Infirst Bank
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Data as of · sourced from FFIEC call reports. How we update
Infirst Bank is an FDIC-insured savings bank headquartered in Indiana, PA, established in 1922 (FDIC certificate 27763), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $683.2M, up 6.5% from Q2 2025, the 53rd largest of 109 banks headquartered in Pennsylvania. Its CET1 capital ratio was 13.91% at Q2 2026, comfortably above the 7% level required once the capital conservation buffer is included.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 27763
- Headquarters
- Indiana, PA
- Established
- 1922
- Total assets, Q2 2026
- $683.2M
- Assets vs Q2 2025
- +6.5%
- CET1 ratio, Q2 2026
- 13.91%
- Domestic offices
- 11 FDIC institution directory, current count
- Routing number
- 243373358
- Holding company
- INFIRST BANCORP, INC
- Asset rank in state
- 53rd of 109 in Pennsylvania
Little in Infirst Bank's latest call report stands out. The Indiana, Pennsylvania bank had $683 million in assets at June 30, 2026, up 6.5% from a year earlier. On most measures it sits near the middle of the 2,660 banks with $100 million to $1 billion in assets.
Earnings jumped: net income for the quarter was $2.0 million, 38% above the same quarter a year earlier. Funding is the softer spot: it pays an average of 2.35% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
As of June 30, 2026, Infirst Bank reported a CET1 capital ratio of 13.91%, a return on assets of 1.18%, a nonperforming-loan ratio of 0.10% and a Texas ratio of 0.96%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Infirst Bank is the 53rd largest of the 109 banks headquartered in Pennsylvania. From Q1 2026 to Q2 2026, its total assets rose 1.5% to $683.2M, loans rose 1.5% and deposits rose 1.4%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 67.1% of total loans, ahead of non-owner-occupied commercial real estate loans at 9.8%. Its 10 offices in the FDIC Summary of Deposits are in 7 cities in PA; its Indiana 2 offices book 54% of its branch deposits. On its Q2 2026 call report, Infirst Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 935 Philadelphia St, Indiana, PA 15701
- County
- Indiana
- Metro Area
- Indiana, PA
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 4, Cleveland
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1922
- Former names
- Indiana First Savings Bank (2012-2018)
- Domestic offices
- 11 FDIC institution directory, current count
- Employees (FTE)
- 116
- Domestic deposits
- $612.7M
- Allowance for credit losses
- $7.0M
- Net charge-offs (YTD)
- -$4K
- Average total assets
- $680.5M
- Average total loans
- $597.0M
- Average interest-bearing deposits
- $490.4M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 27763
- Fed RSSD
- 904171
- Website
- www.infirstbank.bank →
- Parent Holding Company
- INFIRST BANCORP, INC (RSSD 4442233)
- Ultimate Parent
- INFIRST BANCORP, MHC (RSSD 4442224)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Infirst Bank's total assets moved between a low of $529.2M (Q3 2023) and a high of $683.2M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$683.2M total assets against $641.3M; $620.6M total liabilities against $585.3M.
$596.0M net loans and leases against $562.4M; $612.7M total deposits against $578.6M.
$41.0M securities against $25.1M; $18.5M cash and balances due against $25.7M.
$10.1M total interest income against $9.1M; $3.4M total interest expense against $3.6M.
$6.6M net interest income against $5.4M.
$605K total noninterest income against $859K; $4.5M total noninterest expense against $4.1M.
$13K provision for credit losses against $227K.
$2.0M net income against $1.4M.
1.18% return on assets against 0.91%; 4.05% net interest margin against 3.58%.
13.91% CET1 capital ratio against 13.28%; 9.49% tier 1 leverage ratio against 9.18%.
Inside the full Infirst Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeInfirst Bank rankings
Its closest position to the top of a national ranking is 1,389 of 4,196, for total assets; its furthest is 2,697 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.56% (Q3 2024) to 1.18% (Q2 2026) and its net interest margin ran from 3.31% (Q3 2024) to 4.05% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 13.91% | 1.18% | 0.10% | 0.96% | 4.05% |
| Q1 2026 | 13.90% | 0.86% | 0.15% | 1.30% | 3.77% |
| Q4 2025 | 13.72% | 0.93% | 0.15% | 1.32% | 3.85% |
| Q3 2025 | 13.40% | 0.87% | 0.34% | 3.03% | 3.69% |
| Q2 2025 | 13.28% | 0.91% | 0.24% | 2.18% | 3.58% |
| Q1 2025 | 13.28% | 0.57% | 0.27% | 2.57% | 3.36% |
| Q4 2024 | 13.60% | 0.73% | 0.25% | 2.39% | 3.39% |
| Q3 2024 | 14.00% | 0.56% | 0.30% | 2.82% | 3.31% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Infirst Bank (main office) | Indiana , PA | 15701 | $189.8M |
| Townfair Center Office | Indiana , PA | 15701 | $140.0M |
| Burrell Township Branch | Blairsville , PA | 15717 | $64.1M |
| Richland Township Office | Johnstown , PA | 15904 | $62.9M |
| Punxsutawney Office Branch | Punxsutawney , PA | 15767 | $58.7M |
| Harrison City Branch | Harrison City , PA | 15636 | $26.7M |
| Greensburg Branch | Greensburg , PA | 15601 | $26.0M |
| Troutville Branch | Punxsutawney , PA | 15767 | $23.9M |
| Plumville Branch | Plumville , PA | 16246 | $15.4M |
| Westmont Branch | Johnstown , PA | 15905 | $5.3M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.1% of deposits in PA, rank 70 of 145 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 621 applications, 480 loans originated, $76.6M originated, across 3 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $485K approved, $485K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2025 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Infirst Bank
What are Infirst Bank's total assets?
As of the Q2 2026 filing, Infirst Bank reported total assets of $683.2 million in its FFIEC call report.
Where is Infirst Bank headquartered?
It is headquartered in Indiana, PA, United States.
When was Infirst Bank founded?
It was established in 1922, per the FDIC institution directory.
Is Infirst Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #27763). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Infirst Bank?
Infirst Bank's primary federal regulator is the FDIC.
What is Infirst Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 13.91% in its Q2 2026 call report, comfortably above the 7% level required once the capital conservation buffer is included.
How many branches does Infirst Bank operate?
It operates 11 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Infirst Bank's Texas Ratio?
Its Texas Ratio is 0.96% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Infirst Bank previously called?
The charter now named Infirst Bank has also operated as Indiana First Savings Bank (2012-2018), per FDIC structure-change records.
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