FirstBank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks FirstBank of Antlers, OK against its peer group of 2757 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.19% | 1.25% | -0.06% | 44th below |
| ROAE | 10.18% | 12.22% | -2.04% | 36th below |
| Net Interest Margin | 5.18% | 3.95% | +1.23% | 94th top |
| Efficiency Ratio | 71.55% | 63.71% | +7.84% | 24th bottom |
| PPNR / Avg Assets | 1.62% | — | — | 51st above |
| Yield on Earning Assets | 6.68% | 5.67% | +1.01% | 91st top |
| Cost of Funds | 1.59% | 1.87% | -0.28% | 63rd above |
| Net Interest Spread | 4.36% | — | — | 92nd top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.82% | 0.88% | -0.06% | 33rd below |
| NPA / Total Assets | 0.54% | — | — | 37th below |
| NCO / Avg Loans | 0.16% | 0.15% | +0.01% | 14th bottom |
| ACL / Total Loans | 1.29% | — | — | 61st above |
| ACL / NPLs (Coverage) | 157.59% | — | — | 41st below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 4.80% | 5.96% | -1.16% | 37th below |
| Provision / NCO | 153.37% | — | — | 51st above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 10.81% | 11.75% | -0.94% | 46th below |
| Equity / Assets | 11.71% | 10.98% | +0.73% | 68th above |
| TCE / Tangible Assets | 10.64% | — | — | 58th above |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.17% | 80.44% | -11.27% | 72nd above |
| Core Deposit Ratio | 86.77% | 86.95% | -0.18% | 38th below |
| Wholesale Funding Ratio | 0.19% | — | — | 95th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 7.30% | — | — | 70th above |
| Loan Growth (Y/Y) | 4.14% | — | — | 42nd below |
| Deposit Growth (Y/Y) | 7.72% | — | — | 74th above |
See FirstBank's peers by name
The 2757 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock FirstBank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full FirstBank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the FirstBank peer analysis.