Bank call report · Stafford Springs, CT
Stafford Savings Bank Call Report
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Stafford Savings Bank filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 041. Below are its 254 reported line items, schedule by schedule (990 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 041 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 113003 |
| FDIC certificate number | 18227 |
| Total assets | $507.0M |
Official Q2 2026 call report PDF (FFIEC) →
Stafford Savings Bank call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 041.
Schedule RC: Balance Sheet (20 items)
About Schedule RC · Stafford Savings Bank balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $507.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $507.0M |
| Total Liabilities and Minority Interest | RCON2948 | $258.9M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $256.4M |
| Undivided Profits and Capital Reserves | RCON3632 | $248.3M |
| Total Equity Capital | RCON3210 | $248.1M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $248.1M |
| Total Deposits | RCON2200 | $202.2M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $192.2M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $95.6M |
| Interest-bearing Balances | RCON0071 | $78.0M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $66.6M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $65.4M |
| Other Liabilities, Total | RCON2930 | $56.7M |
| Deposits: Noninterest-bearing | RCON6631 | $10.0M |
| Other Assets | RCON2160 | $5.5M |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $3.3M |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $2.8M |
| Allowance for Loan and Lease Losses | RCON3123 | $1.2M |
| Accumulated Other Comprehensive Income | RCONB530 | -$206K |
Schedule RI: Income Statement (33 items)
About Schedule RI · Stafford Savings Bank income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $27.7M |
| Unrealized holding gains (losses) on equity securities not held for trading | RIADHT70 | $24.7M |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $20.4M |
| Net Income (Loss) | RIAD4340 | $20.4M |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $20.4M |
| Applicable Income Taxes | RIAD4302 | $7.3M |
| Total Interest Income | RIAD4107 | $6.8M |
| Net Interest Income | RIAD4074 | $5.8M |
| Total Noninterest Expense | RIAD4093 | $3.1M |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $3.0M |
| Interest on Other Securities | RIAD4060 | $2.4M |
| Salaries and Employee Benefits | RIAD4135 | $1.8M |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $1.6M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $1.5M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.4M |
| Total Interest Expense | RIAD4073 | $1.0M |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $925K |
| Other Noninterest Expense | RIAD4092 | $784K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $647K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $505K |
| Total Noninterest Income | RIAD4079 | $391K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $328K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $295K |
| Other Noninterest Income | RIADB497 | $168K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $160K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $78K |
| Investment Banking, Advisory, and Underwriting Fees and Commissions | RIADC888 | $62K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other (Includes Single Payment, Installment, All Student Loans, and Revolving Credit Plans Other Than Credit Cards) | RIADB486 | $53K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $35K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $25K |
| Provision for Loan and Lease Losses | RIAD4230 | -$19K |
| Fees and Commissions from Annuity Sales | RIADC887 | $1K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 27 |
Schedule RC-A: Cash and Balances Due from Depository Institutions (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Cash and Balances Due from Depository Institutions | RCON0010 | $81.3M |
| Balances Due from Federal Reserve Banks | RCON0090 | $77.5M |
| Balances Due from Depository Institutions in the U.S. | RCON0082 | $2.6M |
| Currency and Coin | RCON0080 | $719K |
| Cash Items in Process of Collection and Unposted Debits | RCON0020 | $488K |
Schedule RC-B: Securities (19 items)
About Schedule RC-B · Stafford Savings Bank securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Amortized Cost | RCONG306 | $21.9M |
| Mortgage-backed Securities (MBS): Residential Pass-through Securities: Issued by FNMA and FHLMC: Available-for-sale Fair Value | RCONG307 | $21.8M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $271K |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $255K |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $96.8M |
| Amortized Cost of Available-for-sale U.S. Treasury Securities | RCON1286 | $74.6M |
| Fair Value of Available-for-sale U.S. Treasury Securities | RCON1287 | $73.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $34.0M |
| Fixed Rate and Floating Rate Debt Securities with a Remaining Maturity of One Year or Less | RCONA248 | $24.7M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $20.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $14.8M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $14.7M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Three Months of Less | RCONA549 | $9.9M |
| Pledged Securities | RCON0416 | $4.9M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $1.6M |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $255K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $125K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA557 | $34K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA556 | $2K |
Schedule RC-C, Part I: Loans and Leases (25 items)
About Schedule RC-C, Part I · Stafford Savings Bank loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $66.6M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $53.6M |
| Pledged Loans and Leases | RCONG378 | $47.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $37.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $14.0M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA570 | $5.0M |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $5.0M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $3.7M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $3.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $3.2M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $2.9M |
