Stafford Savings Bank
Founded in 1872, Stafford Savings Bank is among the oldest continuously operating FDIC-insured banks, headquartered in Stafford Springs, CT. The Q1 2026 balance sheet stands at $508M in assets, including $67M in loans. Returns are notably above industry norms: 2.48% ROA, 5.35% ROE, and 2.31% NIM. Capital cushions are healthy: 32.53% CET1, 46.58% Tier 1 leverage. Credit metrics are pristine, with nonperforming loans at just 0.21%. 3 branches make up the footprint.
Headquarters Profile
- Address
- 2 Furnace Ave, STAFFORD SPRINGS, CT 06076
- County
- Capitol
- Metro Area
- HARTFORD-WEST HARTFORD-EAST HARTFORD, CT
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 2
- Established
- July 16, 1872
- Branches
- 3 domestic
- Employees (FTE)
- 31
- FDIC Cert
- 18227
- Fed RSSD
- 113003
Capital & Liquidity
Inside the full Stafford Savings Bank terminal
8 tabs · 24-year trend charts · peer percentiles · Excel export
Unlock Stafford Savings Bank — freeThis is just Stafford Savings Bank's summary.
See the full 24-year trend, peer benchmarking, and risk analysis for this bank — plus every one of the 4,335 currently filing institutions, with CAMELS analytics and exportable tearsheets.
Free account · no credit card required
Stafford Savings Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Similar banks
Compare Stafford Savings Bank with peers
Side-by-side comparison of capital, profitability, asset quality, and balance sheet — pick a peer to view the full head-to-head.
Frequently asked about Stafford Savings Bank
What are Stafford Savings Bank's total assets?
As of the Q1 2026 filing, Stafford Savings Bank reported total assets of $507.6 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Stafford Savings Bank headquartered?
Stafford Savings Bank is headquartered in STAFFORD SPRINGS, CT, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Stafford Savings Bank founded?
Stafford Savings Bank was established in 1872, per the FDIC institution directory.
Is Stafford Savings Bank FDIC-insured?
Yes. Stafford Savings Bank is an FDIC-insured commercial bank (FDIC Certificate #18227). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Stafford Savings Bank?
Stafford Savings Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Stafford Savings Bank's CET1 capital ratio?
Stafford Savings Bank reported a Common Equity Tier 1 (CET1) capital ratio of 32.53% in its most recent quarterly filing — comfortably above the 7% well-capitalized regulatory floor.
How many branches does Stafford Savings Bank operate?
Stafford Savings Bank operates 3 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Stafford Savings Bank's Texas Ratio?
Stafford Savings Bank's Texas Ratio is 0.06% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
Go deeper on Stafford Savings Bank.
Unlock the full terminal — 24 years of quarterly trends, peer benchmarking, watch flags, and Excel tearsheets for this bank and every other US institution.
Start freeFree account · no credit card required