State Hub
Banks in Massachusetts
All FDIC-insured banks headquartered in Massachusetts
Every FDIC-insured commercial bank headquartered in Massachusetts, with the most recent quarterly call report data — total assets, deposits, capital ratios, asset quality, and profitability. Click any bank for the full performance profile.
Massachusetts is home to 102 FDIC-insured banks headquartered in the state, with $635.22B in combined assets and $499.88B in deposits. The largest is State Street Bank and Trust Company ($386.55B) — about 61% of the group's total banking assets , followed by Eastern Bank and Rockland Trust Company . Across these banks, the asset-weighted return on assets is 0.87% and the median CET1 capital ratio is 14.35% .
Banks
102
Total Assets
$635.22B
Total Deposits
$499.88B
Avg ROA
0.87%
Median CET1
14.35%
Largest by Assets
| Bank | HQ | Assets | ROA | NIM | Eff. | CET1 | NPL | Texas |
|---|---|---|---|---|---|---|---|---|
| STATE STREET BANK AND TRUST COMPANY | BOSTON , MA | $386.55B | 0.88% | 1.31% | 71.0% | 14.70% | 0.57% | 1.4% |
| EASTERN BANK | BOSTON , MA | $30.62B | 0.86% | 3.54% | 60.7% | 12.29% | 0.88% | 6.5% |
| ROCKLAND TRUST COMPANY | ROCKLAND , MA | $24.79B | 1.43% | 3.98% | 51.4% | 14.77% | 0.76% | 4.9% |
| BEACON BANK & TRUST | BOSTON , MA | $22.18B | 0.92% | 3.78% | 58.8% | 11.47% | 0.87% | 7.2% |
| Berkshire Bank | Pittsfield , MA | $12.03B | 1.09% | 3.34% | 55.7% | 12.99% | 1.01% | 7.9% |
| SALEM FIVE CENTS SAVINGS BANK | SALEM , MA | $8.57B | 0.92% | 2.51% | 55.9% | 13.30% | 0.41% | 3.8% |
| NEEDHAM BANK | NEEDHAM , MA | $7.17B | 0.83% | 3.81% | 60.5% | 11.44% | 0.71% | 6.9% |
| CAMBRIDGE SAVINGS BANK | CAMBRIDGE , MA | $6.91B | 0.32% | 2.80% | 79.8% | 12.83% | 1.46% | 11.3% |
| MIDDLESEX SAVINGS BANK | NATICK , MA | $6.15B | 0.59% | 2.61% | 72.7% | 18.02% | 0.20% | 0.9% |
| HARBORONE BANK | BROCKTON , MA | $5.63B | 0.31% | 2.51% | 66.1% | 11.34% | 1.38% | 12.3% |
| CAPE COD FIVE CENTS SAVINGS BANK | HYANNIS , MA | $5.46B | 0.71% | 2.73% | 72.6% | 18.09% | 0.44% | 3.2% |
| INSTITUTION FOR SAVINGS IN NEWBURYPORT AND ITS VICINITY | NEWBURYPORT , MA | $5.41B | 0.15% | 1.30% | 73.7% | 16.19% | 0.01% | 0.1% |
| LEADER BANK, NATIONAL ASSOCIATION | ARLINGTON , MA | $5.08B | 0.73% | 2.35% | 67.9% | 20.32% | 0.03% | 0.2% |
| ENTERPRISE BANK AND TRUST COMPANY | LOWELL , MA | $4.95B | -0.79% | 3.49% | 117.7% | 11.59% | 0.72% | 5.9% |
