Premier Community Bank
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Data as of · sourced from FFIEC call reports. How we update
Premier Community Bank is an FDIC-insured commercial bank headquartered in Marion, WI, established in 1941 (FDIC certificate 15799), and it is supervised by the FDIC. At Q2 2026 it reported total assets of $552.1M, up 2.9% from Q2 2025, the 61st largest of 153 banks headquartered in Wisconsin. Its CET1 capital ratio was 11.90% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- FDIC
- Deposit insurance
- FDIC
- FDIC certificate
- 15799
- Headquarters
- Marion, WI
- Established
- 1941
- Total assets, Q2 2026
- $552.1M
- Assets vs Q2 2025
- +2.9%
- CET1 ratio, Q2 2026
- 11.90%
- Domestic offices
- 10 FDIC institution directory, current count
- Routing number
- 075903831
- Holding company
- M.S.B. BANCORPORATION, INC.
- Asset rank in state
- 61st of 153 in Wisconsin
Problem loans are rising at Premier Community Bank. The Marion, Wisconsin bank had $552 million in assets at June 30, 2026, up 2.9% from a year earlier. Loans on nonaccrual or 90 or more days past due, net of government guarantees, rose to 0.85% of loans from 0.00% a year earlier. It funds 8.54% of its assets with Tier 1 capital, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median 10.99%). It also earns about $0.57 a year on every $100 of assets, about half the median of $1.28 for banks its size.
Net income for the quarter rose 18% from a year earlier, to $809,000. Paper losses on its bond portfolio are shrinking: unrealized losses of $8.7 million equal 18% of Tier 1 capital, down from 23% a year earlier. Costs are the weak spot: it spends about 78 cents to bring in each dollar of revenue, higher than about three-quarters of banks its size (median 61 cents).
As of June 30, 2026, Premier Community Bank reported a CET1 capital ratio of 11.90%, a return on assets of 0.57%, a nonperforming-loan ratio of 0.85% and a Texas ratio of 7.74%. The figures come from its call report filed with the FFIEC.
Premier Community Bank ranks as the 61st largest of the 153 banks based in Wisconsin, by total assets at Q2 2026. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 1.8% to $552.1M, loans rose 0.2% and deposits fell 1.8%. Its loan book on June 30, 2026 was led by 1-4 family residential loans, at 32.5% of total loans, followed by non-owner-occupied commercial real estate loans at 15.7%. The FDIC Summary of Deposits lists 10 offices for it, in 10 cities in WI; its Marion office books 33% of its branch deposits. By the capital ratios in its Q2 2026 call report, Premier Community Bank meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 230 Mavis Rd, Marion, WI 54950
- County
- Waupaca
- Charter
- Commercial bank, state charter, Fed non-member, FDIC-supervised
- Primary Regulator
- FDIC
- FDIC Region
- Chicago (Region 9)
- Federal Reserve member
- No
- Federal Reserve district
- District 7, Chicago
- Fiduciary (trust) powers
- —
- Call Report form
- FFIEC 051
- Established
- February 24, 1941
- Domestic offices
- 10 FDIC institution directory, current count
- Employees (FTE)
- 117
- Domestic deposits
- $486.6M
- Allowance for credit losses
- $4.8M
- Net charge-offs (YTD)
- $7K
- Average total assets
- $569.0M
- Average total loans
- $396.9M
- Average interest-bearing deposits
- $440.6M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- February 24, 1941
- FDIC Cert
- 15799
- Fed RSSD
- 597546
- Website
- www.premiercommunity.com →
- Parent Holding Company
- M.S.B. BANCORPORATION, INC. (RSSD 1210749)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Premier Community Bank's total assets ran between $488.2M (Q3 2023) and $562.2M (Q1 2026), and it earned a profit in all 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$552.1M total assets against $536.3M; $509.7M total liabilities against $497.4M.
