FirstBank (Antlers, OK)
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Data as of · sourced from FFIEC call reports. How we update
FirstBank is an FDIC-insured commercial bank headquartered in Antlers, OK, established in 1901 (FDIC certificate 14331), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $684.3M, up 7.3% from Q2 2025, the 40th largest of 169 banks headquartered in Oklahoma. It reports no CET1 ratio; its Tier 1 leverage ratio was 10.81% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 14331
- Headquarters
- Antlers, OK
- Established
- 1901
- Total assets, Q2 2026
- $684.3M
- Assets vs Q2 2025
- +7.3%
- Tier 1 leverage ratio, Q2 2026
- 10.81%
- Domestic offices
- 10 FDIC institution directory, current count
- Routing number
- 103103396
- Holding company
- FIRST ANTLERS BANCORPORATION, INC.
- Asset rank in state
- 40th of 169 in Oklahoma
Problem loans are rising at FirstBank. Its balance sheet stood at $684 million at June 30, 2026, up 7.3% from a year earlier; it is based in Antlers, Oklahoma. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.82% of loans from 0.24% a year earlier. It keeps 5.18 cents of net interest income on every dollar of earning assets, higher than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 3.95 cents). On the other hand, it spends about 72 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
Deposits are coming in faster than loans: over the year loans rose 4.1% and deposits rose 7.7%.
As of June 30, 2026, FirstBank reported a return on assets of 1.19%, a nonperforming-loan ratio of 0.82% and a Texas ratio of 4.80%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, FirstBank is the 40th largest of the 169 banks headquartered in Oklahoma. Quarter on quarter (Q1 2026 to Q2 2026), its total assets rose 2.1% to $684.3M, loans rose 2.1% and deposits rose 2.3%. 1-4 family residential loans made up 39.9% of its total loans on June 30, 2026, its largest category; next came farmland and other real estate loans at 14.6%. Its 10 offices in the FDIC Summary of Deposits are in 8 cities in OK; its Broken Bow 2 offices book 30% of its branch deposits. By the capital ratios in its Q2 2026 call report, FirstBank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 100 N High St, Antlers, OK 74523
- County
- Pushmataha
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- Dallas (Region 13)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1901
- Former names
- First National Bank (1991-2001)
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 171
- Domestic deposits
- $598.3M
- Allowance for credit losses
- $5.3M
- Net charge-offs (YTD)
- $261K
- Average total assets
- $681.3M
- Average total loans
- $411.1M
- Average interest-bearing deposits
- $407.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- May 3, 1934
- FDIC Cert
- 14331
- Fed RSSD
- 296456
- SEC CIK
- 773042 → filed by FIRST ANTLERS BANCORPORATION, INC.
- Website
- www.firstbank-ok.com →
- Parent Holding Company
- FIRST ANTLERS BANCORPORATION, INC. (RSSD 1133370)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, FirstBank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
FirstBank's total assets moved between a low of $580.2M (Q3 2023) and a high of $684.3M (Q2 2026) from Q3 2023 to Q2 2026, and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$684.3M total assets against $637.8M; $604.2M total liabilities against $560.6M.
$408.5M net loans and leases against $392.1M; $598.3M total deposits against $555.4M.
$75.5M securities against $53.1M; $157.6M cash and balances due against $151.5M.
$10.5M total interest income against $10.2M; $2.4M total interest expense against $2.3M.
$8.2M net interest income against $7.9M.
$1.7M total noninterest income against $1.6M; $7.1M total noninterest expense against $6.8M.
$250K provision for credit losses against $75K.
$2.0M net income against $2.0M.
1.19% return on assets against 1.24%; 5.18% net interest margin against 5.35%.
10.81% tier 1 leverage ratio against 11.06%.
Inside the full FirstBank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeFirstBank rankings
Its closest position to the top of a national ranking is 1,387 of 4,196, for total assets; its furthest is 2,843 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.86% (Q1 2026) to 1.27% (Q3 2024) and its net interest margin ran from 5.07% (Q1 2026) to 5.43% (Q3 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.81% | 1.19% | 0.82% | 4.80% | 5.18% |
| Q1 2026 | 10.95% | 0.86% | 0.43% | 2.81% | 5.07% |
| Q4 2025 | 11.13% | 1.20% | 0.30% | 2.14% | 5.35% |
| Q3 2025 | 11.34% | 1.20% | 0.37% | 2.30% | 5.43% |
| Q2 2025 | 11.06% | 1.24% | 0.24% | 1.32% | 5.35% |
| Q1 2025 | 10.86% | 1.18% | 0.30% | 1.68% | 5.22% |
| Q4 2024 | 10.63% | 1.22% | 0.19% | 1.25% | 5.32% |
| Q3 2024 | 10.83% | 1.27% | 0.19% | 1.27% | 5.36% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Broken Bow Branch | Broken Bow , OK | 74728 | $177.2M |
| FirstBank (main office) | Antlers , OK | 74523 | $169.1M |
| Atoka Branch | Atoka , OK | 74525 | $97.5M |
| Hugo Branch | Hugo , OK | 74743 | $52.2M |
| Coalgate Branch | Coalgate , OK | 74538 | $35.5M |
| Kiowa Branch | Kiowa , OK | 74553 | $22.4M |
| Idabel Branch | Idabel , OK | 74745 | $20.5M |
| Wright City Branch | Wright City , OK | 74766 | $18.7M |
| Hochatown Branch | Broken Bow , OK | 74728 | $5.1M |
| East Main Street Branch | Antlers , OK | 74523 | $0 |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| January 1, 2020 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| January 1, 2020 | Structure Change | Acquired 1st Bank & Trust Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 12, 2000 | Structure Change | Acquired Farmers Exchange Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| September 11, 2000 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| October 6, 1990 | Structure Change | Acquired Midwest Savings Association Federal Association Failure, Government Assistance Provided for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 5 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.4% of deposits in OK, rank 41 of 192 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- SBA 7(a) lending
- 1 loans, $28K approved, $28K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2008 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Mortgage lending (HMDA), Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about FirstBank
What are FirstBank's total assets?
As of the Q2 2026 filing, FirstBank reported total assets of $684.3 million in its FFIEC call report.
Where is FirstBank headquartered?
It is headquartered in Antlers, OK, United States.
When was FirstBank founded?
It was established in 1901, per the FDIC institution directory.
Is FirstBank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #14331). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates FirstBank?
FirstBank's primary federal regulator is the Federal Reserve.
How many branches does FirstBank operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is FirstBank's Texas Ratio?
Its Texas Ratio is 4.80% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
What was FirstBank previously called?
The charter now named FirstBank has also operated as First National Bank (1991-2001), per FDIC structure-change records.
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