Fieldpoint Private Bank & Trust
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Data as of · sourced from FFIEC call reports. How we update
Fieldpoint Private Bank & Trust is an FDIC-insured commercial bank headquartered in Greenwich, CT, established in 2008 (FDIC certificate 58741), and it is supervised by the Federal Reserve. At Q2 2026 it reported total assets of $867.1M, down 19.7% from Q2 2025, the 18th largest of 27 banks headquartered in Connecticut. Its CET1 capital ratio was 10.09% at Q2 2026, above regulatory requirements.
- Charter
- Commercial bank
- Regulator
- Federal Reserve
- Deposit insurance
- FDIC
- FDIC certificate
- 58741
- Headquarters
- Greenwich, CT
- Established
- 2008
- Total assets, Q2 2026
- $867.1M
- Assets vs Q2 2025
- -19.7%
- CET1 ratio, Q2 2026
- 10.09%
- Domestic offices
- 2 FDIC institution directory, current count
- Routing number
- 021172784
- Latest call report
- Q2 2026, FFIEC 041 · Fieldpoint Private Bank & Trust call report
- Holding company
- FIELDPOINT PRIVATE HOLDINGS, INC.
- Asset rank in state
- 18th of 27 in Connecticut
Fieldpoint Private Bank & Trust spends more to run itself than most banks of its size. Its balance sheet stood at $867 million at June 30, 2026, down 19.7% from a year earlier; it is based in Greenwich, Connecticut. It loses about $0.16 a year on every $100 of assets, lower than about 9 in 10 of the 2,660 banks with $100 million to $1 billion in assets (median $1.28). It also spends about 116 cents to bring in each dollar of revenue, about double the median of 61 cents for banks its size.
It lost $362,000 in the quarter. Over the same year, loans shrank 22.6% and deposits shrank 9.3%. Its margin is thin by comparison: it keeps 2.13 cents of net interest income on every dollar of earning assets, about half the median of 3.95 cents for banks its size.
As of June 30, 2026, Fieldpoint Private Bank & Trust reported a CET1 capital ratio of 10.09%, a return on assets of -0.16%, a nonperforming-loan ratio of 1.93% and a Texas ratio of 19.15%. The figures come from its call report filed with the FFIEC.
By total assets at Q2 2026, Fieldpoint Private Bank & Trust is the 18th largest of the 27 banks headquartered in Connecticut. Quarter on quarter (Q1 2026 to Q2 2026), its total assets fell 8.1% to $867.1M, loans fell 4.1% and deposits fell 4.2%. The largest part of its loan book on June 30, 2026 was 1-4 family residential loans, at 41.6% of total loans, ahead of non-owner-occupied commercial real estate loans at 20.9%. Its 2 offices in the FDIC Summary of Deposits are in Greenwich, CT and New York, NY; its Greenwich office books 85% of its branch deposits. By the capital ratios in its Q2 2026 call report, Fieldpoint Private Bank & Trust meets every capital ratio test for well capitalized.
Headquarters Profile
- Address
- 130 Mason St, Greenwich, CT 06830
- County
- Western Connecticut
- Metro Area
- Bridgeport-Stamford-Danbury, CT
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- Federal Reserve
- FDIC Region
- New York (Region 2)
- Federal Reserve member
- Yes
- Federal Reserve district
- District 2, New York
- Fiduciary (trust) powers
- Limited trust powers granted
- Call Report form
- FFIEC 041
- Established
- April 30, 2008
- Domestic offices
- 2 FDIC institution directory, current count
- Employees (FTE)
- 70
- Domestic deposits
- $781.8M
- Allowance for credit losses
- $6.4M
- Net charge-offs (YTD)
- $71K
- Average total assets
- $922.8M
- Average total loans
- $631.6M
- Average interest-bearing deposits
- $708.7M
- Tax status
- C corporation
- Ownership
- Stock
- Community bank
- Yes
- FDIC-insured since
- April 30, 2008
- FDIC Cert
- 58741
- Fed RSSD
- 3664588
- SEC CIK
- 1870391 → filed by FIELDPOINT PRIVATE HOLDINGS, INC.
- Parent Holding Company
- FIELDPOINT PRIVATE HOLDINGS, INC. (RSSD 5097340)
Profitability
Q2 annualizedCapital & Liquidity
Balance Sheet
Income Statement
Operating & Funding
Ratios tagged annualized use the Q2 income alone. The UBPR and FDIC annualize the year to date instead. FDIC BankFind divides by the average of quarter-end total assets, the UBPR by RC-K average assets. The YTD margin is the UBPR's tax-equivalent figure over its own average earning assets; FDIC BankFind's margin is not tax-equivalent. How we compute these figures
Quarterly trends
Over the 12 quarters to Q2 2026, Fieldpoint Private Bank & Trust's total assets ran between $867.1M (Q2 2026) and $1.66B (Q3 2023), and it posted no profit in any of the 12 quarters. The line under each chart compares Q2 2026 with Q2 2025. How these charts are built
$867.1M total assets against $1.08B; $810.9M total liabilities against $1.02B.
$612.9M net loans and leases against $791.3M; $781.8M total deposits against $862.3M.
