Rondout Savings Bank
Operating from Kingston, NY, Rondout Savings Bank serves its local market as an FDIC-insured commercial bank. As of Q1 2026, the bank held approximately $510M in total assets and $443M in deposits. Returns are subdued: 0.15% ROA and 1.78% ROE. Regulatory capital is solid — 14.71% CET1 and 15.96% total risk-based capital ratio. Asset quality is pristine — 0.46% NPLs and a 4.02% Texas Ratio. 5 branches make up the footprint.
Headquarters Profile
- Address
- 300 Broadway, KINGSTON, NY 12401
- County
- Ulster
- Metro Area
- KINGSTON, NY
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 2
- Established
- March 24, 1868
- Branches
- 5 domestic
- Employees (FTE)
- 63
- FDIC Cert
- 15969
- Fed RSSD
- 425108
- Website
- www.rondoutbank.com →
Capital & Liquidity
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Rondout Savings Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Rondout Savings Bank
What are Rondout Savings Bank's total assets?
As of the Q1 2026 filing, Rondout Savings Bank reported total assets of $510.4 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Rondout Savings Bank headquartered?
Rondout Savings Bank is headquartered in KINGSTON, NY, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Rondout Savings Bank founded?
Rondout Savings Bank was established in 1868, per the FDIC institution directory.
Is Rondout Savings Bank FDIC-insured?
Yes. Rondout Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #15969). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Rondout Savings Bank?
Rondout Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Rondout Savings Bank's CET1 capital ratio?
Rondout Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 14.71% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Rondout Savings Bank operate?
Rondout Savings Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Rondout Savings Bank's Texas Ratio?
Rondout Savings Bank's Texas Ratio is 4.02% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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