The Hicksville Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks The Hicksville Bank of Hicksville, OH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.61% | 1.34% | -0.73% | 16th bottom |
| ROAE | 7.51% | 13.32% | -5.81% | 23rd bottom |
| Net Interest Margin | 3.48% | 3.93% | -0.45% | 26th below |
| Efficiency Ratio | 74.58% | 61.14% | +13.44% | 20th bottom |
| PPNR / Avg Assets | 0.83% | 1.68% | -0.85% | 15th bottom |
| Yield on Earning Assets | 5.25% | 5.67% | -0.42% | 33rd below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.84% | 1.88% | -0.04% | 48th below |
| Net Interest Spread | 3.07% | 3.32% | -0.25% | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.45% | 0.94% | -0.49% | 47th below |
| NPA / Total Assets | 0.28% | 0.70% | -0.42% | 53rd above |
| NCO / Avg Loans | 0.00% | 0.16% | -0.16% | 62nd above |
| ACL / Total Loans | 1.00% | 1.28% | -0.28% | 25th below |
| ACL / NPLs (Coverage) Behind the peer average, ahead of the median peer. | 222.04% | 1538.98% | -1316.94% | 51st above |
| Texas Ratio | 3.14% | 7.33% | -4.19% | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 9.37% | 12.14% | -2.77% | 19th bottom |
| Equity / Assets | 8.18% | 11.38% | -3.20% | 15th bottom |
| TCE / Tangible Assets | 8.18% | 11.09% | -2.91% | 18th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 68.18% | 80.64% | -12.46% | 73rd above |
| Core Deposit Ratio | 89.60% | 86.86% | +2.74% | 52nd above |
| Wholesale Funding Ratio | 0.91% | 5.03% | -4.12% | 83rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 4.04% | 6.85% | -2.81% | 47th below |
| Loan Growth (Y/Y) | 1.43% | 7.90% | -6.47% | 28th below |
| Deposit Growth (Y/Y) | 3.33% | 6.29% | -2.96% | 45th below |
See The Hicksville Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock The Hicksville Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full The Hicksville Bank profile, how to read a UBPR, or how this data updates.