 1 leverage ratio against 11.36%.
Inside the full First Bank Hampton terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirst Bank Hampton rankings
Its closest position to the top of a national ranking is 511 of 3,606, for efficiency ratio; its furthest is 2,755 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.04% (Q3 2025) to 1.92% (Q1 2026) and its net interest margin ran from 3.62% (Q3 2024) to 4.29% (Q1 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.61% | 1.33% | 0.65% | 2.98% | 4.23% |
| Q1 2026 | 11.48% | 1.92% | 0.91% | 5.00% | 4.29% |
| Q4 2025 | 11.41% | 1.18% | 0.85% | 5.50% | 4.25% |
| Q3 2025 | 11.51% | 1.04% | 0.68% | 4.60% | 4.19% |
| Q2 2025 | 11.36% | 1.79% | 1.71% | 11.44% | 4.06% |
| Q1 2025 | 11.13% | 1.31% | 0.98% | 6.54% | 3.82% |
| Q4 2024 | 10.57% | 1.35% | 0.10% | 0.92% | 3.78% |
| Q3 2024 | 11.37% | 1.47% | 0.00% | 0.28% | 3.62% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| First Bank Hampton (main office) | Hampton , IA | 50441 | $198.2M |
| Latimer Office Branch | Latimer , IA | 50452 | $9.9M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in IA, rank 132 of 261 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $945K approved, $945K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2009 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about First Bank Hampton
What are First Bank Hampton's total assets?
As of the Q2 2026 filing, First Bank Hampton reported total assets of $240.9 million in its FFIEC call report.
Where is First Bank Hampton headquartered?
It is headquartered in Hampton, IA, United States.
When was First Bank Hampton founded?
It was established in 1933, per the FDIC institution directory.
Is First Bank Hampton FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #4464). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates First Bank Hampton?
First Bank Hampton's primary federal regulator is the Federal Reserve.
How many branches does First Bank Hampton operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is First Bank Hampton's Texas Ratio?
Its Texas Ratio is 2.98% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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