Bank of Brookhaven: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
In Q2 2026, Cost of interest-bearing liabilities edged down by 0.11 percentage points, from 2.66% to 2.55%, the largest move among the key lines here. Within Mississippi, Bank of Brookhaven is 36th of 57 on net interest margin, 3.81% as of Q2 2026, below the middle of the field. The median for banks in the $100M-1B asset tier is 3.95% on net interest margin. Bank of Brookhaven sits 0.14 points lower, at 3.81% (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 5.54% |
| Yield on loans | 6.84% |
| Yield on securities | 3.87% |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | 1.84% |
| Cost of interest-bearing deposits | 2.55% |
| Cost of interest-bearing liabilities | 2.55% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | 3.81% |
| Yield to cost spread | 2.99% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $2.5M |
| Total interest expense | $1.1M |
| Interest expense on deposits | $1.1M |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Cost of funds | Net interest margin | Loans | Securities |
|---|---|---|---|---|---|
| Q3 2023 | 4.47% | 1.23% | 3.32% | 5.59% | 2.85% |
| Q4 2023 | 4.72% | 1.36% | 3.48% | 5.93% | 3.02% |
| Q1 2024 | 4.98% | 1.69% | 3.41% | 6.03% | 3.36% |
| Q2 2024 | 5.18% | 1.73% | 3.57% | 6.37% | 3.21% |
| Q3 2024 | 5.36% | 2.03% | 3.53% | 6.55% | 3.40% |
| Q4 2024 | 5.33% | 1.93% | 3.57% | 6.56% | 3.51% |
| Q1 2025 | 5.35% | 1.94% | 3.54% | 6.59% | 3.52% |
| Q2 2025 | 5.46% | 1.85% | 3.77% | 6.84% | 3.59% |
| Q3 2025 | 5.76% | 2.03% | 3.92% | 7.00% | 3.89% |
| Q4 2025 | 5.59% | 1.99% | 3.78% | 6.92% | 3.61% |
| Q1 2026 | 5.58% | 1.86% | 3.80% | 6.80% | 3.87% |
| Q2 2026 | 5.54% | 1.84% | 3.81% | 6.84% | 3.87% |
Bank of Brookhaven yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Bank of Brookhaven, freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Bank of Brookhaven profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 35439) · FFIEC NIC profile (RSSD 2877831)