State Hub
Banks in Mississippi
All FDIC-insured banks headquartered in Mississippi
Every FDIC-insured commercial bank headquartered in Mississippi, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
Mississippi is home to 61 FDIC-insured banks headquartered in the state, with $190.78B in combined assets and $159.69B in deposits. The largest is Cadence Bank ($53.53B) — about 28% of the group's total banking assets , followed by Hancock Whitney Bank and Renasant Bank . Across these banks, the asset-weighted return on assets is 1.00% and the median CET1 capital ratio is 15.19% .
Banks
61
Total Assets
$190.78B
Total Deposits
$159.69B
Avg ROA
1.00%
Median CET1
15.19%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| Cadence Bank | Tupelo , MS | $53.53B | 1.09% | 3.50% | 57.2% | 11.69% | 1.10% | 10.6% |
| HANCOCK WHITNEY BANK | GULFPORT , MS | $35.53B | 0.57% | 3.54% | 54.1% | 13.05% | 0.81% | 6.4% |
| RENASANT BANK | TUPELO , MS | $27.09B | 1.40% | 3.90% | 51.7% | 12.32% | 1.26% | 9.0% |
| TRUSTMARK BANK | JACKSON , MS | $18.98B | 1.26% | 3.82% | 60.8% | 12.27% | 0.82% | 11.9% |
| BANKPLUS | BELZONI , MS | $8.28B | 1.40% | 3.77% | 59.8% | — | 0.48% | 4.3% |
| The First Bank | Hattiesburg , MS | $7.93B | 0.02% | 3.26% | 93.1% | 13.79% | 0.60% | 5.0% |
| COMMUNITY BANK OF MISSISSIPPI | FLOWOOD , MS | $5.12B | 1.02% | 3.85% | 66.4% | 13.25% | 0.15% | 3.0% |
| BANKFIRST FINANCIAL SERVICES | MACON , MS | $3.32B | 1.08% | 3.95% | 64.2% | — | 0.74% | 4.6% |
| GUARANTY BANK AND TRUST COMPANY | BELZONI , MS | $3.01B | 0.92% | 4.09% | 64.2% | — | 1.94% | 14.4% |
| PLANTERS BANK & TRUST COMPANY | INDIANOLA , MS | $2.69B | 1.22% | 3.60% | 58.2% | 15.00% | 0.83% | 5.4% |
| CITIZENS NATIONAL BANK OF MERIDIAN, THE | MERIDIAN , MS | $1.88B | 1.46% | 3.36% | 66.9% | 13.44% | 0.96% | 7.4% |
| CITIZENS BANK OF PHILADELPHIA, THE | PHILADELPHIA , MS | $1.53B | 0.68% | 3.35% | 71.6% | 12.44% | 0.75% | 10.5% |
| PRIORITYONE BANK | MAGEE , MS | $1.19B | 1.92% | 4.87% | 61.6% | — | 0.45% | 4.3% |
| BANK OF COMMERCE | GREENWOOD , MS | $1.16B | 1.16% | 3.20% | 59.5% | — | 0.39% | 5.4% |
| MERCHANTS & MARINE BANK | PASCAGOULA , MS | $960.8M | 0.15% | 4.11% | 97.7% | 15.38% | 1.55% | 7.5% |
| STORY BANK DBA STORY FINANCIAL PARTNERS | JACKSON , MS | $957.0M | 0.85% | 3.69% | 71.4% | 12.26% | 0.00% | 0.0% |
| FIRST STATE BANK | WAYNESBORO , MS | $949.8M | 0.34% | 2.54% | 84.0% | — | 1.48% | 12.3% |
| FIRST SECURITY BANK | BATESVILLE , MS | $932.8M | 1.39% | 4.01% | 62.5% | 14.02% | 0.46% | 3.6% |
| FNB OXFORD BANK | OXFORD , MS | $931.2M | 0.80% | 2.88% | 65.2% | — | 0.17% | 0.8% |
| BNA BANK | NEW ALBANY , MS | $841.4M | 1.63% | 3.67% | 44.3% | 17.60% | 0.57% | 5.3% |
| PEOPLES BANK, BILOXI, MISSISSIPPI, THE | BILOXI , MS | $787.9M | 0.72% | 3.13% | 74.3% | — | 0.19% | 0.5% |
| BANK OF HOLLY SPRINGS, THE | HOLLY SPRINGS , MS | $597.4M | 1.36% | 4.09% | 60.4% | — | 4.05% | 22.8% |
| PEOPLES BANK, THE | RIPLEY , MS | $582.2M | 1.02% | 2.64% | 57.8% | 20.86% | 0.02% | 0.1% |
| FARMERS AND MERCHANTS BANK | BALDWYN , MS | $567.1M | 1.72% | 4.73% | 58.8% | — | 1.52% | 6.6% |
| UNITED MISSISSIPPI BANK | NATCHEZ , MS | $563.1M | 1.13% | 4.67% | 76.8% | — | 0.45% | 4.5% |
| CENTURY BANK | LUCEDALE , MS | $562.2M | 1.20% | 4.44% | 66.5% | — | 1.44% | 10.5% |
| FIRST CHOICE BANK | PONTOTOC , MS | $558.7M | -0.24% | 3.68% | 107.4% | — | 0.49% | 6.4% |
| FIRST BANK | MCCOMB , MS | $558.4M | 1.49% | 4.02% | 65.3% | — | 0.81% | 5.6% |
