Bank of Brookhaven: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Cash and balances due from depository institutions: 29.7% lower than in Q1 2026, at $22.5M. Bank of Brookhaven ranks 43rd of 57 Mississippi banks on loan-to-deposit ratio, in the lower half at 64.48% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Bank of Brookhaven sits 16.36 points lower, at 64.48% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $22.5M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $103.6M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $0 |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 0.00% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 64.48% |
| Net loans and leases to deposits | 63.91% |
| Loans and leases to core deposits | 67.35% |
| Core deposits to total deposits | 95.73% |
| Brokered deposits to total deposits | 0.00% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 55.38% | 97.28% | $0 | $0 |
| Q4 2023 | 60.63% | 95.87% | $0 | $0 |
| Q1 2024 | 56.25% | 94.68% | $0 | $0 |
| Q2 2024 | 63.92% | 94.45% | $0 | $0 |
| Q3 2024 | 66.03% | 94.69% | $0 | $0 |
| Q4 2024 | 65.04% | 94.49% | $0 | $0 |
| Q1 2025 | 59.49% | 93.67% | $0 | $0 |
| Q2 2025 | 62.20% | 94.48% | $0 | $0 |
| Q3 2025 | 63.81% | 95.13% | $0 | $0 |
| Q4 2025 | 66.46% | 95.69% | $0 | $0 |
| Q1 2026 | 62.29% | 95.82% | $0 | $0 |
| Q2 2026 | 64.48% | 95.73% | $0 | $0 |
Bank of Brookhaven liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Brookhaven, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Brookhaven profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35439) · FFIEC NIC profile (RSSD 2877831)