State Hub
Banks in South Carolina
All FDIC-insured banks headquartered in South Carolina
Every FDIC-insured commercial bank headquartered in South Carolina, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
South Carolina is home to 43 FDIC-insured banks headquartered in the state, with $63.90B in combined assets and $55.12B in deposits. The largest is United Community Bank ($28.11B) — about 44% of the group's total banking assets , followed by Southern First Bank and First Community Bank . Across these banks, the asset-weighted return on assets is 1.23% and the median CET1 capital ratio is 15.27% .
Banks
43
Total Assets
$63.90B
Total Deposits
$55.12B
Avg ROA
1.23%
Median CET1
15.27%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| UNITED COMMUNITY BANK | GREENVILLE , SC | $28.11B | 1.17% | 3.62% | 55.7% | 12.19% | 0.59% | 4.5% |
| SOUTHERN FIRST BANK | GREENVILLE , SC | $4.58B | 0.93% | 2.89% | 58.7% | 11.56% | 0.33% | 3.1% |
| FIRST COMMUNITY BANK | LEXINGTON , SC | $2.40B | 1.03% | 3.34% | 69.4% | 12.82% | 0.27% | 2.2% |
| COASTAL STATES BANK | HILTON HEAD ISLAND , SC | $2.35B | 1.10% | 3.54% | 59.3% | 12.19% | 0.99% | 6.7% |
| ANDERSON BROTHERS BANK | MULLINS , SC | $2.28B | 1.49% | 5.99% | 59.6% | 11.47% | 0.61% | 5.4% |
| CONWAY NATIONAL BANK, THE | CONWAY , SC | $1.94B | 1.42% | 3.28% | 47.3% | 18.80% | 0.05% | 0.3% |
| SOUTH ATLANTIC BANK | MYRTLE BEACH , SC | $1.93B | 1.05% | 3.23% | 60.0% | 11.37% | 0.00% | 0.0% |
| BANK OF TRAVELERS REST | TRAVELERS REST , SC | $1.60B | 1.91% | 3.22% | 59.6% | 15.33% | 0.21% | 1.3% |
| SECURITY FEDERAL BANK | AIKEN , SC | $1.56B | 0.77% | 3.22% | 70.9% | 19.75% | 0.80% | 3.9% |
| COASTAL CAROLINA NATIONAL BANK | MYRTLE BEACH , SC | $1.28B | 1.14% | 3.63% | 56.3% | 12.89% | 0.02% | 0.2% |
| FIRST CAPITAL BANK | CHARLESTON , SC | $1.24B | 1.11% | 3.43% | 53.6% | 10.95% | 0.10% | 0.9% |
| CITIZENS BANK, THE | OLANTA , SC | $1.16B | 1.16% | 4.17% | 60.9% | 16.96% | 0.24% | 2.2% |
| FIRST RELIANCE BANK | FLORENCE , SC | $1.12B | 1.35% | 3.82% | 63.0% | 13.04% | 0.25% | 2.2% |
| FIRST PALMETTO BANK | CAMDEN , SC | $1.08B | 1.54% | 3.55% | 53.0% | 13.34% | 0.20% | 1.4% |
| BEACON COMMUNITY BANK | MOUNT PLEASANT , SC | $971.7M | 0.55% | 2.60% | 70.2% | 10.72% | 0.01% | 0.1% |
| CAROLINA BANK & TRUST COMPANY | LAMAR , SC | $830.6M | 1.67% | 3.99% | 44.8% | 20.23% | 0.82% | 4.2% |
| ARTHUR STATE BANK | UNION , SC | $825.8M | 1.08% | 4.37% | 71.1% | 12.17% | 0.84% | 8.5% |
| OPTUS BANK | COLUMBIA , SC | $785.2M | 1.31% | 2.92% | 46.5% | 18.68% | 1.65% | 17.5% |
| COUNTYBANK | GREENWOOD , SC | $748.4M | 1.46% | 3.81% | 75.1% | 15.20% | 0.26% | 3.6% |
| OCONEE FEDERAL SAVINGS AND LOAN ASSOCIATION | SENECA , SC | $664.7M | 0.69% | 2.86% | 61.9% | 24.39% | 0.18% | 1.1% |