| PEOPLESBANK | HOLYOKE , MA | $4.63B | 0.42% | 2.73% | 70.7% | 12.04% | 0.64% | 5.5% |
| HINGHAM INSTITUTION FOR SAVINGS | HINGHAM , MA | $4.55B | 0.25% | 1.98% | 35.0% | 14.28% | 0.97% | 7.8% |
| TRUNORTH BANK | PEABODY , MA | $3.27B | 1.27% | 4.39% | 49.5% | 15.99% | 0.47% | 3.2% |
| NORTHERN BANK & TRUST COMPANY | WOBURN , MA | $3.27B | 1.79% | 4.94% | 48.9% | 15.15% | 4.86% | 27.7% |
| BRISTOL COUNTY SAVINGS BANK | TAUNTON , MA | $3.16B | 0.70% | 3.27% | 77.4% | 18.08% | 0.68% | 3.8% |
| UNIBANK FOR SAVINGS | WHITINSVILLE , MA | $2.92B | 0.92% | 2.94% | 60.9% | 13.86% | 0.69% | 5.6% |
| BAYCOAST BANK | SWANSEA , MA | $2.89B | 0.36% | 3.26% | 86.3% | 10.69% | 1.67% | 14.8% |
| AVIDIA BANK | HUDSON , MA | $2.80B | 0.89% | 3.59% | 66.2% | 15.18% | 0.74% | 4.9% |
| WESTFIELD BANK | WESTFIELD , MA | $2.76B | 0.80% | 2.93% | 67.4% | 12.44% | 0.21% | 1.8% |
| DEDHAM INSTITUTION FOR SAVINGS | DEDHAM , MA | $2.58B | 0.32% | 2.83% | 73.7% | 13.83% | 0.67% | 7.1% |
| SOUTH SHORE BANK | SOUTH WEYMOUTH , MA | $2.56B | 0.70% | 2.82% | 68.7% | 13.87% | 0.21% | 1.4% |
| CORNERSTONE BANK | SPENCER , MA | $2.40B | 0.67% | 3.10% | 80.3% | 12.51% | 0.44% | 4.0% |
| COUNTRY BANK FOR SAVINGS | WARE , MA | $2.22B | 0.68% | 3.23% | 73.0% | — | 1.17% | 6.2% |
| VILLAGE BANK, THE | AUBURNDALE , MA | $2.03B | 0.38% | 2.52% | 81.3% | 14.94% | 0.42% | 3.8% |
| FLORENCE BANK | FLORENCE , MA | $2.02B | 0.66% | 2.75% | 70.5% | — | 0.49% | 2.8% |
| BANKESB | EASTHAMPTON , MA | $2.01B | 0.84% | 3.21% | 62.6% | 11.86% | 0.89% | 6.7% |
| FALL RIVER FIVE CENTS SAVINGS BANK | FALL RIVER , MA | $1.90B | 0.29% | 2.41% | 87.9% | 11.68% | 0.66% | 6.7% |
| LOWELL FIVE CENT SAVINGS BANK, THE | TEWKSBURY , MA | $1.88B | 0.68% | 3.61% | 64.4% | 16.29% | 0.93% | 5.5% |
| NORTH EASTON SAVINGS BANK | SOUTH EASTON , MA | $1.83B | 0.73% | 3.09% | 73.6% | 16.11% | 0.64% | 5.2% |
| CAPE & COAST BANK | YARMOUTH PORT , MA | $1.67B | 0.45% | 2.88% | 80.3% | — | 1.03% | 9.0% |
| EAST CAMBRIDGE SAVINGS BANK | CAMBRIDGE , MA | $1.67B | 0.33% | 2.46% | 85.6% | 14.40% | 0.14% | 1.2% |
| EVERETT CO-OPERATIVE BANK | EVERETT , MA | $1.65B | 0.77% | 2.46% | 56.7% | 13.60% | 0.09% | 0.7% |
| BLUESTONE BANK | RAYNHAM , MA | $1.63B | 0.10% | 2.34% | 86.6% | 12.75% | 0.67% | 6.0% |
| BANKHOMETOWN | OXFORD , MA | $1.62B | 1.15% | 3.67% | 56.3% | 14.50% | 2.64% | 16.8% |
