Claremont Savings Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
In Q2 2026, Accumulated other comprehensive income edged up by 1.3%, from -$5.5M to -$5.4M, the largest move among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 12.40% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $77.9M |
| Tier 1 capital | $77.9M |
| Total risk-based capital | — |
| Total equity capital | $72.5M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.70% |
| Tangible equity to tangible assets | 11.70% |
| Equity capital to average assets | 11.54% |
| Internal capital growth rate | 2.97% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $0 |
| Retained earnings | $77.9M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$5.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 12.79% | 11.28% | 11.26% |
| Q4 2023 | 13.28% | 12.05% | 12.04% |
| Q1 2024 | 13.55% | 12.62% | 12.61% |
| Q2 2024 | 13.82% | 12.60% | 12.60% |
| Q3 2024 | 13.47% | 11.84% | 11.84% |
| Q4 2024 | 13.07% | 12.12% | 12.11% |
| Q1 2025 | 12.95% | 11.96% | 11.96% |
| Q2 2025 | 12.73% | 11.62% | 11.62% |
| Q3 2025 | 12.51% | 11.78% | 11.78% |
| Q4 2025 | 12.55% | 11.55% | 11.55% |
| Q1 2026 | 12.47% | 11.60% | 11.60% |
| Q2 2026 | 12.40% | 11.70% | 11.70% |
Claremont Savings Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Claremont Savings Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Claremont Savings Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 18038) · FFIEC NIC profile (RSSD 47500)