Bank of Brookhaven: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Bank of Brookhaven of Brookhaven, MS against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.23% | 1.35% | -0.12% | 47th below |
| ROAE | 11.44% | 12.05% | -0.61% | 44th below |
| Net Interest Margin | 3.81% | 3.90% | -0.09% | 43rd below |
| Efficiency Ratio | 61.05% | 63.15% | -2.10% | 51st above |
| PPNR / Avg Assets | 1.55% | 1.64% | -0.09% | 48th below |
| Yield on Earning Assets | 5.54% | 5.65% | -0.11% | 47th below |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.84% | 1.85% | -0.01% | 48th below |
| Net Interest Spread | 2.99% | 3.35% | -0.36% | 32nd below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.02% | 0.92% | -0.90% | 83rd top |
| NPA / Total Assets | 0.01% | 0.67% | -0.66% | 84th top |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.00% | 0.15% | -0.15% | 48th below |
| ACL / Total Loans | 0.89% | 1.28% | -0.39% | 16th bottom |
| ACL / NPLs (Coverage) | 4682.14% | 1643.85% | +3038.29% | — |
| Texas Ratio | 0.11% | 7.15% | -7.04% | 87th top |
| Provision / NCO | 2300.00% | 1188.53% | +1111.47% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 18.04% | 20.83% | -2.79% | 69th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 18.04% | 20.86% | -2.82% | 69th above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 18.83% | 21.94% | -3.11% | 67th above |
| Leverage Ratio Behind the peer average, ahead of the median peer. | 11.64% | 12.46% | -0.82% | 60th above |
| Equity / Assets Behind the peer average, ahead of the median peer. | 10.93% | 11.67% | -0.74% | 59th above |
| TCE / Tangible Assets Behind the peer average, ahead of the median peer. | 10.93% | 11.40% | -0.47% | 63rd above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 64.48% | 78.65% | -14.17% | 78th top |
| Core Deposit Ratio | 95.73% | 87.09% | +8.64% | 87th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.15% | 6.47% | -0.32% | 63rd above |
| Loan Growth (Y/Y) | 9.78% | 7.64% | +2.14% | 73rd above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.91% | 6.02% | -0.11% | 64th above |
See Bank of Brookhaven's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Bank of Brookhaven, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Bank of Brookhaven profile, how to read a UBPR, or how this data updates.