The Hicksville Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Fed funds sold and reverse repos climbed 112.9% in Q2 2026, from $1.8M to $3.9M. It was the largest change from Q1 2026 among the key lines here. Within Ohio, The Hicksville Bank is 122nd of 156 on loan-to-deposit ratio, 68.18% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. The Hicksville Bank sits 12.65 points lower, at 68.18% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.7M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $75.7M |
| Fed funds sold and reverse repos | $3.9M |
| Fed funds sold and reverse repos to assets | 1.77% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $2.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.91% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 68.18% |
| Net loans and leases to deposits | 67.50% |
| Loans and leases to core deposits | 75.93% |
| Core deposits to total deposits | 89.60% |
| Brokered deposits to total deposits | 0.20% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 67.90% | 90.78% | $2.5M | $2.0M |
| Q4 2023 | 69.45% | 90.01% | $2.2M | $2.0M |
| Q1 2024 | 67.70% | 92.54% | $0 | $2.0M |
| Q2 2024 | 68.85% | 91.44% | $0 | $2.0M |
| Q3 2024 | 67.90% | 88.30% | $0 | $2.0M |
| Q4 2024 | 69.82% | 86.77% | $0 | $2.0M |
| Q1 2025 | 67.25% | 89.07% | $0 | $2.0M |
| Q2 2025 | 69.46% | 88.12% | $0 | $2.0M |
| Q3 2025 | 70.05% | 87.57% | $0 | $2.0M |
| Q4 2025 | 70.51% | 87.86% | $0 | $2.0M |
| Q1 2026 | 67.25% | 89.08% | $0 | $2.0M |
| Q2 2026 | 68.18% | 89.60% | $0 | $2.0M |
The Hicksville Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock The Hicksville Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Hicksville Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16370) · FFIEC NIC profile (RSSD 892223)