Eagle Bank (Everett, MA)
BankRegReports is independent of Eagle Bank and never asks for online banking logins or passwords.
Data as of · sourced from FFIEC call reports. How we update
Eagle Bank is an FDIC-insured savings bank headquartered in Everett, MA, established in 1889 (FDIC certificate 90191), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $709.0M, up 11.2% from Q2 2025, the 60th largest of 89 banks headquartered in Massachusetts. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.63% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 90191
- Headquarters
- Everett, MA
- Established
- 1889
- Total assets, Q2 2026
- $709.0M
- Assets vs Q2 2025
- +11.2%
- Tier 1 leverage ratio, Q2 2026
- 10.63%
- Domestic offices
- 6 FDIC institution directory, current count
- Routing number
- 211371133
- Latest call report
- Q2 2026, FFIEC 051 · Eagle Bank call report
- Holding company
- EAGLE BANCORP, MHC
- Asset rank in state
- 60th of 89 in Massachusetts
Eagle Bank leans heavily on commercial real estate. The Everett, Massachusetts bank had $709 million in assets at June 30, 2026, up 11.2% from a year earlier. It holds commercial real estate loans worth 3.1 times its capital, 2.6 times the median of 1.2 times for the 2,660 banks with $100 million to $1 billion in assets. It also earns about $0.47 a year on every $100 of assets, about a third the median of $1.28 for banks its size.
Net income for the quarter rose 14% from a year earlier, to $831,000. Delinquency has appeared in its $136 million non-owner-occupied commercial real estate book: 0.70% of those loans are past due or on nonaccrual, against almost none a year earlier. Costs are the weak spot: it spends about 80 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
As of June 30, 2026, Eagle Bank reported a return on assets of 0.47%, a nonperforming-loan ratio of 0.04% and a Texas ratio of 0.30%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Eagle Bank is the 60th largest of the 89 banks headquartered in Massachusetts. From Q1 2026 to Q2 2026, its total assets rose 4.2% to $709.0M, loans rose 4.5% and deposits rose 2.2%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 33.7% of total loans, followed by non-owner-occupied commercial real estate loans at 23.1%. Its 6 offices in the FDIC Summary of Deposits are in 5 cities across 2 states; its Everett 2 offices book 47% of its branch deposits. Judged on its Q2 2026 call report, Eagle Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 350 Broadway, Everett, MA 02149
- County
- Middlesex
- Metro Area
- Boston-Cambridge-Newton, MA-NH
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- —
- Federal Reserve district
- District 1, Boston
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 051
- Established
- March 1, 1889
- Former names
- Everett Savings Bank (1974-1998)
- Domestic offices
- 6 FDIC institution directory, current count
- Employees (FTE)
- 82
- Domestic deposits
- $617.8M
- Allowance for credit losses
- $5.0M
- Net charge-offs (YTD)
- $3K
- Average total assets
- $700.9M
- Average total loans
- $568.9M
- Average interest-bearing deposits
- $510.1M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- July 1, 1985
- FDIC Cert
- 90191
- Fed RSSD
- 197302
- Website
- www.bankeagle.com →
- Parent Holding Company
- EAGLE BANCORP, MHC (RSSD 5952551)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Eagle Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Eagle Bank's total assets moved between a low of $603.6M (Q3 2023) and a high of $709.0M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in 11 of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$709.0M total assets against $637.8M; $638.8M total liabilities against $572.6M.
$581.9M net loans and leases against $507.4M; $617.8M total deposits against $553.2M.
$70.4M securities against $65.9M; $7.5M cash and balances due against $18.9M.
$9.0M total interest income against $8.1M; $3.4M total interest expense against $3.2M.
$5.6M net interest income against $4.9M.
$356K total noninterest income against $360K; $4.8M total noninterest expense against $4.3M.
$114K provision for credit losses against $0.
$831K net income against $728K.
0.47% return on assets against 0.45%; 3.42% net interest margin against 3.24%.
10.63% tier 1 leverage ratio against 11.20%.
Inside the full Eagle Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans exceed 300% of total capital, the threshold at which the 2006 interagency guidance flags a bank for heightened supervisory scrutiny. CRE concentration has been the central stress vector for regional banks since 2023. 2006 Interagency CRE Concentration Guidance (SR 07-1).
Eagle Bank rankings
Its closest position to the top of a national ranking is 1,359 of 4,196, for total assets; its furthest is 3,268 of 3,611, for ROA.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.19% (Q3 2024) to 0.47% (Q2 2026) and its net interest margin ran from 2.64% (Q3 2024) to 3.43% (Q1 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.63% | 0.47% | 0.04% | 0.30% | 3.42% |
| Q1 2026 | 10.73% | 0.22% | 0.11% | 0.85% | 3.43% |
| Q4 2025 | 10.86% | 0.34% | 0.13% | 0.94% | 3.30% |
| Q3 2025 | 11.12% | 0.29% | 0.05% | 0.40% | 3.32% |
| Q2 2025 | 11.20% | 0.45% | 0.06% | 0.41% | 3.24% |
| Q1 2025 | 11.13% | 0.42% | 0.06% | 0.42% | 3.09% |
| Q4 2024 | 11.15% | 0.24% | 0.13% | 0.99% | 2.98% |
| Q3 2024 | 11.24% | 0.19% | 0.13% | 0.93% | 2.64% |
Swipe the table sideways to see every column.
Branch Network
View all 6 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Eagle Bank (main office) | Everett , MA | 02149 | $168.8M |
| Lexington Center Branch | Lexington , MA | 02420 | $127.3M |
| Ferry Street Branch | Everett , MA | 02149 | $122.6M |
| North End Branch | Boston , MA | 02113 | $112.5M |
| Eagle Bank Kennebunk Branch | Kennebunk , ME | 04043 | $46.7M |
| Middleton Branch | Middleton , MA | 01949 | $39.8M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in MA, rank 73 of 112 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 112 applications, 57 loans originated, $59.8M originated, across 6 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 2 loans, $975K approved, $488K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2016 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
Add this badge to your website
Free to use. It shows Eagle Bank’s latest filed figures and updates each quarter.
Similar banks
Frequently asked about Eagle Bank
What are Eagle Bank's total assets?
As of the Q2 2026 filing, Eagle Bank reported total assets of $709.0 million in its FFIEC call report.
Where is Eagle Bank headquartered?
It is headquartered in Everett, MA, United States.
When was Eagle Bank founded?
It was established in 1889, per the FDIC institution directory.
Is Eagle Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #90191). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Eagle Bank?
Eagle Bank's primary federal regulator is the FDIC.
How many branches does Eagle Bank operate?
It operates 6 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Eagle Bank's Texas Ratio?
Its Texas Ratio is 0.30% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was Eagle Bank previously called?
The charter now named Eagle Bank has also operated as Everett Savings Bank (1974-1998), per FDIC structure-change records.
Go deeper on Eagle Bank.
Get an email when Eagle Bank files its next call report, and benchmark it against any peer you choose.
Unlock Eagle Bank, freeFree account