Stockgrowers State Bank
BankRegReports is independent of Stockgrowers State Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Stockgrowers State Bank is an FDIC-insured commercial bank headquartered in Ashland, KS, established in 1885 (FDIC certificate 17650), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $227.1M, up 4.5% from Q2 2025, the 84th largest of 182 banks headquartered in Kansas. It reports no CET1 ratio; its Tier 1 leverage ratio was 14.13% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 17650
- Headquarters
- Ashland, KS
- Established
- 1885
- Total assets, Q2 2026
- $227.1M
- Assets vs Q2 2025
- +4.5%
- Tier 1 leverage ratio, Q2 2026
- 14.13%
- Domestic offices
- 3 FDIC institution directory, current count
- Routing number
- 101104067
- Latest call report
- Q2 2026, FFIEC 051 · Stockgrowers State Bank call report
- Holding company
- STOCKGROWERS BANC CORPORATION
- Asset rank in state
- 84th of 182 in Kansas
Stockgrowers State Bank, based in Ashland, Kansas, reported $227 million in assets at June 30, 2026, up 4.5% from a year earlier. It carries problem assets equal to 0.0% of the capital and reserves that would absorb them, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 2.6%). It also grew its loan book 17.4% over the year, about triple the median of 5.5% for banks its size.
Loans are outrunning deposits: over the year loans rose 17.4% and deposits rose 0.9%. Paper losses on its bond portfolio are shrinking: unrealized losses of $2.3 million equal 8% of Tier 1 capital, down from 13% a year earlier.
As of June 30, 2026, Stockgrowers State Bank reported a return on assets of 1.45%, a nonperforming-loan ratio of 0.00% and a Texas ratio of 0.00%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Stockgrowers State Bank is the 84th largest of the 182 banks headquartered in Kansas. From Q1 2026 to Q2 2026, its total assets rose 3.7% to $227.1M, loans rose 8.4% and deposits fell 2.0%. Its loan book on June 30, 2026 was led by agricultural production loans, at 53.2% of total loans, followed by farmland and other real estate loans at 23.7%. The FDIC Summary of Deposits lists 3 offices for it, in Ashland, KS, Meade, KS and Coldwater, KS; its Ashland office books 41% of its branch deposits. Judged on its Q2 2026 call report, Stockgrowers State Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 622 Main St, Ashland, KS 67831
- County
- Clark
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- June 23, 1885
- Domestic offices
- 3 FDIC institution directory, current count
- Employees (FTE)
- 33
- Domestic deposits
- $181.3M
- Allowance for credit losses
- $1.8M
- Net charge-offs (YTD)
- -$30K
- Average total assets
- $219.4M
- Average total loans
- $139.4M
- Average interest-bearing deposits
- $152.0M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 23, 1956
- FDIC Cert
- 17650
- Fed RSSD
- 424156
- Website
- www.stockgrowersbank.com →
- Parent Holding Company
- STOCKGROWERS BANC CORPORATION (RSSD 1965366)
- Ultimate Parent
- RSSD 3343070
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Stockgrowers State Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Stockgrowers State Bank's total assets moved between a low of $163.2M (Q3 2023) and a high of $227.1M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$227.1M total assets against $217.4M; $197.6M total liabilities against $190.8M.
$149.0M net loans and leases against $126.9M; $181.3M total deposits against $179.6M.
$61.6M securities against $74.2M; $4.8M cash and balances due against $5.1M.
$2.9M total interest income against $3.5M; $776K total interest expense against $1.2M.
$2.1M net interest income against $2.4M.
$249K total noninterest income against $305K; $1.6M total noninterest expense against $1.8M.
$0 provision for credit losses against $25K.
$798K net income against $790K.
1.45% return on assets against 1.42%; 4.10% net interest margin against 4.60%.
14.13% tier 1 leverage ratio against 13.33%.
Inside the full Stockgrowers State Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeStockgrowers State Bank rankings
Its closest position to the top of a national ranking is 1,412 of 3,611, for ROA; its furthest is 3,518 of 3,640, for Texas Ratio.
Banks merged into Stockgrowers State Bank
- Peoples Bank, effective April 17, 2025
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.86% (Q3 2024) to 1.59% (Q1 2026) and its net interest margin ran from 2.87% (Q3 2024) to 4.60% (Q2 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 14.13% | 1.45% | 0.00% | 0.00% | 4.10% |
| Q1 2026 | 13.78% | 1.59% | 0.00% | 0.00% | 4.02% |
| Q4 2025 | 13.60% | 1.41% | 0.00% | 0.00% | 3.83% |
| Q3 2025 | 13.71% | 1.28% | 0.00% | 0.00% | 3.63% |
| Q2 2025 | 13.33% | 1.42% | 0.00% | 0.00% | 4.60% |
| Q1 2025 | 12.02% | 1.24% | 0.00% | 0.00% | 3.28% |
| Q4 2024 | 12.17% | 0.99% | 0.00% | 0.00% | 3.14% |
| Q3 2024 | 12.53% | 0.86% | 0.00% | 0.00% | 2.87% |
Swipe the table sideways to see every column.
Branch Network
View all 3 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Stockgrowers State Bank of Ashland, Kansas | Ashland , KS | 67831 | $74.6M |
| Meade Branch | Meade , KS | 67864 | $66.3M |
| Peoples Bank Branch | Coldwater , KS | 67029 | $40.3M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| April 17, 2025 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| April 17, 2025 | Structure Change | Acquired Peoples Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 2 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in KS, rank 110 of 231 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $437K approved, $437K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2016 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Stockgrowers State Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Stockgrowers State Bank with peers
Frequently asked about Stockgrowers State Bank
What are Stockgrowers State Bank's total assets?
As of the Q2 2026 filing, Stockgrowers State Bank reported total assets of $227.1 million in its FFIEC call report.
Where is Stockgrowers State Bank headquartered?
It is headquartered in Ashland, KS, United States.
When was Stockgrowers State Bank founded?
It was established in 1885, per the FDIC institution directory.
Is Stockgrowers State Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #17650). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Stockgrowers State Bank?
Stockgrowers State Bank's primary federal regulator is the FDIC.
How many branches does Stockgrowers State Bank operate?
It operates 3 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Stockgrowers State Bank's Texas Ratio?
Its Texas Ratio is 0.00% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Stockgrowers State Bank.
Get an email when Stockgrowers State Bank files its next call report, and benchmark it against any peer you choose.
Unlock Stockgrowers State Bank, freeFree account