Lewisburg Banking Company
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Data as of · sourced from FFIEC call reports. How we update
Lewisburg Banking Company is an FDIC-insured commercial bank headquartered in Lewisburg, KY, established in 1894 (FDIC certificate 297), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $246.1M, up 12.4% from Q2 2025, the 71st largest of 120 banks headquartered in Kentucky. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.05% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 297
- Headquarters
- Lewisburg, KY
- Established
- 1894
- Total assets, Q2 2026
- $246.1M
- Assets vs Q2 2025
- +12.4%
- Tier 1 leverage ratio, Q2 2026
- 9.05%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 083905342
- Latest call report
- Q2 2026, FFIEC 051 · Lewisburg Banking Company call report
- Holding company
- LEWISBURG BANCSHARES CORPORATION
- Asset rank in state
- 71st of 120 in Kentucky
Lewisburg Banking Company is one of the more profitable banks of its size. The Lewisburg, Kentucky bank had $246 million in assets at June 30, 2026, up 12.4% from a year earlier. It returns 24.7% a year on shareholders' equity, about double the median of 12.5% for the 2,660 banks with $100 million to $1 billion in assets. It also grew deposits 20.1% over the year, 5.0 times the median of 4.0% for banks its size.
Net income for the quarter rose 15% from a year earlier, to $1.1 million. Over the same year, loans grew 10.2% and deposits grew 20.1%. Where it has less room is capital: it funds 9.05% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.99%).
As of June 30, 2026, Lewisburg Banking Company reported a return on assets of 1.98%, a nonperforming-loan ratio of 0.48% and a Texas ratio of 3.76%. The figures come from its call report filed with the FFIEC.
Lewisburg Banking Company ranks as the 71st largest of the 120 banks based in Kentucky, by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 4.8% to $246.1M, loans rose 1.7% and deposits rose 10.9%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 53.7% of total loans, followed by farmland and other real estate loans at 11.5%. Its 5 offices in the FDIC Summary of Deposits are in 4 cities in KY; its Russellville 2 offices book 48% of its branch deposits. On its Q2 2026 call report, Lewisburg Banking Company meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 287 N Main St, Lewisburg, KY 42256
- County
- Logan
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 8, St. Louis
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- February 10, 1894
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 38
- Domestic deposits
- $210.1M
- Allowance for credit losses
- $1.8M
- Net charge-offs (YTD)
- -$55K
- Average total assets
- $232.7M
- Average total loans
- $162.9M
- Average interest-bearing deposits
- $140.4M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 1, 1934
- FDIC Cert
- 297
- Fed RSSD
- 580847
- Website
- www.lewisburgbank.com →
- Parent Holding Company
- LEWISBURG BANCSHARES CORPORATION (RSSD 1250071)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Lewisburg Banking Company reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Lewisburg Banking Company's total assets ran between $177.0M (Q3 2023) and $246.1M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$246.1M total assets against $219.0M; $227.2M total liabilities against $202.4M.
$161.5M net loans and leases against $146.5M; $210.1M total deposits against $175.0M.
$42.4M securities against $49.9M; $38.3M cash and balances due against $19.0M.
$3.2M total interest income against $3.0M; $890K total interest expense against $808K.
$2.3M net interest income against $2.2M.
$286K total noninterest income against $250K; $1.4M total noninterest expense against $1.4M.
$33K provision for credit losses against $21K.
$1.1M net income against $997K.
1.98% return on assets against 1.84%; 4.11% net interest margin against 4.07%.
9.05% tier 1 leverage ratio against 9.01%.
Inside the full Lewisburg Banking Company terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeLewisburg Banking Company rankings
Its closest position to the top of a national ranking is 514 of 3,611, for ROA; its furthest is 2,725 of 4,196, for total assets.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 1.37% (Q4 2024) to 1.98% (Q2 2026) and its net interest margin ran from 3.86% (Q1 2025) to 4.17% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.05% | 1.98% | 0.48% | 3.76% | 4.11% |
| Q1 2026 | 8.97% | 1.77% | 0.52% | 4.13% | 3.98% |
| Q4 2025 | 9.47% | 1.46% | 0.40% | 3.43% | 4.17% |
| Q3 2025 | 9.14% | 1.87% | 0.38% | 3.38% | 4.14% |
| Q2 2025 | 9.01% | 1.84% | 0.45% | 4.56% | 4.07% |
| Q1 2025 | 9.45% | 1.45% | 0.30% | 3.60% | 3.86% |
| Q4 2024 | 9.88% | 1.37% | 0.49% | 3.87% | 3.87% |
| Q3 2024 | 10.01% | 1.58% | 0.43% | 3.24% | 4.02% |
Swipe the table sideways to see every column.
Branch Network
View all 5 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Russellville Branch | Russellville , KY | 42276 | $99.8M |
| Lewisburg Banking Company (main office) | Lewisburg , KY | 42256 | $77.8M |
| Adairville Branch | Adairville , KY | 42202 | $24.6M |
| Auburn Branch | Auburn , KY | 42206 | $7.9M |
| Russellville Drive-Thru | Russellville , KY | 42276 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in KY, rank 92 of 152 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Lewisburg Banking Company
What are Lewisburg Banking Company's total assets?
As of the Q2 2026 filing, Lewisburg Banking Company reported total assets of $246.1 million in its FFIEC call report.
Where is Lewisburg Banking Company headquartered?
It is headquartered in Lewisburg, KY, United States.
When was Lewisburg Banking Company founded?
It was established in 1894, per the FDIC institution directory.
Is Lewisburg Banking Company FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #297). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Lewisburg Banking Company?
Lewisburg Banking Company's primary federal regulator is the Federal Reserve.
How many branches does Lewisburg Banking Company operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Lewisburg Banking Company's Texas Ratio?
Its Texas Ratio is 3.76% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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