Claremont Savings Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Claremont Savings Bank of Claremont, NH against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.34% | 1.34% | -1.00% | 9th bottom |
| ROAE | 2.96% | 13.32% | -10.36% | 9th bottom |
| Net Interest Margin | 3.00% | 3.93% | -0.93% | 10th bottom |
| Efficiency Ratio | 88.43% | 61.12% | +27.31% | 7th bottom |
| PPNR / Avg Assets | 0.39% | 1.68% | -1.29% | 6th bottom |
| Yield on Earning Assets | 4.83% | 5.67% | -0.84% | 17th bottom |
| Cost of Funds | 1.91% | 1.88% | +0.03% | 43rd below |
| Net Interest Spread | 2.53% | 3.32% | -0.79% | 15th bottom |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.45% | 0.94% | -0.49% | 48th below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.35% | 0.70% | -0.35% | 47th below |
| NCO / Avg Loans | -0.00% | 0.16% | -0.16% | 81st top |
| ACL / Total Loans | 0.89% | 1.28% | -0.39% | 16th bottom |
| ACL / NPLs (Coverage) | 198.81% | 1539.55% | -1340.74% | 48th below |
| Texas Ratio | 2.84% | 7.33% | -4.49% | 55th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 12.40% | 12.14% | +0.26% | 69th above |
| Equity / Assets | 11.70% | 11.37% | +0.33% | 68th above |
| TCE / Tangible Assets | 11.70% | 11.09% | +0.61% | 71st above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 103.52% | 80.62% | +22.90% | 7th bottom |
| Core Deposit Ratio | 90.55% | 86.86% | +3.69% | 58th above |
| Wholesale Funding Ratio | 11.45% | 5.03% | +6.42% | 10th bottom |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 3.66% | 6.85% | -3.19% | 44th below |
| Loan Growth (Y/Y) Behind the peer average, ahead of the median peer. | 6.91% | 7.90% | -0.99% | 59th above |
| Deposit Growth (Y/Y) Behind the peer average, ahead of the median peer. | 5.72% | 6.29% | -0.57% | 62nd above |
See Claremont Savings Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Claremont Savings Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Claremont Savings Bank profile, how to read a UBPR, or how this data updates.