$125.0M securities against $121.2M; $89.5M cash and balances due against $116.6M.
$11.1M total interest income against $13.1M; $6.4M total interest expense against $9.6M.
$4.7M net interest income against $3.5M.
$593K total noninterest income against $1.6M; $6.2M total noninterest expense against $7.4M.
-$520K provision for credit losses against -$509K.
-$362K net income against -$1.8M.
-0.16% return on assets against -0.66%; 2.13% net interest margin against 1.31%.
10.09% CET1 capital ratio against 9.35%; 6.62% tier 1 leverage ratio against 6.27%.
Inside the full Fieldpoint Private Bank & Trust terminal
21 quarters of trends · 8 tabs · peer percentiles · watchlist alerts
Unlock this bank, freeWatch flags
Automated conditions triggered on this bank's latest filing. Advisory only; see the source metric pages for full context. Each flag is tagged Regulatory when it cites an official supervisory threshold, or BRR analysis when it's our own band, informed by our data and models.
Commercial real estate loans are between 200% and 300% of total capital, approaching the 2006 interagency guidance threshold of 300% that triggers heightened supervisory attention. BankRegReports early-warning band below the 300% guidance.
Fieldpoint Private Bank & Trust rankings
Its closest position to the top of a national ranking is 189 of 3,640, for Texas Ratio; its furthest is 3,587 of 3,606, for efficiency ratio.
Quarterly trend: last 8 quarters
From Q3 2024 to Q2 2026, its return on assets ran from -3.37% (Q1 2025) to -0.16% (Q2 2026) and its net interest margin ran from 0.86% (Q3 2024) to 2.13% (Q2 2026).
| Quarter | CET1 | ROA | NPL | Texas | NIM |
|---|---|---|---|---|---|
| Q2 2026 | 10.09% | -0.16% | 1.93% | 19.15% | 2.13% |
| Q1 2026 | 9.82% | -0.41% | 3.88% | 40.07% | 2.04% |
| Q4 2025 | 10.07% | -2.25% | 2.45% | 25.98% | 1.72% |
| Q3 2025 | 9.57% | -0.51% | 2.17% | 24.12% | 1.79% |
| Q2 2025 | 9.35% | -0.66% | 2.75% | 31.60% | 1.31% |
| Q1 2025 | 9.52% | -3.37% | 2.88% | 31.92% | 1.04% |
| Q4 2024 | 9.44% | -1.01% | 2.15% | 24.10% | 0.96% |
| Q3 2024 | 9.16% | -1.05% | 1.88% | 21.07% | 0.86% |
Swipe the table sideways to see every column.
Branch Network
View all 2 branches → Branch count from the FDIC Summary of Deposits, June 30, 2026. The domestic office count above is the FDIC's current figure, so the two can differ.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Fieldpoint Private Bank & Trust (main office) | Greenwich , CT | 06830 | $668.3M |
| New York Branch | New York , NY | 10022 | $113.5M |
Regulatory record
Facts as filed or published, not a rating.
- Enforcement actions
- 1 against the institution (OCC)
- November 29, 2012, OCC: Formal Agreement: Fieldpoint Private Bank & Trust
- Period: Most recent institution action November 29, 2012. Source: FDIC, Federal Reserve and OCC enforcement releases.
- Deposit market share
- 0.4% of deposits in CT, rank 29 of 46 institutions
- Period: June 30, 2026. Source: FDIC Summary of Deposits.
- Mortgage lending (HMDA)
- 24 applications, 18 loans originated, $34.7M originated, across 10 states
- Period: Calendar year 2024. Source: FFIEC HMDA loan application register.
- Not on file
- SBA 7(a) lending, Consumer complaints, CFPB enforcement, CRA examination rating. No record from these sources, which is not the same as a clean record. Sources
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Frequently asked about Fieldpoint Private Bank & Trust
What are Fieldpoint Private Bank & Trust's total assets?
As of the Q2 2026 filing, Fieldpoint Private Bank & Trust reported total assets of $867.1 million in its FFIEC call report.
Where is Fieldpoint Private Bank & Trust headquartered?
It is headquartered in Greenwich, CT, United States.
When was Fieldpoint Private Bank & Trust founded?
It was established in 2008, per the FDIC institution directory.
Is Fieldpoint Private Bank & Trust FDIC-insured?
Yes. It is an FDIC-insured commercial bank (FDIC Certificate #58741). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Fieldpoint Private Bank & Trust?
Fieldpoint Private Bank & Trust's primary federal regulator is the Federal Reserve.
What is Fieldpoint Private Bank & Trust's CET1 capital ratio?
It reported a Common Equity Tier 1 (CET1) capital ratio of 10.09% in its Q2 2026 call report, above regulatory requirements.
How many branches does Fieldpoint Private Bank & Trust operate?
It operates 2 domestic offices, per the FDIC institution directory. That count includes administrative and limited-service offices as well as full-service branches.
What is Fieldpoint Private Bank & Trust's Texas Ratio?
Its Texas Ratio is 19.15% in its Q2 2026 call report, within the healthy range (at or below 50%, the level at which problem assets reach half of the capital cushion). The Texas Ratio measures non-performing assets against the bank's capital and reserves.
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