Premier Community Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 32128.77 percentage points lower than in Q1 2026, at 142.66%. On return on assets, Premier Community Bank is 12th from the bottom among 153 Wisconsin banks, 0.57% (Q2 2026). Against a median of 1.25% for banks in the $100M-1B asset tier, Premier Community Bank reported 0.57% on return on assets in Q2 2026, 0.69 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 11.90% |
| Tier 1 risk-based capital ratio | 11.90% |
| Total risk-based capital ratio | 13.09% |
| Tier 1 leverage ratio | 8.54% |
| Equity capital to assets | 7.67% |
| Tangible equity to tangible assets | 7.60% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 0.85% |
| Non-performing assets ratio | 0.65% |
| Net charge-off ratio | 0.01% |
| Texas ratio | 7.74% |
| Allowance for credit losses to loans | 1.21% |
| Reserve coverage of non-performing loans | 142.66% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 0.57% |
| Return on equity | 7.70% |
| Net interest margin | 3.73% |
| Efficiency ratio | 77.88% |
| Yield on earning assets | 5.45% |
| Cost of funds | 1.80% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 81.15% |
| Core deposits to total deposits | 82.79% |
| Brokered deposits to total deposits | 13.13% |
| Deposits to assets | 88.13% |
| Securities to assets | 18.15% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 11.73% | 11.73% | 12.78% | 8.98% | 0.47% |
| Q4 2023 | 11.95% | 11.95% | 13.05% | 9.10% | 0.38% |
| Q1 2024 | 11.64% | 11.64% | 12.73% | 8.87% | 0.43% |
| Q2 2024 | 11.66% | 11.66% | 12.73% | 8.74% | 0.54% |
| Q3 2024 | 11.68% | 11.68% | 12.73% | 8.41% | 0.68% |
| Q4 2024 | 11.53% | 11.53% | 12.55% | 8.33% | 0.84% |
| Q1 2025 | 11.46% | 11.46% | 12.47% | 8.28% | 0.51% |
| Q2 2025 | 11.41% | 11.41% | 12.43% | 8.28% | 0.49% |
| Q3 2025 | 11.85% | 11.85% | 12.90% | 8.53% | 0.56% |
| Q4 2025 | 12.06% | 12.06% | 13.21% | 8.62% | 0.63% |
| Q1 2026 | 11.74% | 11.74% | 12.86% | 8.45% | 0.55% |
| Q2 2026 | 11.90% | 11.90% | 13.09% | 8.54% | 0.57% |
Premier Community Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Premier Community Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Premier Community Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 15799) · FFIEC NIC profile (RSSD 597546)