Bank of Wiggins
Bank of Wiggins is a locally rooted FDIC-insured community bank based in Wiggins, MS. The Q1 2026 balance sheet stands at $234M in assets, including $91M in loans. Returns are subdued: 0.60% ROA and 6.34% ROE. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.73% exceeds the 9% CBLR threshold. Credit conditions bear watching: 1.79% NPL ratio with a 8.09% Texas Ratio (elevated but below the 100% concern level). 3 branches make up the footprint.
Headquarters Profile
- Address
- 109 Pine Ave W, WIGGINS, MS 39577
- County
- Stone
- Metro Area
- GULFPORT-BILOXI, MS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 13
- Established
- December 4, 1916
- Branches
- 3 domestic
- Employees (FTE)
- 46
- FDIC Cert
- 8250
- Fed RSSD
- 179335
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Bank of Wiggins rankings
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Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Bank of Wiggins
What are Bank of Wiggins's total assets?
As of the Q1 2026 filing, Bank of Wiggins reported total assets of $233.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Bank of Wiggins headquartered?
Bank of Wiggins is headquartered in WIGGINS, MS, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Bank of Wiggins founded?
Bank of Wiggins was established in 1916, per the FDIC institution directory.
Is Bank of Wiggins FDIC-insured?
Yes. Bank of Wiggins is an FDIC-insured commercial bank (FDIC Certificate #8250). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Wiggins?
Bank of Wiggins's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Bank of Wiggins operate?
Bank of Wiggins operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Bank of Wiggins's Texas Ratio?
Bank of Wiggins's Texas Ratio is 8.09% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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