| PALMETTO STATE BANK | HAMPTON , SC | $619.1M | 0.76% | 3.26% | 71.1% | — | 0.12% | 0.3% |
| FIRST PIEDMONT FEDERAL SAVINGS AND LOAN ASSOCIATION | GAFFNEY , SC | $591.0M | 1.69% | 4.65% | 56.9% | — | 0.75% | 2.2% |
| BANK OF SOUTH CAROLINA, THE | CHARLESTON , SC | $561.7M | 1.51% | 4.41% | 57.7% | — | 0.32% | 1.8% |
| ENTERPRISE BANK OF SOUTH CAROLINA | EHRHARDT , SC | $522.2M | 8.42% | 3.63% | 23.2% | 15.75% | 3.70% | 24.7% |
| FARMERS AND MERCHANTS BANK OF SOUTH CAROLINA | HOLLY HILL , SC | $476.2M | 1.69% | 3.62% | 45.4% | 41.84% | 2.42% | 4.9% |
| BANK OF CLARENDON, THE | MANNING , SC | $455.6M | 1.39% | 3.70% | 54.4% | — | 0.05% | 0.2% |
| PEOPLES BANK THE | IVA , SC | $443.8M | 1.58% | 4.31% | 63.3% | 17.87% | 0.01% | 0.0% |
| BANK OF THE LOWCOUNTRY | WALTERBORO , SC | $423.9M | 0.75% | 3.86% | 76.6% | 11.83% | 0.28% | 2.7% |
| FIRST NATIONAL BANK OF SOUTH CAROLINA | HOLLY HILL , SC | $310.4M | 1.14% | 3.69% | 63.0% | 24.04% | 0.43% | 2.5% |
| BANK OF YORK | YORK , SC | $308.9M | 1.64% | 4.13% | 51.1% | 32.46% | 0.95% | 2.5% |
| COMMERCIAL BANK, THE | HONEA PATH , SC | $289.6M | 0.69% | 2.93% | 76.9% | 29.88% | 0.95% | 4.0% |
| BLUE RIDGE BANK | WALHALLA , SC | $195.2M | 0.47% | 4.85% | 86.4% | 14.89% | 0.03% | 0.2% |
| CBL STATE SAVINGS BANK | GREER , SC | $188.4M | 0.16% | 2.11% | 91.5% | — | 0.05% | 0.2% |
| BANK OF GREELEYVILLE | GREELEYVILLE , SC | $157.7M | 1.39% | 4.49% | 67.9% | — | 0.58% | 3.6% |
| 1ST FEDERAL SAVINGS BANK OF SC, INC. | WALTERBORO , SC | $153.1M | 0.62% | 4.12% | 79.4% | 18.95% | 0.00% | 0.0% |
| SPRATT SAVINGS BANK | CHESTER , SC | $150.3M | 0.16% | 2.92% | 92.6% | — | 0.28% | 0.4% |
| ABBEVILLE FIRST BANK, SSB | ABBEVILLE , SC | $137.6M | 0.83% | 3.73% | 71.4% | — | 0.60% | 4.3% |
| PICKENS SAVINGS AND LOAN ASSOCIATION, FEDERAL ASSOCIATION | PICKENS , SC | $136.0M | 0.71% | 3.10% | 71.9% | 21.47% | 0.00% | 0.0% |
| WOODRUFF FEDERAL SAVINGS AND LOAN ASSOCIATION | WOODRUFF , SC | $101.7M | 0.31% | 2.30% | 84.4% | — | 0.68% | 1.3% |
| DEDICATED COMMUNITY BANK | DARLINGTON , SC | $101.7M | 0.81% | 4.40% | 76.4% | 11.90% | 1.11% | 9.0% |
| HOME FEDERAL SAVINGS AND LOAN ASSOCIATION | BAMBERG , SC | $39.6M | 0.24% | 3.52% | 90.7% | — | 1.04% | 5.4% |
| PEE DEE FEDERAL SAVINGS BANK | MARION , SC | $38.2M | 0.94% | 3.98% | 76.8% | 41.52% | 0.04% | 0.1% |
| KINGSTREE FEDERAL SAVINGS AND LOAN ASSOCIATION | KINGSTREE , SC | $38.1M | -0.55% | 1.97% | 139.7% | — | 2.83% | 13.7% |
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South Carolina bank rankings
See South Carolina banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest South Carolina banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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