Fieldpoint Private Bank & Trust: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The largest change between Q1 2026 and Q2 2026 was in Accumulated other comprehensive income, which rose 7.4% to -$5.2M. Fieldpoint Private Bank & Trust has the 1st lowest CET1 ratio of the 17 banks headquartered in Connecticut, at 10.09% as of Q2 2026. Fieldpoint Private Bank & Trust reported 10.09% on CET1 ratio for Q2 2026, 4.98 points below the 15.07% median for banks in the $100M-1B asset tier.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 10.09% |
| Tier 1 risk-based capital ratio | 10.09% |
| Total risk-based capital ratio | 11.18% |
| Tier 1 leverage ratio | 6.62% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $61.1M |
| Tier 1 capital | $61.1M |
| Total risk-based capital | $67.7M |
| Total equity capital | $56.2M |
| Risk-weighted assets | $605.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 6.48% |
| Tangible equity to tangible assets | 6.48% |
| Equity capital to average assets | 6.09% |
| Internal capital growth rate | -2.58% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $93K |
| Common stock surplus | $124.6M |
| Retained earnings | -$63.6M |
| Preferred stock and surplus | $294K |
| Accumulated other comprehensive income | -$5.2M |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 9.76% | 9.77% | 10.80% | 6.69% | $1.00B |
| Q4 2023 | 10.28% | 10.30% | 11.55% | 6.07% | $871.5M |
| Q1 2024 | 10.20% | 10.21% | 11.45% | 6.83% | $849.4M |
| Q2 2024 | 9.37% | 9.38% | 10.60% | 6.37% | $909.7M |
| Q3 2024 | 9.16% | 9.17% | 10.30% | 5.82% | $891.4M |
| Q4 2024 | 9.44% | 9.44% | 10.71% | 6.05% | $867.6M |
| Q1 2025 | 9.52% | 9.52% | 10.77% | 5.65% | $747.2M |
| Q2 2025 | 9.35% | 9.35% | 10.55% | 6.27% | $742.9M |
| Q3 2025 | 9.57% | 9.57% | 10.74% | 6.35% | $712.5M |
| Q4 2025 | 10.07% | 10.07% | 11.27% | 6.11% | $620.2M |
| Q1 2026 | 9.82% | 9.82% | 10.97% | 6.59% | $624.8M |
| Q2 2026 | 10.09% | 10.09% | 11.18% | 6.62% | $605.4M |
Fieldpoint Private Bank & Trust regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Fieldpoint Private Bank & Trust, freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fieldpoint Private Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58741) · FFIEC NIC profile (RSSD 3664588)