| PEOPLES BANK | MENDENHALL , MS | $503.4M | 2.85% | 6.48% | 59.9% | 11.90% | 4.48% | 33.3% |
| CITIZENS BANK | COLUMBIA , MS | $486.2M | 2.33% | 4.98% | 56.5% | 20.90% | 0.72% | 4.4% |
| Magnolia State Bank | Bay Springs , MS | $465.6M | -3.62% | 4.00% | 174.3% | 13.96% | 0.59% | 5.8% |
| RIVERHILLS BANK | VICKSBURG , MS | $447.1M | 1.83% | 3.98% | 50.5% | — | 0.36% | 3.2% |
| PIKE NATIONAL BANK | MCCOMB , MS | $405.1M | 0.95% | 3.58% | 69.4% | 19.38% | 0.90% | 6.0% |
| FIRST NATIONAL BANK OF CLARKSDALE | CLARKSDALE , MS | $392.8M | 0.88% | 3.28% | 69.7% | — | 0.65% | 3.8% |
| FIRST FEDERAL SAVINGS & LOAN ASSOCIATION OF PASCAGOULA-MOSS POINT | PASCAGOULA , MS | $377.6M | 0.43% | 2.58% | 78.6% | 19.53% | 0.36% | 5.6% |
| BANKOKOLONA | OKOLONA , MS | $349.3M | 1.43% | 3.84% | 63.6% | — | 1.06% | 8.0% |
| CLEVELAND STATE BANK, THE | CLEVELAND , MS | $345.7M | 1.03% | 3.45% | 65.2% | — | 0.29% | 2.5% |
| BANK OF KILMICHAEL | KILMICHAEL , MS | $344.3M | 1.07% | 3.58% | 64.5% | — | 1.03% | 9.6% |
| GREAT SOUTHERN BANK | MERIDIAN , MS | $342.8M | 0.62% | 3.30% | 83.6% | 20.43% | 0.45% | 6.7% |
| COPIAH BANK | HAZLEHURST , MS | $331.6M | 0.91% | 4.10% | 74.2% | — | 0.11% | 0.5% |
| BANK OF YAZOO CITY | YAZOO CITY , MS | $326.0M | 0.79% | 3.26% | 70.0% | — | 0.00% | 0.1% |
| FIRST SOUTHERN BANK | COLUMBIA , MS | $309.0M | 1.86% | 4.57% | 61.2% | — | 0.45% | 2.4% |
| BANK OF FRANKLIN | MEADVILLE , MS | $303.3M | 0.83% | 4.61% | 78.9% | — | 0.55% | 4.6% |
| BANK OF FOREST | FOREST , MS | $298.1M | 1.22% | 3.57% | 66.1% | — | 1.49% | 9.5% |
| UNITY BANK OF MISSISSIPPI | HOLLY SPRINGS , MS | $288.0M | 0.38% | 2.95% | 86.6% | — | 3.29% | 24.7% |
| COMMERCIAL BANK, THE | DE KALB , MS | $286.5M | 0.83% | 3.49% | 64.9% | — | 0.09% | 1.6% |
| FNB PICAYUNE BANK | PICAYUNE , MS | $279.2M | 3.11% | 5.31% | 47.4% | — | 0.72% | 5.2% |
| GRAND BANK FOR SAVINGS, F.S.B. | HATTIESBURG , MS | $276.3M | 0.30% | 4.17% | 89.1% | — | 0.25% | 6.4% |
| BANK OF BROOKHAVEN | BROOKHAVEN , MS | $266.5M | 1.32% | 3.80% | 60.4% | 17.10% | 0.02% | 0.1% |
| BANK OF WIGGINS | WIGGINS , MS | $233.6M | 0.60% | 2.69% | 76.3% | — | 1.79% | 8.1% |
| MERCHANTS AND PLANTERS BANK | RAYMOND , MS | $207.2M | 1.00% | 4.21% | 69.5% | — | 0.00% | 1.2% |
| JEFFERSON BANK, THE | GREENVILLE , MS | $202.5M | 2.35% | 5.43% | 41.1% | 18.59% | 0.42% | 1.5% |
| BANK OF ANGUILLA | ANGUILLA , MS | $199.4M | 1.11% | 3.61% | 60.7% | — | 5.56% | 17.8% |
| COMMERCE BANK | CORINTH , MS | $164.6M | 2.54% | 5.29% | 54.1% | — | 1.80% | 12.3% |
| Holmes County Bank | Lexington , MS | $151.9M | -12.66% | 3.27% | 451.2% | 21.34% | 0.72% | 4.7% |
| BANK OF WINONA | WINONA , MS | $142.6M | 0.81% | 3.21% | 72.4% | 33.56% | 1.45% | 4.0% |
| COVINGTON COUNTY BANK | COLLINS , MS | $108.8M | 1.35% | 4.49% | 59.3% | 18.65% | 0.09% | 5.3% |
| CITIZENS BANK AND TRUST COMPANY | MARKS , MS | $105.4M | 0.83% | 4.85% | 75.0% | 17.81% | 3.30% | 22.1% |
| GENESIS BANK | BENOIT , MS | $98.3M | 1.20% | 5.42% | 64.0% | — | 1.66% | 11.3% |
| AMORY FIRST SAVINGS AND LOAN BANK, SSB | AMORY , MS | $77.0M | 0.16% | 2.70% | 93.7% | — | 0.04% | 6.0% |
| RICHTON BANK & TRUST COMPANY | RICHTON , MS | $53.8M | 0.71% | 4.19% | 82.7% | — | 0.00% | 0.0% |
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Mississippi bank rankings
See Mississippi banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest Mississippi banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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