| MAIN STREET BANK | MARLBOROUGH , MA | $1.61B | 0.53% | 2.96% | 77.4% | 16.51% | 1.66% | 11.2% |
| NEWBURYPORT FIVE CENTS SAVINGS BANK | NEWBURYPORT , MA | $1.58B | 0.09% | 2.75% | 91.9% | 11.62% | 2.14% | 19.5% |
| GREENFIELD SAVINGS BANK | GREENFIELD , MA | $1.49B | 0.58% | 3.27% | 77.0% | 15.94% | 0.44% | 3.6% |
| BANKPROV | AMESBURY , MA | $1.49B | 0.68% | 3.64% | 77.9% | — | 5.26% | 28.3% |
| WATERTOWN SAVINGS BANK | WATERTOWN , MA | $1.44B | 0.70% | 2.96% | 70.4% | 28.92% | 0.12% | 1.0% |
| FIDELITY CO-OPERATIVE BANK | LEOMINSTER , MA | $1.34B | 0.79% | 4.17% | 67.8% | — | 4.61% | 33.9% |
| WEBSTER FIVE CENTS SAVINGS BANK | WEBSTER , MA | $1.31B | 0.74% | 3.57% | 71.6% | — | 0.55% | 7.1% |
| MARTHA'S VINEYARD BANK | EDGARTOWN , MA | $1.30B | 0.65% | 3.03% | 75.9% | — | 0.09% | 0.6% |
| MUTUALONE BANK | FRAMINGHAM , MA | $1.26B | 0.27% | 3.17% | 76.6% | — | 6.73% | 22.4% |
| READING CO-OPERATIVE BANK | READING , MA | $1.18B | 0.43% | 3.28% | 81.2% | 10.62% | 0.09% | 2.0% |
| COMPUTERSHARE TRUST COMPANY, NATIONAL ASSOCIATION | CANTON , MA | $1.13B | 26.41% | 3.66% | 53.2% | 170.77% | — | 0.0% |
| PENTUCKET BANK | HAVERHILL , MA | $1.11B | 0.37% | 2.67% | 89.4% | — | 0.74% | 5.3% |
| MOUNTAINONE BANK | NORTH ADAMS , MA | $1.07B | 1.07% | 3.76% | 68.3% | 16.52% | 2.19% | 12.2% |
| ONELOCAL BANK | NORWOOD , MA | $1.06B | 0.91% | 3.40% | 63.5% | — | 0.21% | 1.3% |
| CAPE ANN SAVINGS BANK | GLOUCESTER , MA | $1.05B | 1.22% | 2.74% | 60.9% | 27.63% | 0.44% | 1.5% |
| WINCHESTER SAVINGS BANK | WINCHESTER , MA | $1.05B | 0.42% | 2.53% | 73.7% | — | 0.20% | 1.6% |
| ADAMS COMMUNITY BANK | ADAMS , MA | $1.03B | 0.48% | 2.61% | 77.1% | 16.09% | 0.43% | 3.4% |
| COASTAL HERITAGE BANK | WEYMOUTH , MA | $985.4M | 0.31% | 2.76% | 83.8% | — | 1.26% | 12.1% |
| WINCHESTER CO-OPERATIVE BANK | WINCHESTER , MA | $931.7M | 0.63% | 2.30% | 64.9% | — | 0.00% | 3.0% |
| STONEHAMBANK | STONEHAM , MA | $902.8M | 0.49% | 2.85% | 76.2% | 12.47% | 0.03% | 0.3% |
| MECHANICS COOPERATIVE BANK | TAUNTON , MA | $878.9M | 1.13% | 4.30% | 58.2% | 14.29% | 0.08% | 0.5% |
| SAVINGS BANK, THE | WAKEFIELD , MA | $864.0M | 0.12% | 2.55% | 96.3% | — | 0.22% | 9.6% |
| GREENFIELD CO-OPERATIVE BANK | GREENFIELD , MA | $858.0M | 0.63% | 3.18% | 73.1% | — | 1.16% | 6.0% |
| ROLLSTONE BANK & TRUST | FITCHBURG , MA | $836.0M | 0.06% | 1.92% | 99.9% | 13.26% | 0.09% | 0.7% |
