Nebraska Bank
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Data as of · sourced from FFIEC call reports. How we update
Nebraska Bank is an FDIC-insured commercial bank headquartered in Dodge, NE, established in 1889 (FDIC certificate 16116), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $551.6M, up 17.8% from Q2 2025, the 40th largest of 138 banks headquartered in Nebraska. It reports no CET1 ratio; its Tier 1 leverage ratio was 11.39% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 16116
- Headquarters
- Dodge, NE
- Established
- 1889
- Total assets, Q2 2026
- $551.6M
- Assets vs Q2 2025
- +17.8%
- Tier 1 leverage ratio, Q2 2026
- 11.39%
- Domestic offices
- 10 FDIC institution directory, current count
- Routing number
- 104903498
- Holding company
- FARMERS STATE BANCSHARES, INC.
- Asset rank in state
- 40th of 138 in Nebraska
Nebraska Bank, based in Dodge, Nebraska, reported $552 million in assets at June 30, 2026, up 17.8% from a year earlier. It grew deposits 17.8% over the year, 4.4 times the median of 4.0% for the 2,660 banks with $100 million to $1 billion in assets. It also pays an average of 2.25% on its deposits and borrowings, higher than about three-quarters of banks its size (median 1.80%).
Its $40 million commercial and industrial book is improving, with 0.83% past due or on nonaccrual, down from 6.02% a year earlier. Problem loans roughly halved over the year: loans on nonaccrual or 90 or more days past due, net of government guarantees are down to 0.43% of loans from 0.93%.
As of June 30, 2026, Nebraska Bank reported a return on assets of 1.20%, a nonperforming-loan ratio of 0.43% and a Texas ratio of 3.49%. The figures come from its call report filed with the FFIEC.
Of the 138 banks headquartered in Nebraska, Nebraska Bank is the 40th largest by total assets at Q2 2026. From Q1 2026 to Q2 2026, its total assets rose 8.3% to $551.6M, loans rose 0.9% and deposits rose 9.1%. Its loan book on June 30, 2026 was led by agricultural production loans, at 24.8% of total loans, followed by farmland and other real estate loans at 19.4%. Its 10 offices in the FDIC Summary of Deposits are in 10 cities in NE; its Dodge office books 24% of its branch deposits. By the capital ratios in its Q2 2026 call report, Nebraska Bank meets the community bank leverage ratio test for well capitalized.
Headquarters Profile
- Address
- 355 2nd St, Dodge, NE 68633
- County
- Dodge
- Metro Area
- Fremont, NE
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Kansas City (Region 11)
- Federal Reserve member
- No
- Federal Reserve district
- District 10, Kansas City
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- January 1, 1889
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 67
- Domestic deposits
- $466.9M
- Allowance for credit losses
- $3.7M
- Net charge-offs (YTD)
- $866K
- Average total assets
- $530.7M
- Average total loans
- $391.3M
- Average interest-bearing deposits
- $375.1M
- Tax status
- Subchapter S
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- January 7, 1944
- FDIC Cert
- 16116
- Fed RSSD
- 143859
- SEC CIK
- 2135930 → filed by FARMERS STATE BANCSHARES, INC.
- Website
- www.ne.bank →
- Parent Holding Company
- FARMERS STATE BANCSHARES, INC. (RSSD 4261005)
Profitability
Q2 annualizedBalance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. As a community bank leverage ratio filer, Nebraska Bank reports no risk-based capital ratios; its Tier 1 leverage ratio applies. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Nebraska Bank's total assets ran between $425.2M (Q3 2023) and $551.6M (Q2 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$551.6M total assets against $468.4M; $490.9M total liabilities against $426.1M.
$386.8M net loans and leases against $329.6M; $466.9M total deposits against $396.3M.
$100.7M securities against $59.1M; $37.1M cash and balances due against $53.9M.
$7.6M total interest income against $6.8M; $2.7M total interest expense against $2.5M.
$5.0M net interest income against $4.3M.
$380K total noninterest income against $186K; $3.4M total noninterest expense against $2.8M.
$375K provision for credit losses against $275K.
$1.6M net income against $1.4M.
1.20% return on assets against 1.21%; 4.05% net interest margin against 4.04%.
11.39% tier 1 leverage ratio against 9.22%.
Inside the full Nebraska Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeNebraska Bank rankings
Its closest position to the top of a national ranking is 1,661 of 4,196, for total assets; its furthest is 2,047 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.90% (Q3 2024) to 1.49% (Q4 2025) and its net interest margin ran from 3.91% (Q1 2025) to 4.11% (Q4 2025).
| Quarter | Leverage | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.39% | 1.20% | 0.43% | 3.49% | 4.05% |
| Q1 2026 | 10.02% | 1.16% | 0.86% | 6.44% | 4.09% |
| Q4 2025 | 9.39% | 1.49% | 0.64% | 4.81% | 4.11% |
| Q3 2025 | 9.14% | 1.31% | 0.83% | 6.14% | 4.04% |
| Q2 2025 | 9.22% | 1.21% | 0.93% | 7.17% | 4.04% |
| Q1 2025 | 9.31% | 1.02% | 1.04% | 8.76% | 3.91% |
| Q4 2024 | 9.29% | 0.90% | 0.20% | 13.86% | 4.03% |
| Q3 2024 | 9.23% | 0.90% | 0.22% | 15.93% | 4.01% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Nebraska Bank (main office) | Dodge , NE | 68633 | $110.7M |
| Alliance Branch | Alliance , NE | 69301 | $68.3M |
| Bridgeport Branch | Bridgeport , NE | 69336 | $58.6M |
| Chadron Branch | Chadron , NE | 69337 | $51.7M |
| Atkinson Branch | Atkinson , NE | 68713 | $48.6M |
| Hemingford Branch | Hemingford , NE | 69348 | $35.3M |
| Falls City Branch | Falls City , NE | 68355 | $28.3M |
| Carroll Branch | Carroll , NE | 68723 | $21.9M |
| Hickman Branch | Hickman , NE | 68372 | $21.8M |
| Spencer Branch | Spencer , NE | 68777 | $21.7M |
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
| Date | Category | Event | Source |
|---|---|---|---|
| November 27, 2017 | Structure Change | Acquired Farmers State Bank Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
| March 27, 2017 | Merger | Participated in Absorption/Consolidation/Merger | FDIC |
| March 25, 2017 | Structure Change | Acquired Farmers State Bank, Spencer Charter Discontinued (Merger or Purchase & Assumption) for the acquired bank | FFIEC NIC |
Sourced from the bank event history (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 3 events.
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.5% of deposits in NE, rank 41 of 160 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 28 applications, 20 loans originated, $4.1M originated, across 2 states
- Period: Calendar year 2023. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $500K approved, $500K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2023 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Nebraska Bank
What are Nebraska Bank's total assets?
As of the Q2 2026 filing, Nebraska Bank reported total assets of $551.6 million in its FFIEC call report.
Where is Nebraska Bank headquartered?
It is headquartered in Dodge, NE, United States.
When was Nebraska Bank founded?
It was established in 1889, per the FDIC institution directory.
Is Nebraska Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #16116). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Nebraska Bank?
Nebraska Bank's primary federal regulator is the FDIC.
How many branches does Nebraska Bank operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Nebraska Bank's Texas Ratio?
Its Texas Ratio is 3.49% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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