Premier Community Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Premier Community Bank of Marion, WI against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 0.57% | 1.34% | -0.77% | 15th bottom |
| ROAE | 7.70% | 13.32% | -5.62% | 24th bottom |
| Net Interest Margin | 3.73% | 3.93% | -0.20% | 38th below |
| Efficiency Ratio | 77.88% | 61.13% | +16.75% | 16th bottom |
| PPNR / Avg Assets | 0.86% | 1.68% | -0.82% | 16th bottom |
| Yield on Earning Assets | 5.45% | 5.67% | -0.22% | 43rd below |
| Cost of Funds | 1.80% | 1.88% | -0.08% | 50th above |
| Net Interest Spread | 3.43% | 3.32% | +0.11% | 55th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans Ahead of the peer average, behind the median peer. | 0.85% | 0.94% | -0.09% | 32nd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.65% | 0.70% | -0.05% | 31st below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.01% | 0.16% | -0.15% | 44th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.21% | 1.28% | -0.07% | 51st above |
| ACL / NPLs (Coverage) | 142.66% | 1539.49% | -1396.83% | 39th below |
| Texas Ratio | 7.74% | 7.33% | +0.41% | 28th below |
| Provision / NCO | 4642.86% | 1392.85% | +3250.01% | — |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.90% | 19.51% | -7.61% | 17th bottom |
| Tier 1 Ratio | 11.90% | 19.54% | -7.64% | 16th bottom |
| Total Capital Ratio | 13.09% | 20.63% | -7.54% | 17th bottom |
| Leverage Ratio | 8.54% | 12.14% | -3.60% | 7th bottom |
| Equity / Assets | 7.67% | 11.38% | -3.71% | 11th bottom |
| TCE / Tangible Assets | 7.60% | 11.09% | -3.49% | 12th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 81.15% | 80.64% | +0.51% | 49th below |
| Core Deposit Ratio | 82.79% | 86.86% | -4.07% | 23rd bottom |
| Wholesale Funding Ratio | 2.72% | 5.04% | -2.32% | 59th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 2.95% | 6.85% | -3.90% | 39th below |
| Loan Growth (Y/Y) | 2.49% | 7.91% | -5.42% | 34th below |
| Deposit Growth (Y/Y) | 1.65% | 6.29% | -4.64% | 33rd below |
See Premier Community Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Premier Community Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Premier Community Bank profile, how to read a UBPR, or how this data updates.