| Other Consumer Loans to Individuals for Household, Family, and Other Personal Expenditures (Includes Single Payment, Installment, and All Student Loans) | RCONK207 | $779K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $695K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $694K |
| Automobile Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper) | RCONK137 | $609K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $542K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $466K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $392K |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $377K |
| Loans Secured by Other Construction Loans and All Land Development and Other Land Loans | RCONF159 | $91K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $85K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Three Months or Less | RCONA564 | $57K |
| Unearned Income on Loans | RCON2123 | $36K |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $34K |
| Loans to Individuals for Household, Family, and Other Personal Expenditures (I.e., Consumer Loans)(includes Purchased Paper): Other Revolving Credit Plans | RCONB539 | $21K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (2 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $34K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 1 |
Schedule RC-E: Deposit Liabilities (22 items)
About Schedule RC-E · Stafford Savings Bank deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $135.7M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $130.4M |
| Total Transaction Accounts | RCON2215 | $66.6M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $66.3M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $45.6M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $43.4M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $36.4M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $28.9M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $24.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $16.7M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $12.3M |
| Total Demand Deposits (See Note Below) | RCON2210 | $10.0M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $7.4M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $5.7M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $5.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $5.4M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $5.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $3.9M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $3.2M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $1.5M |
| Total Transaction Accounts - Deposits of States and Political Subdivisions in the U.S. | RCON2203 | $298K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $261K |
Schedule RC-F: Other Assets (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $3.8M |
| Other Assets | RCON2168 | $906K |
| Accrued Interest Receivable | RCONB556 | $556K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $391K |
| Prepaid Expenses | RCON2166 | $309K |
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $238K |
| Computer Software | RCONFT33 | $134K |
Schedule RC-G: Other Liabilities (8 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Net Deferred Tax Liabilities | RCON3049 | $47.4M |
| Other Expenses Accrued and Unpaid | RCON3646 | $6.7M |
| All Other Liabilities | RCON2938 | $2.5M |
| Second Itemized Amount That Exceeds 25% of All Other Liabilities (2938) or (2942) | RCON3553 | $1.8M |
| Operating lease liabilities | RCONLB56 | $489K |
| Deferred Compensation Liabilities | RCONC011 | $190K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $80K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $2K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Stafford Savings Bank quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $491.4M |
| All Other Securities | RCONB560 | $234.4M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $97.6M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $84.0M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $79.6M |
| Quarterly Average of Total Loans | RCON3360 | $63.6M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $59.6M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $52.7M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $40.9M |
| Mortgage-backed Securities | RCONB559 | $17.3M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $4.6M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $2.6M |
| Loans to Individuals for Household, Family, and Other Personal Expenditures: Other | RCONB562 | $1.5M |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (3 items)
About Schedule RC-L · Stafford Savings Bank derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $9.7M |
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $3.7M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.5M |
Schedule RC-M: Memoranda (2 items)
About Schedule RC-M · Stafford Savings Bank memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Cost of equity securities with readily determinable fair values not held for trading | RCONJA29 | $52.1M |
| Aggregate Amount of All Extensions of Credit to All Executive Officers, Directors, Principal Shareholders, and Their Related Interests | RCON6164 | $659K |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (5 items)
About Schedule RC-N · Stafford Savings Bank past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $372K |
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $372K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $340K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $340K |
| Additions to Nonaccrual Assets | RCONC410 | $115K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Stafford Savings Bank other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $491.4M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $248.3M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $202.3M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $153.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $37.0M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $11.0M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $1.3M |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 10,492 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 830 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 79 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 4 |
