Claremont Savings Bank
BankRegReports is independent of Claremont Savings Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Claremont Savings Bank is an FDIC-insured savings bank headquartered in Claremont, NH, established in 1907 (FDIC certificate 18038), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $619.7M, up 3.7% from Q2 2025, the 9th largest of 16 banks headquartered in New Hampshire. It reports no CET1 ratio; its Tier 1 leverage ratio was 12.40% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 18038
- Headquarters
- Claremont, NH
- Established
- 1907
- Total assets, Q2 2026
- $619.7M
- Assets vs Q2 2025
- +3.7%
- Tier 1 leverage ratio, Q2 2026
- 12.40%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 211770190
- Latest call report
- Q2 2026, FFIEC 051 · Claremont Savings Bank call report
- Asset rank in state
- 9th of 16 in New Hampshire
Claremont Savings Bank spends more to run itself than most banks of its size. The Claremont, New Hampshire bank had $620 million in assets at June 30, 2026, up 3.7% from a year earlier. It earns about $0.34 a year on every $100 of assets, a small fraction of the median of $1.28 for the 2,627 banks with $100 million to $1 billion in assets. It also spends about 88 cents to bring in each dollar of revenue, higher than about 9 in 10 banks its size (median 61 cents).
Earnings fell sharply: quarterly net income of $534,000 was 40% below a year earlier. Its margin is thin by comparison: it keeps 3.00 cents of net interest income on every dollar of earning assets, lower than about 9 in 10 banks its size (median 3.96 cents).
As of June 30, 2026, Claremont Savings Bank reported a return on assets of 0.34%, a nonperforming-loan ratio of 0.45% and a Texas ratio of 2.84%. The figures come from its call report filed with the FFIEC.
Of the 16 banks headquartered in New Hampshire, Claremont Savings Bank is the 9th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets were flat, loans rose 1.7% and deposits rose 2.6%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 66.4% of total loans, followed by owner-occupied commercial real estate loans at 10.4%. The FDIC Summary of Deposits lists 4 offices for it, in 4 cities across 2 states; its Claremont office books 76% of its branch deposits. By the capital ratios in its Q2 2026 call report, Claremont Savings Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 145 Broad St, Claremont, NH 03743
- County
- Sullivan
- Metro Area
- Lebanon-Claremont, NH-VT
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 1, Boston
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- April 15, 1907
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 90
- Domestic deposits
- $473.6M
- Allowance for credit losses
- $4.3M
- Net charge-offs (YTD)
- -$39K
- Average total assets
- $628.4M
- Average total loans
- $486.5M
- Average interest-bearing deposits
- $425.0M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- July 2, 1959
- FDIC Cert
- 18038
- Fed RSSD
- 47500
- Website
- www.claremontsavings.bank →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Claremont Savings Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Claremont Savings Bank's total assets moved between a low of $522.3M (Q1 2024) and a high of $620.4M (Q4 2025) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$619.7M total assets against $597.8M; $547.2M total liabilities against $528.4M.
$485.9M net loans and leases against $454.6M; $473.6M total deposits against $448.0M.
$58.3M securities against $54.5M; $39.2M cash and balances due against $53.3M.
$7.2M total interest income against $6.7M; $2.7M total interest expense against $2.6M.
$4.5M net interest income against $4.1M.
$928K total noninterest income against $886K; $4.8M total noninterest expense against $4.3M.
$272K provision for credit losses against $0.
$534K net income against $886K.
0.34% return on assets against 0.60%; 3.00% net interest margin against 2.89%.
12.40% tier 1 leverage ratio against 12.73%.
Inside the full Claremont Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Loans outstanding are at or above total deposits. The bank reports little borrowing or brokered funding, so the difference is carried mainly by equity and other liabilities. Worth watching if loan growth continues to outpace deposits. Industry heuristic, not a supervisory threshold.
Claremont Savings Bank rankings
Its closest position to the top of a national ranking is 1,514 of 4,196, for total assets; its furthest is 3,450 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.16% (Q3 2024) to 0.60% (Q2 2025) and its net interest margin ran from 2.61% (Q4 2024) to 3.00% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 12.40% | 0.34% | 0.45% | 2.84% | 3.00% |
| Q1 2026 | 12.47% | 0.35% | 0.40% | 2.57% | 2.93% |
| Q4 2025 | 12.55% | 0.40% | 0.41% | 2.61% | 2.96% |
| Q3 2025 | 12.51% | 0.45% | 0.42% | 2.65% | 2.88% |
| Q2 2025 | 12.73% | 0.60% | 0.48% | 2.99% | 2.89% |
| Q1 2025 | 12.95% | 0.24% | 0.63% | 3.93% | 2.72% |
| Q4 2024 | 13.07% | 0.38% | 0.62% | 3.75% | 2.61% |
| Q3 2024 | 13.47% | 0.16% | 0.59% | 3.41% | 2.65% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Claremont Savings Bank (main office) | Claremont , NH | 03743 | $360.5M |
| Charlestown Branch | Charlestown , NH | 03603 | $50.0M |
| West Lebanon Branch | West Lebanon , NH | 03784 | $32.1M |
| Springfield Branch | Springfield , VT | 05156 | $30.9M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.9% of deposits in NH, rank 21 of 44 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 2 loans, $1.5M approved, $732K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Claremont Savings Bank’s latest filed figures and updates each quarter.
Similar banks
Compare Claremont Savings Bank with peers
Frequently asked about Claremont Savings Bank
What are Claremont Savings Bank's total assets?
As of the Q2 2026 filing, Claremont Savings Bank reported total assets of $619.7 million in its FFIEC call report.
Where is Claremont Savings Bank headquartered?
It is headquartered in Claremont, NH, United States.
When was Claremont Savings Bank founded?
It was established in 1907, per the FDIC institution directory.
Is Claremont Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #18038). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Claremont Savings Bank?
Claremont Savings Bank's primary federal regulator is the FDIC.
How many branches does Claremont Savings Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Claremont Savings Bank's Texas Ratio?
Its Texas Ratio is 2.84% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
Go deeper on Claremont Savings Bank.
Get an email when Claremont Savings Bank files its next call report, and benchmark it against any peer you choose.
Unlock Claremont Savings Bank, freeFree account