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BanksPhoenixville Federal Bank and Trust

Phoenixville Federal Bank and Trust

PHOENIXVILLE, PAMediumEst. Jan 1, 1911FDIC #29995RSSD #824671FDIC
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Operating from Phoenixville, PA, Phoenixville Federal Bank and Trust serves its local market as an FDIC-insured commercial bank. Phoenixville Federal Bank and Trust's Q1 2026 balance sheet shows $654M in assets funded primarily by $559M in customer deposits. Returns are in line with industry norms at 0.71% ROA and 6.12% ROE; net interest margin is 3.13%. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.36% exceeds the 9% CBLR threshold. Credit metrics are in line with industry norms — 1.25% NPL ratio. It operates 7 branches, primarily in Pennsylvania.

Headquarters Profile

Address
564 Nutt Rd, PHOENIXVILLE, PA 19460
County
Chester
Metro Area
PHILADELPHIA-CAMDEN-WILMINGTON, PA-NJ-DE-MD
Charter
State-chartered stock savings bank, FDIC-supervised
Primary Regulator
FDIC
Fed District
2
Established
January 1, 1911
Branches
7 domestic
Employees (FTE)
81
FDIC Cert
29995
Fed RSSD
824671
Assets
$654M
Deposits
$559M
Loans
$493M
Equity
$76M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-310.71%1.25%7.56%3.13%
2025-12-310.68%1.40%8.74%3.14%
2025-09-300.91%0.77%4.93%3.09%
2025-06-300.63%0.75%5.02%3.05%
2025-03-310.53%0.76%5.34%2.85%
2024-12-310.59%0.77%5.32%2.82%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Frequently asked about Phoenixville Federal Bank and Trust

What are Phoenixville Federal Bank and Trust's total assets?

As of the Q1 2026 filing, Phoenixville Federal Bank and Trust reported total assets of $654.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Phoenixville Federal Bank and Trust headquartered?

Phoenixville Federal Bank and Trust is headquartered in PHOENIXVILLE, PA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Phoenixville Federal Bank and Trust founded?

Phoenixville Federal Bank and Trust was established in 1911, per the FDIC institution directory.

Is Phoenixville Federal Bank and Trust FDIC-insured?

Yes. Phoenixville Federal Bank and Trust is an FDIC-insured commercial bank (FDIC Certificate #29995). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Phoenixville Federal Bank and Trust?

Phoenixville Federal Bank and Trust's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Phoenixville Federal Bank and Trust operate?

Phoenixville Federal Bank and Trust operates 7 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Phoenixville Federal Bank and Trust's Texas Ratio?

Phoenixville Federal Bank and Trust's Texas Ratio is 7.56% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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