Nebraska Bank: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Common stock surplus: 25.2% higher than in Q1 2026, at $49.6M.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.39% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $60.2M |
| Tier 1 capital | $60.2M |
| Total risk-based capital | — |
| Total equity capital | $60.8M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 11.02% |
| Tangible equity to tangible assets | 10.71% |
| Equity capital to average assets | 11.45% |
| Internal capital growth rate | 11.23% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $350K |
| Common stock surplus | $49.6M |
| Retained earnings | $12.2M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$1.4M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 11 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q4 2023 | 9.06% | 8.90% | 8.50% |
| Q1 2024 | 9.26% | 8.89% | 8.49% |
| Q2 2024 | 9.06% | 8.90% | 8.51% |
| Q3 2024 | 9.23% | 9.37% | 8.98% |
| Q4 2024 | 9.29% | 9.20% | 8.80% |
| Q1 2025 | 9.31% | 9.25% | 8.86% |
| Q2 2025 | 9.22% | 9.04% | 8.67% |
| Q3 2025 | 9.14% | 9.39% | 9.02% |
| Q4 2025 | 9.39% | 9.51% | 9.14% |
| Q1 2026 | 10.02% | 9.80% | 9.45% |
| Q2 2026 | 11.39% | 11.02% | 10.71% |
Nebraska Bank regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska Bank, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16116) · FFIEC NIC profile (RSSD 143859)