Nebraska Bank: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
The standout move of Q2 2026 was in Loans and leases to core deposits: 8.93 percentage points lower than in Q1 2026, at 99.13%. Nebraska Bank ranks 81st of 138 Nebraska banks on loan-to-deposit ratio, in the lower half at 83.65% (Q2 2026). The median for banks in the $100M-1B asset tier is 80.84% on loan-to-deposit ratio. Nebraska Bank sits 2.81 points higher, at 83.65% (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $37.1M |
| Cash and noninterest-bearing balances to assets | — |
| Cash and securities | $137.8M |
| Fed funds sold and reverse repos | $8.5M |
| Fed funds sold and reverse repos to assets | 1.54% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $21.1M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 3.82% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 83.65% |
| Net loans and leases to deposits | 82.85% |
| Loans and leases to core deposits | 99.13% |
| Core deposits to total deposits | 82.50% |
| Brokered deposits to total deposits | 1.88% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 92.48% | 85.07% | $0 | $18.5M |
| Q4 2023 | 91.88% | 85.06% | $0 | $18.4M |
| Q1 2024 | 89.36% | 84.59% | $0 | $18.4M |
| Q2 2024 | 88.62% | 83.39% | $0 | $22.3M |
| Q3 2024 | 91.22% | 83.46% | $0 | $23.6M |
| Q4 2024 | 90.61% | 84.28% | $0 | $18.4M |
| Q1 2025 | 88.83% | 84.78% | $0 | $18.4M |
| Q2 2025 | 84.25% | 84.00% | $0 | $26.9M |
| Q3 2025 | 87.13% | 84.45% | $0 | $26.2M |
| Q4 2025 | 88.01% | 85.07% | $0 | $26.1M |
| Q1 2026 | 90.43% | 81.56% | $0 | $29.1M |
| Q2 2026 | 83.65% | 82.50% | $0 | $21.1M |
Nebraska Bank liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska Bank, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16116) · FFIEC NIC profile (RSSD 143859)