Seamens Bank
Operating from Provincetown, MA, Seamens Bank serves its local market as an FDIC-insured commercial bank. On its most recent Q1 2026 call report, Seamens reported $469M in total assets against $405M in deposits. Earnings are mid-range — 0.72% ROA and a 3.88% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 12.42% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.34% NPLs and a 2.01% Texas Ratio. It operates 5 branches, primarily in Massachusetts.
Headquarters Profile
- Address
- 221 Commercial St, PROVINCETOWN, MA 02657
- County
- Barnstable
- Metro Area
- BARNSTABLE TOWN, MA
- Charter
- State-chartered stock savings bank, FDIC-supervised
- Primary Regulator
- FDIC
- Fed District
- 2
- Established
- April 14, 1851
- Branches
- 5 domestic
- Employees (FTE)
- 72
- FDIC Cert
- 90268
- Fed RSSD
- 418100
- Website
- seamensbank.com →
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Seamens Bank rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
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Frequently asked about Seamens Bank
What are Seamens Bank's total assets?
As of the Q1 2026 filing, Seamens Bank reported total assets of $469.3 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Seamens Bank headquartered?
Seamens Bank is headquartered in PROVINCETOWN, MA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Seamens Bank founded?
Seamens Bank was established in 1851, per the FDIC institution directory.
Is Seamens Bank FDIC-insured?
Yes. Seamens Bank is an FDIC-insured commercial bank (FDIC Certificate #90268). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Seamens Bank?
Seamens Bank's primary federal regulator is the FDIC. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
How many branches does Seamens Bank operate?
Seamens Bank operates 5 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Seamens Bank's Texas Ratio?
Seamens Bank's Texas Ratio is 2.01% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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