The Hicksville Bank
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Data as of · sourced from FFIEC call reports. How we update
The Hicksville Bank is an FDIC-insured commercial bank headquartered in Hicksville, OH, established in 1946 (FDIC certificate 16370), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $220.6M, up 4.0% from Q2 2025. It reports no CET1 ratio; its Tier 1 leverage ratio was 9.37% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 16370
- Headquarters
- Hicksville, OH
- Established
- 1946
- Total assets, Q2 2026
- $220.6M
- Assets vs Q2 2025
- +4.0%
- Tier 1 leverage ratio, Q2 2026
- 9.37%
- Domestic offices
- 5 FDIC institution directory, current count
- Routing number
- 041205958
- Latest call report
- Q2 2026, FFIEC 051 · The Hicksville Bank call report
The Hicksville Bank, based in Hicksville, Ohio, reported $221 million in assets at June 30, 2026, up 4.0% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 2.6%). On the other hand, it earns about $0.61 a year on every $100 of assets, about half the median of $1.28 for banks its size.
Problem loans fell by more than half over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.00% of loans from 0.58%. Paper losses on its bond portfolio are shrinking: unrealized losses of $3.7 million equal 18% of Tier 1 capital, down from 26% a year earlier. Where it has less room is capital: it funds 9.37% of its assets with Tier 1 capital, lower than about three-quarters of banks its size (median 10.99%).
As of June 30, 2026, The Hicksville Bank reported a return on assets of 0.61%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
Between Q1 2026 and Q2 2026, its total assets fell 2.7% to $220.6M, loans fell 1.4% and deposits fell 2.8%. 1-4 family residential loans made up 30.1% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 28.4%. Its 4 offices in the FDIC Summary of Deposits are in 4 cities across 2 states; its Hicksville office books 36% of its branch deposits. By the capital ratios in its Q2 2026 call report, The Hicksville Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 144 E High St, Hicksville, OH 43526
- County
- Defiance
- Metro Area
- Defiance, OH
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 9, 1946
- Domestic offices
- 5 FDIC institution directory, current count
- Employees (FTE)
- 38
- Domestic deposits
- $198.2M
- Allowance for credit losses
- $1.4M
- Net charge-offs (YTD)
- $0
- Average total assets
- $223.3M
- Average total loans
- $136.2M
- Average interest-bearing deposits
- $168.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 7, 1946
- FDIC Cert
- 16370
- Fed RSSD
- 892223
- Website
- www.thb.bank →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, The Hicksville Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, The Hicksville Bank's total assets ran between $181.4M (Q3 2023) and $226.7M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$220.6M total assets against $212.0M; $202.5M total liabilities against $196.0M.
$133.8M net loans and leases against $132.0M; $198.2M total deposits against $191.9M.
$52.9M securities against $48.7M; $22.7M cash and balances due against $19.9M.
$2.7M total interest income against $2.6M; $930K total interest expense against $963K.
$1.8M net interest income against $1.6M.
$156K total noninterest income against $151K; $1.5M total noninterest expense against $1.3M.
$40K provision for credit losses against $51K.
$342K net income against $336K.
0.61% return on assets against 0.63%; 3.48% net interest margin against 3.36%.
9.37% tier 1 leverage ratio against 9.38%.
Inside the full The Hicksville Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeQuarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.32% (Q3 2024) to 0.97% (Q4 2025) and its net interest margin ran from 2.98% (Q4 2024) to 3.66% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 9.37% | 0.61% | 0.00% | 0.00% | 3.48% |
| Q1 2026 | 9.38% | 0.55% | 0.00% | 0.00% | 3.35% |
| Q4 2025 | 9.49% | 0.97% | 0.00% | 0.00% | 3.66% |
| Q3 2025 | 9.58% | 0.68% | 0.56% | 4.12% | 3.45% |
| Q2 2025 | 9.38% | 0.63% | 0.58% | 4.48% | 3.36% |
| Q1 2025 | 9.40% | 0.49% | 0.60% | 4.55% | 3.19% |
| Q4 2024 | 8.83% | 0.54% | 0.00% | 0.00% | 2.98% |
| Q3 2024 | 9.35% | 0.32% | 0.00% | 0.00% | 3.00% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Hicksville Bank | Hicksville , OH | 43526 | $71.9M |
| Auburn Banking Ctr Branch of the Hic | Auburn , IN | 46706 | $48.0M |
| Edgerton Branch | Edgerton , OH | 43517 | $40.1M |
| Fairview Drive Branch | Grabill , IN | 46741 | $38.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| October 10, 2026 | Structure Change | Charter Discontinued (Merger or Purchase & Assumption) | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in OH, rank 134 of 184 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 41 applications, 37 loans originated, $7.7M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $50K approved, $50K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about The Hicksville Bank
What are The Hicksville Bank's total assets?
As of the Q2 2026 filing, The Hicksville Bank reported total assets of $220.6 million in its FFIEC call report.
Where is The Hicksville Bank headquartered?
It is headquartered in Hicksville, OH, United States.
When was The Hicksville Bank founded?
It was established in 1946, per the FDIC institution directory.
Is The Hicksville Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #16370). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates The Hicksville Bank?
The Hicksville Bank's primary federal regulator is the FDIC.
How many branches does The Hicksville Bank operate?
It operates 5 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is The Hicksville Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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