| MONSON SAVINGS BANK | MONSON , MA | $814.0M | 0.93% | 3.38% | 67.3% | — | 0.10% | 0.8% |
| SAVERS CO-OPERATIVE BANK | SOUTHBRIDGE , MA | $797.8M | 0.61% | 2.95% | 72.1% | — | 2.52% | 17.9% |
| BANK OF CANTON, THE | CANTON , MA | $792.8M | 0.13% | 3.62% | 74.8% | 22.53% | 0.89% | 5.5% |
| CLINTON SAVINGS BANK | CLINTON , MA | $728.9M | 0.24% | 2.92% | 90.0% | 13.75% | 1.68% | 15.7% |
| EAGLE BANK | EVERETT , MA | $680.2M | 0.22% | 3.43% | 88.4% | — | 0.04% | 0.9% |
| Athol Savings Bank | Athol , MA | $677.8M | -3.64% | 2.55% | 322.3% | 19.26% | 0.89% | 5.4% |
| WALPOLE CO-OPERATIVE BANK | WALPOLE , MA | $649.4M | 1.08% | 3.66% | 58.1% | — | 0.37% | 1.6% |
| MIDDLESEX FEDERAL SAVINGS, F.A. | SOMERVILLE , MA | $641.7M | 0.10% | 2.62% | 92.3% | — | 0.00% | 0.0% |
| HAVERHILL BANK | HAVERHILL , MA | $638.1M | 0.17% | 2.55% | 87.4% | 13.68% | 0.16% | 1.2% |
| ONEUNITED BANK | BOSTON , MA | $609.0M | -1.15% | 2.37% | 104.0% | — | 0.19% | 1.3% |
| BAY STATE SAVINGS BANK | WORCESTER , MA | $585.4M | 0.41% | 3.34% | 82.9% | 11.32% | 0.48% | 4.1% |
| LEE BANK | LEE , MA | $578.5M | 0.91% | 3.56% | 73.4% | — | 0.82% | 6.6% |
| MILFORD FEDERAL BANK | MILFORD , MA | $545.5M | 0.29% | 2.54% | 86.4% | — | 0.44% | 3.4% |
| COOPERATIVE BANK, THE | ROSLINDALE , MA | $543.5M | 0.12% | 2.86% | 94.7% | 13.26% | 0.78% | 6.8% |
| DEAN CO-OPERATIVE BANK | FRANKLIN , MA | $493.3M | 0.40% | 3.14% | 86.0% | 13.60% | 0.07% | 0.6% |
| SEAMENS BANK | PROVINCETOWN , MA | $469.3M | 0.72% | 3.88% | 76.1% | — | 0.34% | 2.0% |
| PITTSFIELD CO-OPERATIVE BANK | PITTSFIELD , MA | $444.7M | 0.13% | 3.14% | 95.9% | 19.09% | 0.34% | 2.0% |
| NATIONAL GRAND BANK OF MARBLEHEAD | MARBLEHEAD , MA | $442.3M | 0.61% | 2.41% | 71.3% | — | 0.00% | 0.0% |
| NORTH BROOKFIELD SAVINGS BANK | NORTH BROOKFIELD , MA | $439.9M | 0.49% | 2.91% | 80.6% | — | 0.22% | 1.6% |
| WINTER HILL BANK, FSB | SOMERVILLE , MA | $418.7M | 0.10% | 2.66% | 98.2% | 16.79% | 0.02% | 0.2% |
| BANKGLOUCESTER | GLOUCESTER , MA | $384.4M | 0.42% | 3.61% | 84.4% | 13.03% | 2.75% | 26.1% |
| NEW VALLEY BANK & TRUST | SPRINGFIELD , MA | $381.1M | 0.43% | 2.91% | 90.1% | 10.71% | 2.69% | 21.7% |
| Colonial Federal Savings Bank | Quincy , MA | $358.8M | 0.27% | 2.33% | 88.0% | 33.65% | 0.00% | 0.0% |
| CHARLES RIVER BANK | MEDWAY , MA | $330.1M | 0.33% | 3.19% | 87.1% | 12.06% | 0.17% | 5.7% |