| Averaging Method Used | RCONK653 | 1 |
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Stafford Savings Bank regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $775.9M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (22 items)
About Schedule RC-R, Part I · Stafford Savings Bank regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $775.9M |
| Average total consolidated assets | RCOAKW03 | $491.4M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $490.7M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $249.6M |
| Common Equity Tier 1 Capital | RCOAP859 | $248.3M |
| Retained Earnings | RCOAKW00 | $248.3M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $248.3M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $248.3M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $248.1M |
| General Loan and Lease Valuation Allowances | RCOA5310 | $1.3M |
| Tier 2 (Supplementary) Capital | RCOA5311 | $1.3M |
| Tier 2 Capital Before Deductions | RCOAP870 | $1.3M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$895K |
| Less: Amounts Recorded in AOCI Attributed to Defined Benefit Postretirement Plans Resulting from the Initial and Subsequent Application of the Relevant GAAP Standards That Pertain to Such Plans (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP847 | $689K |
| Less:other Deductions from Assets for Leverage Capital Purposes | RCOAB596 | $689K |
| Accumulated Other Comprehensive Income | RCOAB530 | -$206K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.5061 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.3218 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.3201 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.3201 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.2418 |
Schedule RC-R, Part II: Risk-Weighted Assets (41 items)
About Schedule RC-R, Part II · Stafford Savings Bank risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $775.9M |
| Total Risk-weighted Assets | RCONG641 | $775.9M |
| Risk-weighted Assets by Risk-weighted Category - 300 Pct Risk Weight Category | RCONS574 | $694.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $352.0M |
| Available-for-sale Securities - 300 Pct Risk Weight Category | RCONS405 | $231.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 300 Pct Risk Weight Category | RCONS563 | $231.6M |
| Total Balance Sheet Assets - 300 Pct Risk Weight Category | RCONS505 | $231.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $152.9M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $152.9M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $81.3M |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $78.2M |
| Available-for-sale Securities - 0 Pct Risk Weight Category | RCOND967 | $74.6M |
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $62.2M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $58.0M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $53.1M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $53.1M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $46.9M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $46.9M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $45.7M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $29.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $25.5M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $25.5M |
| Available-for-sale Securities - 100 Pct Risk Weight Category | RCOND970 | $24.8M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $22.2M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $9.7M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $9.1M |
| Total All Other Assets | RCOND981 | $8.4M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $7.4M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $6.1M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $5.1M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $4.8M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $4.8M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $4.4M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $4.4M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $3.1M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$1.8M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $1.2M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $1.2M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$1.2M |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $689K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $238K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $248.1M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $228.5M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $228.5M |
| Other Comprehensive Income | RIADB511 | -$822K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Stafford Savings Bank charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (3 items)
About Schedule RI-B, Part II · Stafford Savings Bank changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $1.2M |
| Allowance for Loan and Lease Losses | RIAD3123 | $1.2M |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $19K |
Schedule RI-E: Explanations (5 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Consulting and Advisory Expense | RIADF557 | $207K |
| Data Processing Expenses | RIADC017 | $126K |
| Income and Fees from Automated Teller Machines (Atms) | RIADC016 | $123K |
| Directors' Fees | RIAD4136 | $112K |
| Marketing and Other Professional Services | RIAD0497 | $106K |
Stafford Savings Bank call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Stafford Savings Bank call report?
The Stafford Savings Bank call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Stafford Savings Bank file?
Stafford Savings Bank files the FFIEC 041. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Stafford Savings Bank call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Stafford Savings Bank has Federal Reserve RSSD ID 113003 and FDIC certificate number 18227. Either one finds its filings on the FFIEC Central Data Repository.
How often does Stafford Savings Bank file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Stafford Savings Bank financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 18227) · FFIEC NIC profile (RSSD 113003)