Banksouth
Banksouth is a locally rooted FDIC-insured community bank based in Dothan, AL. Banksouth's Q1 2026 balance sheet shows $218M in assets funded primarily by $175M in customer deposits. Profitability is strong — 1.27% ROA, paired with 6.63% ROE and a 3.73% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 19.41% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.02% NPLs and a 0.08% Texas Ratio. It operates 2 branches, primarily in Alabama.
Headquarters Profile
- Address
- 3251 Ross Clark Cir, DOTHAN, AL 36303
- County
- Houston
- Metro Area
- DOTHAN, AL
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 5
- Established
- January 1, 1928
- Branches
- 2 domestic
- Employees (FTE)
- 24
- FDIC Cert
- 77
- Fed RSSD
- 194936
- Parent Holding Company
- BANCSOUTH CORPORATION (RSSD 1084061)
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Banksouth rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
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Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Banksouth
What are Banksouth's total assets?
As of the Q1 2026 filing, Banksouth reported total assets of $217.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Banksouth headquartered?
Banksouth is headquartered in DOTHAN, AL, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Banksouth founded?
Banksouth was established in 1928, per the FDIC institution directory.
Is Banksouth FDIC-insured?
Yes. Banksouth is an FDIC-insured commercial bank (FDIC Certificate #77). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Banksouth?
Banksouth's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Banksouth operate?
Banksouth operates 2 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Banksouth's Texas Ratio?
Banksouth's Texas Ratio is 0.08% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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