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Lee Bank

LEE, MAMediumEst. Mar 5, 1852FDIC #22956RSSD #790703FDIC
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Lee Bank is a locally rooted FDIC-insured community bank based in Lee, MA, during the antebellum free-banking period. As of Q1 2026, the bank held approximately $579M in total assets and $512M in deposits. Profitability tracks the broader industry — ROA 0.91%, ROE 10.72%, NIM 3.56%. Under the simplified Community Bank Leverage Ratio framework, leverage of 9.41% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 0.82% NPL ratio. It operates 5 branches, primarily in Massachusetts.

Headquarters Profile

Address
75 Park Street, LEE, MA 01238
County
Berkshire
Metro Area
PITTSFIELD, MA
Charter
State-chartered stock savings bank, FDIC-supervised
Primary Regulator
FDIC
Fed District
2
Established
March 5, 1852
Branches
5 domestic
Employees (FTE)
82
FDIC Cert
22956
Fed RSSD
790703
Assets
$579M
Deposits
$512M
Loans
$439M
Equity
$50M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-310.91%0.82%6.63%3.56%
2025-12-310.82%0.96%7.75%3.46%
2025-09-3013.78%0.76%0.82%7.31%3.42%
2025-06-3013.85%0.76%0.89%7.55%3.34%
2025-03-3113.74%0.42%0.98%8.50%3.17%
2024-12-3113.56%0.41%0.89%8.00%3.07%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 1 event.

Frequently asked about Lee Bank

What are Lee Bank's total assets?

As of the Q1 2026 filing, Lee Bank reported total assets of $578.5 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Lee Bank headquartered?

Lee Bank is headquartered in LEE, MA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Lee Bank founded?

Lee Bank was established in 1852, per the FDIC institution directory.

Is Lee Bank FDIC-insured?

Yes. Lee Bank is an FDIC-insured commercial bank (FDIC Certificate #22956). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Lee Bank?

Lee Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Lee Bank operate?

Lee Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Lee Bank's Texas Ratio?

Lee Bank's Texas Ratio is 6.63% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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