Oneunited Bank
Oneunited Bank is a locally rooted FDIC-insured community bank based in Boston, MA, in the Greater Boston banking market. Oneunited's Q1 2026 balance sheet shows $609M in assets funded primarily by $482M in customer deposits. The bank reported a loss in the most recent quarter, with ROA at -1.15% and ROE at -11.56%. Under the simplified Community Bank Leverage Ratio framework, leverage of 10.83% exceeds the 9% CBLR threshold. Credit metrics are pristine, with nonperforming loans at just 0.19%. 5 branches make up the footprint.
Headquarters Profile
- Address
- 185 Devonshire St, BOSTON, MA 02110
- County
- Suffolk
- Metro Area
- BOSTON-CAMBRIDGE-NEWTON, MA-NH
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 2
- Established
- August 2, 1982
- Branches
- 5 domestic
- Employees (FTE)
- 104
- FDIC Cert
- 23966
- Fed RSSD
- 935308
- Website
- www.oneunited.com →
Profitability
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Oneunited Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
- MergerParticipated in FDIC Assisted MergerFDIC
- Structure ChangeFailure, Government Assistance ProvidedFFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.
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Frequently asked about Oneunited Bank
What are Oneunited Bank's total assets?
As of the Q1 2026 filing, Oneunited Bank reported total assets of $609.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Oneunited Bank headquartered?
Oneunited Bank is headquartered in BOSTON, MA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Oneunited Bank founded?
Oneunited Bank was established in 1982, per the FDIC institution directory.
Is Oneunited Bank FDIC-insured?
Yes. Oneunited Bank is an FDIC-insured commercial bank (FDIC Certificate #23966). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Oneunited Bank?
Oneunited Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Oneunited Bank operate?
Oneunited Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Oneunited Bank's Texas Ratio?
Oneunited Bank's Texas Ratio is 1.27% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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