The Hicksville Bank: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
Compared with Q1 2026, Net interest margin rose 0.13 percentage points in Q2 2026 to 3.48%, the biggest move on this page. Within Ohio, The Hicksville Bank is 100th of 156 on net interest margin, 3.48% as of Q2 2026, below the middle of the field. The Hicksville Bank reported 3.48% on net interest margin for Q2 2026, 0.47 points below the 3.95% median for banks in the $100M-1B asset tier.
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.25% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.84% |
| Cost of interest-bearing deposits | 2.15% |
| Cost of interest-bearing liabilities | 2.18% |
| Cost of borrowings | 4.60% |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.48% |
| Yield to cost spread | 3.07% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.2M |
| Total interest expense | $930K |
| Interest expense on deposits | $907K |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin |
|---|---|---|---|
| Q3 2023 | 4.51% | 1.21% | 3.32% |
| Q4 2023 | 4.72% | 1.61% | 3.12% |
| Q1 2024 | 4.79% | 1.78% | 3.04% |
| Q2 2024 | 5.03% | 1.99% | 3.06% |
| Q3 2024 | 5.25% | 2.28% | 3.00% |
| Q4 2024 | 5.25% | 2.31% | 2.98% |
| Q1 2025 | 5.17% | 2.02% | 3.19% |
| Q2 2025 | 5.29% | 1.97% | 3.36% |
| Q3 2025 | 5.43% | 2.03% | 3.45% |
| Q4 2025 | 5.53% | 1.95% | 3.66% |
| Q1 2026 | 5.16% | 1.88% | 3.35% |
| Q2 2026 | 5.25% | 1.84% | 3.48% |
The Hicksville Bank yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock The Hicksville Bank, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full The Hicksville Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16370) · FFIEC NIC profile (RSSD 892223)