Buckeye Community Bank
BankRegReports is independent of Buckeye Community Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Buckeye Community Bank is an FDIC-insured commercial bank headquartered in Elyria, OH, established in 1999 (FDIC certificate 35101), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $238.3M, down 0.1% from Q2 2025, the 94th largest of 154 banks headquartered in Ohio. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.94% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 35101
- Headquarters
- Elyria, OH
- Established
- 1999
- Total assets, Q2 2026
- $238.3M
- Assets vs Q2 2025
- -0.1%
- Tier 1 leverage ratio, Q2 2026
- 12.94%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 041215553
- Latest call report
- Q2 2026, FFIEC 051 · Buckeye Community Bank call report
- Holding company
- BUCKEYE BANCSHARES, INC.
- Asset rank in state
- 94th of 154 in Ohio
Buckeye Community Bank, based in Elyria, Ohio, reported $238 million in assets at June 30, 2026. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, a small fraction of the median of 2.6% for the 2,660 banks with $100 million to $1 billion in assets. On the other hand, it spends about 78 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
Net income for the quarter rose 23% from a year earlier, to $476,000. Over the same year, loans grew 2.9% and deposits shrank 0.9%. Profitability lags: it returns 6.4% a year on shareholders' equity, about half the median of 12.5% for banks its size.
As of June 30, 2026, Buckeye Community Bank reported a return on assets of 0.78%, a nonperforming-loan ratio of 0.01% and a Texas ratio of 0.05%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Buckeye Community Bank is the 94th largest of the 154 banks headquartered in Ohio. Between Q1 2026 and Q2 2026, its total assets fell 2.8% to $238.3M, loans fell 2.1% and deposits fell 3.5%. Owner-occupied commercial real estate loans made up 35.3% of its total loans on June 30, 2026, its largest category; next came commercial and industrial loans at 24.3%. The FDIC Summary of Deposits lists 2 offices for it, in Elyria, OH and Lagrange, OH; its Elyria office books 90% of its branch deposits. By the capital ratios in its Q2 2026 call report, Buckeye Community Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 42935 N. Ridge Rd., Elyria, OH 44035
- County
- Lorain
- Metro Area
- Cleveland, OH
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- October 12, 1999
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 43
- Domestic deposits
- $206.6M
- Allowance for credit losses
- $2.2M
- Net charge-offs (YTD)
- -$24K
- Average total assets
- $245.0M
- Average total loans
- $189.9M
- Average interest-bearing deposits
- $157.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- October 12, 1999
- FDIC Cert
- 35101
- Fed RSSD
- 2836306
- Website
- www.buckeyebank.com →
- Parent Holding Company
- BUCKEYE BANCSHARES, INC. (RSSD 2836294)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Buckeye Community Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Buckeye Community Bank's total assets ranged from $220.2M (Q4 2023) to $247.6M (Q4 2025), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$238.3M total assets against $238.4M; $208.0M total liabilities against $210.1M.
$184.8M net loans and leases against $179.7M; $206.6M total deposits against $208.4M.
$24.7M securities against $28.2M; $16.1M cash and balances due against $17.6M.
$3.5M total interest income against $3.2M; $1.0M total interest expense against $945K.
$2.5M net interest income against $2.2M.
$129K total noninterest income against $153K; $2.1M total noninterest expense against $2.0M.
-$17K provision for credit losses against -$54K.
$476K net income against $388K.
0.78% return on assets against 0.66%; 4.33% net interest margin against 4.06%.
12.94% tier 1 leverage ratio against 12.92%.
Inside the full Buckeye Community Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBuckeye Community Bank rankings
Its closest position to the top of a national ranking is 2,768 of 4,196, for total assets; its furthest is 3,294 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.10% (Q3 2024) to 0.78% (Q4 2025) and its net interest margin ran from 3.79% (Q3 2024) to 4.33% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.94% | 0.78% | 0.01% | 0.05% | 4.33% |
| Q1 2026 | 12.82% | 0.65% | 0.01% | 0.06% | 4.13% |
| Q4 2025 | 12.53% | 0.78% | 0.01% | 0.08% | 4.24% |
| Q3 2025 | 12.79% | 0.62% | 0.02% | 0.10% | 4.07% |
| Q2 2025 | 12.92% | 0.66% | 0.08% | 0.46% | 4.06% |
| Q1 2025 | 13.15% | 0.42% | 0.03% | 0.21% | 4.03% |
| Q4 2024 | 12.71% | 0.61% | 0.02% | 0.14% | 4.00% |
| Q3 2024 | 13.16% | 0.10% | 0.10% | 0.58% | 3.79% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Buckeye Community Bank (main office) | Elyria , OH | 44035 | $185.0M |
| Lagrange Branch | Lagrange , OH | 44050 | $21.6M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (Federal Reserve). These actions name the parent holding company, BUCKEYE BANCSHARES, INC., not the bank itself
- July 24, 2009, Federal Reserve: Written Agreement: Buckeye Bancshares, Inc., Lorain, Ohio; Buckeye Community Bank, Lorain, Ohio
- Period: Most recent institution action July 24, 2009. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- <0.1% of deposits in OH, rank 106 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $3.6M approved, $1.8M average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Buckeye Community Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Buckeye Community Bank
What are Buckeye Community Bank's total assets?
As of the Q2 2026 filing, Buckeye Community Bank reported total assets of $238.3 million in its FFIEC call report.
Where is Buckeye Community Bank headquartered?
It is headquartered in Elyria, OH, United States.
When was Buckeye Community Bank founded?
It was established in 1999, per the FDIC institution directory.
Is Buckeye Community Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #35101). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Buckeye Community Bank?
Buckeye Community Bank's primary federal regulator is the Federal Reserve.
How many branches does Buckeye Community Bank operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Buckeye Community Bank's Texas Ratio?
Its Texas Ratio is 0.05% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Buckeye Community Bank.
Get an email when Buckeye Community Bank files its next call report, and benchmark it against any peer you choose.
Unlock Buckeye Community Bank, freeFree account