| Wakefield Co-operative Bank | Wakefield , MA | $305.8M | -0.34% | 1.84% | 124.1% | 11.85% | 0.41% | 5.2% |
| WASHINGTON SAVINGS BANK | LOWELL , MA | $298.7M | 0.16% | 2.56% | 92.7% | 16.85% | 0.75% | 6.0% |
| MARBLEHEAD BANK | MARBLEHEAD , MA | $263.0M | 0.45% | 3.99% | 87.2% | 16.99% | 0.00% | 4.0% |
| BANK OF EASTON | NORTH EASTON , MA | $250.9M | 0.73% | 2.20% | 57.4% | — | 0.00% | 0.0% |
| COMMONWEALTH COOPERATIVE BANK | HYDE PARK , MA | $209.4M | 0.33% | 2.77% | 84.1% | — | 0.49% | 2.2% |
| WRENTHAM CO-OPERATIVE BANK | WRENTHAM , MA | $195.0M | 0.00% | 1.92% | 100.4% | 21.02% | 0.00% | 0.0% |
| 42 NORTH PRIVATE BANK | CANTON , MA | $176.4M | -3.95% | 1.14% | 448.9% | 14.69% | 0.03% | 0.3% |
| CANTON CO-OPERATIVE BANK | CANTON , MA | $153.8M | 0.29% | 2.94% | 87.2% | 22.59% | 0.07% | 0.3% |
| METHUEN CO-OPERATIVE BANK | METHUEN , MA | $143.3M | 0.32% | 3.01% | 86.0% | — | 1.08% | 8.4% |
| MILLBURY NATIONAL BANK | MILLBURY , MA | $140.8M | 0.90% | 4.75% | 71.9% | 13.60% | 1.40% | 15.8% |
| STOUGHTON CO-OPERATIVE BANK | STOUGHTON , MA | $134.2M | 0.67% | 2.86% | 69.9% | — | 0.00% | 0.0% |
| WELLINGTON TRUST COMPANY NATIONAL ASSOCIATION | BOSTON , MA | $94.8M | 1.51% | -166.29% | 99.4% | 59.92% | — | 0.0% |
| BOSTON TRUST WALDEN NATIONAL ASSOCIATION | BOSTON , MA | $88.1M | 35.28% | 4.57% | 63.1% | 87.97% | 0.00% | 0.0% |
| NORTH CAMBRIDGE CO-OPERATIVE BANK | CAMBRIDGE , MA | $86.4M | -0.95% | 3.01% | 94.1% | 63.29% | 0.00% | 0.0% |
| FIDELITY PERSONAL TRUST COMPANY, F.S.B. | BOSTON , MA | $67.9M | 32.58% | 3.89% | 39.9% | — | — | 0.0% |
| FIRST FINANCIAL TRUST NATIONAL ASSOCIATION | WELLESLEY , MA | $19.0M | 4.93% | 3.97% | 72.2% | — | — | 0.0% |
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Massachusetts bank rankings
See Massachusetts banks ranked by the metrics that matter — size, profitability, capital, asset quality, and funding.
Largest Massachusetts banks by assets Largest by deposits Highest ROA (return on assets) Highest ROE (return on equity) Highest net interest margin Highest CET1 capital ratio Highest leverage ratio Lowest Texas Ratio (safest) Highest Texas Ratio (riskiest) Highest uninsured-deposit ratio Highest loan-to-deposit ratio Most efficient (lowest efficiency ratio)
Data sourced from FFIEC call reports — current as of Q1 2026. See /data-updates/ for the full refresh schedule.
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