Bank of Brookhaven
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Data as of · sourced from FFIEC call reports. How we update
Bank of Brookhaven is an FDIC-insured commercial bank headquartered in Brookhaven, MS, established in 2000 (FDIC certificate 35439), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $262.2M, up 6.1% from Q2 2025, the 46th largest of 57 banks headquartered in Mississippi. Its CET1 capital ratio was 18.04% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 35439
- Headquarters
- Brookhaven, MS
- Established
- 2000
- Total assets, Q2 2026
- $262.2M
- Assets vs Q2 2025
- +6.1%
- CET1 ratio, Q2 2026
- 18.04%
- Domestic offices
- 1 FDIC institution directory, current count
- Routing number
- 065306134
- Latest call report
- Q2 2026, FFIEC 051 · Bank of Brookhaven call report
- Holding company
- HAVEN CAPITAL CORPORATION
- Asset rank in state
- 46th of 57 in Mississippi
Bank of Brookhaven, based in Brookhaven, Mississippi, reported $262 million in assets at June 30, 2026, up 6.1% from a year earlier. It carries problem assets equal to 0.1% of the capital and reserves that would absorb them, a small fraction of the median of 2.6% for the 2,660 banks with $100 million to $1 billion in assets.
Loans are outrunning deposits: over the year loans rose 9.8% and deposits rose 5.9%. Paper losses on its bond portfolio are shrinking: unrealized losses of $3.4 million equal 11% of Tier 1 capital, down from 21% a year earlier.
As of June 30, 2026, Bank of Brookhaven reported a CET1 capital ratio of 18.04%, a return on assets of 1.23%, a nonperforming-loan ratio of 0.02% and a Texas ratio of 0.11%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Bank of Brookhaven is the 46th largest of the 57 banks headquartered in Mississippi. From Q1 2026 to Q2 2026, its total assets fell 1.6% to $262.2M, loans rose 1.0% and deposits fell 2.4%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 24.1% of total loans, ahead of owner-occupied commercial real estate loans at 23.9%. Its one office in the FDIC Summary of Deposits is in Brookhaven, MS. Judged on its Q2 2026 call report, Bank of Brookhaven meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 411 Brookway Blvd, Brookhaven, MS 39601
- County
- Lincoln
- Metro Area
- Brookhaven, MS
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- No
- Federal Reserve district
- District 6, Atlanta
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- January 31, 2000
- Domestic offices
- 1 FDIC institution directory, current count
- Employees (FTE)
- 30
- Domestic deposits
- $229.5M
- Allowance for credit losses
- $1.3M
- Net charge-offs (YTD)
- $2K
- Average total assets
- $261.9M
- Average total loans
- $146.7M
- Average interest-bearing deposits
- $178.2M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 31, 2000
- FDIC Cert
- 35439
- Fed RSSD
- 2877831
- SEC CIK
- 2069175 → filed by HAVEN CAPITAL CORPORATION
- Website
- www.bankofbrookhaven.com →
- Parent Holding Company
- HAVEN CAPITAL CORPORATION (RSSD 4361923)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Bank of Brookhaven's total assets moved between a low of $219.6M (Q4 2023) and a high of $266.5M (Q1 2026) from Q3 2023 to Q2 2026, and it earned a profit in 10 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$262.2M total assets against $247.0M; $233.6M total liabilities against $221.2M.
$146.7M net loans and leases against $133.6M; $229.5M total deposits against $216.7M.
$81.1M securities against $78.9M; $22.5M cash and balances due against $23.8M.
$3.4M total interest income against $3.2M; $1.1M total interest expense against $1.0M.
$2.3M net interest income against $2.2M.
$367K total noninterest income against $329K; $1.7M total noninterest expense against $1.6M.
$0 provision for credit losses against -$57K.
$804K net income against $837K.
1.23% return on assets against 1.34%; 3.81% net interest margin against 3.77%.
18.04% CET1 capital ratio against 18.28%; 11.64% tier 1 leverage ratio against 11.63%.
Inside the full Bank of Brookhaven terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeBank of Brookhaven rankings
Its closest position to the top of a national ranking is 480 of 2,134, for CET1 ratio; its furthest is 3,228 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from -0.01% (Q4 2025) to 1.41% (Q1 2025) and its net interest margin ran from 3.53% (Q3 2024) to 3.92% (Q3 2025).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 18.04% | 1.23% | 0.02% | 0.11% | 3.81% |
| Q1 2026 | 17.08% | 1.32% | 0.02% | 0.10% | 3.80% |
| Q4 2025 | 17.96% | -0.01% | 0.03% | 0.15% | 3.78% |
| Q3 2025 | 18.89% | 1.37% | 0.01% | 0.02% | 3.92% |
| Q2 2025 | 18.28% | 1.34% | 0.00% | 0.02% | 3.77% |
| Q1 2025 | 17.56% | 1.41% | 0.01% | 0.04% | 3.54% |
| Q4 2024 | 17.42% | 0.43% | 0.01% | 0.14% | 3.57% |
| Q3 2024 | 17.86% | 1.15% | 0.03% | 0.13% | 3.53% |
Swipe the table sideways to see every column.
Branch Network
View the branch → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Bank of Brookhaven (main office) | Brookhaven , MS | 39601 | $229.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.3% of deposits in MS, rank 54 of 80 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Bank of Brookhaven
What are Bank of Brookhaven's total assets?
As of the Q2 2026 filing, Bank of Brookhaven reported total assets of $262.2 million in its FFIEC call report.
Where is Bank of Brookhaven headquartered?
It is headquartered in Brookhaven, MS, United States.
When was Bank of Brookhaven founded?
It was established in 2000, per the FDIC institution directory.
Is Bank of Brookhaven FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #35439). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Bank of Brookhaven?
Bank of Brookhaven's primary federal regulator is the FDIC.
What is Bank of Brookhaven's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 18.04% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Bank of Brookhaven operate?
It operates 1 domestic office, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Bank of Brookhaven's Texas Ratio?
Its Texas Ratio is 0.11% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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