$390.1M net loans and leases against $381.3M; $486.6M total deposits against $478.7M.
$100.2M securities against $95.4M; $30.8M cash and balances due against $26.4M.
$7.2M total interest income against $6.9M; $2.3M total interest expense against $2.5M.
$4.9M net interest income against $4.4M.
$769K total noninterest income against $755K; $4.5M total noninterest expense against $4.3M.
$250K provision for credit losses against $75K.
$809K net income against $686K.
0.57% return on assets against 0.49%; 3.73% net interest margin against 3.43%.
11.90% CET1 capital ratio against 11.41%; 8.54% tier 1 leverage ratio against 8.28%.
Inside the full Premier Community Bank terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freePremier Community Bank rankings
Its closest position to the top of a national ranking is 862 of 3,640, for Texas Ratio; its furthest is 3,174 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from 0.49% (Q2 2025) to 0.84% (Q4 2024) and its net interest margin ran from 3.22% (Q1 2025) to 3.75% (Q4 2024).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 11.90% | 0.57% | 0.85% | 7.74% | 3.73% |
| Q1 2026 | 11.74% | 0.55% | 0.00% | 0.58% | 3.61% |
| Q4 2025 | 12.06% | 0.63% | 0.00% | 0.56% | 3.73% |
| Q3 2025 | 11.85% | 0.56% | 0.00% | 0.58% | 3.63% |
| Q2 2025 | 11.41% | 0.49% | 0.00% | 0.60% | 3.43% |
| Q1 2025 | 11.46% | 0.51% | 0.00% | 0.62% | 3.22% |
| Q4 2024 | 11.53% | 0.84% | 0.00% | 0.65% | 3.75% |
| Q3 2024 | 11.68% | 0.68% | 0.19% | 1.71% | 3.25% |
Swipe the table sideways to see every column.
Branch Network
View all 10 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Premier Community Bank (main office) | Marion , WI | 54950 | $159.9M |
| Shawano Branch | Shawano , WI | 54166 | $79.9M |
| Pulaski Branch | Pulaski , WI | 54162 | $70.2M |
| Waupaca Branch | Waupaca , WI | 54981 | $37.9M |
| Winneconne Premier Community Bank Branch | Winneconne , WI | 54986 | $31.9M |
| Iola Branch | Iola , WI | 54945 | $29.5M |
| Fremont Branch | Fremont , WI | 54940 | $27.2M |
| Manawa Branch | Manawa , WI | 54949 | $26.1M |
| Tigerton Branch | Tigerton , WI | 54486 | $13.7M |
| Weyauwega Branch | Weyauwega , WI | 54983 | $10.5M |
Regulatory record
Facts as filed or published, not a rating.
- Deposit market share
- 0.2% of deposits in WI, rank 63 of 185 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 196 applications, 173 loans originated, $48.3M originated, across 2 states
- Period: Calendar year 2025. Source: FFIEC HMDA loan application register.
- SBA 7(a) lending
- 1 loans, $120K approved, $120K average. 0.00% of that year's loans have since been charged off
- Period: Federal fiscal year 2018 (October to September). Source: SBA 7(a) and 504 loan data (FOIA).
- Not on file
- Enforcement actions, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Premier Community Bank
What are Premier Community Bank's total assets?
As of the Q2 2026 filing, Premier Community Bank reported total assets of $552.1 million in its FFIEC call report.
Where is Premier Community Bank headquartered?
It is headquartered in Marion, WI, United States.
When was Premier Community Bank founded?
It was established in 1941, per the FDIC institution directory.
Is Premier Community Bank FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #15799). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Premier Community Bank?
Premier Community Bank's primary federal regulator is the FDIC.
What is Premier Community Bank's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 11.90% in its Q2 2026 call report, above regulatory requirements.
How many branches does Premier Community Bank operate?
It operates 10 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Premier Community Bank's Texas Ratio?
Its Texas Ratio is 7.74% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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