Lisle Savings Bank
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Data as of · sourced from FFIEC call reports. How we update
Lisle Savings Bank is an FDIC-insured savings bank headquartered in Lisle, IL, established in 1917 (FDIC certificate 29800), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $544.5M, down 1.0% from Q2 2025, the 92nd largest of 319 banks headquartered in Illinois. It reports no CET1 ratio; its Tier 1 leverage ratio was 26.10% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Savings bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 29800
- Headquarters
- Lisle, IL
- Established
- 1917
- Total assets, Q2 2026
- $544.5M
- Assets vs Q2 2025
- -1.0%
- Tier 1 leverage ratio, Q2 2026
- 26.10%
- Domestic offices
- 4 FDIC institution directory, current count
- Routing number
- 271972404
- Latest call report
- Q2 2026, FFIEC 051 · Lisle Savings Bank call report
- Asset rank in state
- 92nd of 319 in Illinois
Lisle Savings Bank carries far more capital than most banks of its size. The Lisle, Illinois bank had $545 million in assets at June 30, 2026, down 1.0% from a year earlier. It funds 26.10% of its assets with Tier 1 capital, 2.4 times the median of 10.99% for the 2,660 banks with $100 million to $1 billion in assets. It also holds commercial real estate loans equal to only 6% of its capital, a small fraction of the median of 1.2 times for banks its size.
Loans and deposits moved in opposite directions: over the year loans rose 5.2% and deposits fell 0.3%. Problem loans eased: loans on nonaccrual or 90 or more days past due, net of government guarantees, were 0.95% of loans, down from 1.25% a year earlier. Profitability lags: it returns 5.5% a year on shareholders' equity, about half the median of 12.5% for banks its size.
As of June 30, 2026, Lisle Savings Bank reported a return on assets of 1.30%, a nonperforming-loan ratio of 0.95% and a Texas ratio of 2.05%. The figures come from its call report filed with the FFIEC.
Lisle Savings Bank ranks as the 92nd largest of the 319 banks based in Illinois, by total assets at Q2 2026. Between Q1 2026 and Q2 2026, its total assets fell 1.3% to $544.5M, loans rose 2.1% and deposits fell 2.4%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 96.7% of total loans, ahead of non-owner-occupied commercial real estate loans at 2.6%. The FDIC Summary of Deposits lists 4 offices for it, in Lisle, IL. By the capital ratios in its Q2 2026 call report, Lisle Savings Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 1450 Maple Ave, Lisle, IL 60532
- County
- Dupage
- Metro Area
- Chicago-Naperville-Elgin, IL-IN
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- —
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1917
- Domestic offices
- 4 FDIC institution directory, current count
- Employees (FTE)
- 53
- Domestic deposits
- $383.3M
- Allowance for credit losses
- $2.9M
- Net charge-offs (YTD)
- -$7K
- Average total assets
- $568.6M
- Average total loans
- $293.9M
- Average interest-bearing deposits
- $377.7M
- Tax status
- C corporation
- Ownership
- Mutual
- Community bank
- Yes
- FDIC-insured since
- August 9, 1989
- FDIC Cert
- 29800
- Fed RSSD
- 133971
- Website
- http://WWW.LSB.BANK →
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Lisle Savings Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
From Q3 2023 to Q2 2026, Lisle Savings Bank's total assets ranged from $537.9M (Q3 2025) to $562.8M (Q4 2023), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$544.5M total assets against $550.2M; $409.1M total liabilities against $420.6M.
$296.2M net loans and leases against $281.5M; $383.3M total deposits against $384.5M.
$168.7M securities against $186.3M; $21.0M cash and balances due against $23.4M.
$6.6M total interest income against $4.8M; $2.2M total interest expense against $2.5M.
$4.4M net interest income against $2.3M.
$470K total noninterest income against $849K; $2.4M total noninterest expense against $2.5M.
$2K provision for credit losses against -$1K.
$1.8M net income against $566K.
1.30% return on assets against 0.39%; 3.47% net interest margin against 1.79%.
26.10% tier 1 leverage ratio against 25.20%.
Inside the full Lisle Savings Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeLisle Savings Bank rankings
Its closest position to the top of a national ranking is 685 of 3,606, for efficiency ratio; its furthest is 2,245 of 3,640, for Texas Ratio.
Quarterly trend: last 8 quarters
Across the 8 quarters to Q2 2026, its return on assets ran from 0.15% (Q1 2025) to 1.30% (Q2 2026) and its net interest margin ran from 1.61% (Q4 2024) to 3.47% (Q2 2026).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 26.10% | 1.30% | 0.95% | 2.05% | 3.47% |
| Q1 2026 | 25.97% | 0.32% | 1.38% | 2.97% | 1.98% |
| Q4 2025 | 26.24% | 0.23% | 1.44% | 3.05% | 2.02% |
| Q3 2025 | 25.91% | 0.33% | 1.42% | 2.97% | 1.92% |
| Q2 2025 | 25.20% | 0.39% | 1.25% | 2.69% | 1.79% |
| Q1 2025 | 24.93% | 0.15% | 1.26% | 2.67% | 1.78% |
| Q4 2024 | 25.07% | 0.30% | 1.28% | 2.79% | 1.61% |
| Q3 2024 | 25.09% | 0.27% | 1.33% | 2.79% | 1.68% |
Swipe the table sideways to see every column.
Branch Network
View all 4 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Lisle Savings Bank (main office) | Lisle , IL | 60532 | $256.4M |
| 4720 Main Street Branch | Lisle , IL | 60532 | $126.9M |
| 1700 Robin Lane Facility | Lisle , IL | 60532 | $0 |
| Villa St. Benedict Branch | Lisle , IL | 60532 | $0 |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- <0.1% of deposits in IL, rank 132 of 379 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Not on file
- Enforcement actions, Mortgage lending (HMDA), SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Lisle Savings Bank
What are Lisle Savings Bank's total assets?
As of the Q2 2026 filing, Lisle Savings Bank reported total assets of $544.5 million in its FFIEC call report.
Where is Lisle Savings Bank headquartered?
It is headquartered in Lisle, IL, United States.
When was Lisle Savings Bank founded?
It was established in 1917, per the FDIC institution directory.
Is Lisle Savings Bank FDIC-insured?
Yes. It is an FDIC-insured savings bank (FDIC Certificate #29800). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Lisle Savings Bank?
Lisle Savings Bank's primary federal regulator is the FDIC.
How many branches does Lisle Savings Bank operate?
It operates 4 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Lisle Savings Bank's Texas Ratio?
Its Texas Ratio is 2.05% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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