Nebraska Bank: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Reserve coverage of non-performing loans climbed 50.32 percentage points in Q3 2026, from 225.00% to 275.32%. It was the largest change from Q2 2026 among the key lines here. Nebraska Bank ranks 90th of 138 Nebraska banks on return on assets, in the lower half at 1.20% (Q3 2026). Nebraska Bank reported 1.33% on return on assets for Q3 2026, 0.08 points above the 1.25% median for banks in the $100M-1B asset tier; the peer median is as of Q2 2026.
Capital adequacy
| Line item | Q3 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 11.04% |
| Equity capital to assets | 9.68% |
| Tangible equity to tangible assets | 9.37% |
Asset quality
| Line item | Q3 2026 |
|---|---|
| Non-performing loans to loans | 0.35% |
| Non-performing assets ratio | 0.34% |
| Net charge-off ratio | 0.26% |
| Texas ratio | 3.39% |
| Allowance for credit losses to loans | 0.96% |
| Reserve coverage of non-performing loans | 275.32% |
Earnings
| Line item | Q3 2026 |
|---|---|
| Return on assets | 1.33% |
| Return on equity | 12.81% |
| Net interest margin | 4.12% |
| Efficiency ratio | 58.73% |
| Yield on earning assets | 6.26% |
| Cost of funds | 2.29% |
Liquidity and funding
| Line item | Q3 2026 |
|---|---|
| Loan-to-deposit ratio | 84.14% |
| Core deposits to total deposits | 82.58% |
| Brokered deposits to total deposits | 1.83% |
| Deposits to assets | 84.39% |
| Securities to assets | 20.99% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin | NPL ratio | Net charge-off ratio |
|---|---|---|---|---|---|
| Q4 2023 | 9.06% | 0.99% | 3.72% | 0.57% | 0.36% |
| Q1 2024 | 9.26% | 0.99% | 3.81% | 0.51% | 0.16% |
| Q2 2024 | 9.06% | 0.97% | 3.73% | 0.30% | 0.85% |
| Q3 2024 | 9.23% | 0.90% | 4.01% | 0.22% | 0.88% |
| Q4 2024 | 9.29% | 0.90% | 4.03% | 0.20% | -0.07% |
| Q1 2025 | 9.31% | 1.02% | 3.91% | 1.04% | 0.06% |
| Q2 2025 | 9.22% | 1.21% | 4.04% | 0.86% | 0.02% |
| Q3 2025 | 9.14% | 1.31% | 4.04% | 0.83% | 0.00% |
| Q4 2025 | 9.39% | 1.49% | 4.11% | 0.64% | 0.62% |
| Q1 2026 | 10.02% | 1.16% | 4.09% | 0.86% | 0.35% |
| Q2 2026 | 11.39% | 1.20% | 4.05% | 0.43% | 0.56% |
| Q3 2026 | 11.04% | 1.33% | 4.12% | 0.35% | 0.26% |
Nebraska Bank vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Nebraska Bank, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Nebraska Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 16116) · FFIEC NIC profile (RSSD 143859)