Fieldpoint Private Bank & Trust: Liquidity and Borrowings
Data as of · Call Report Schedules RC and RC-M How we update
Cash, the assets that can be turned into cash, and the borrowed money standing behind the deposit base. Heavy reliance on non-core wholesale funding is what turns a deposit outflow into a forced sale of securities.
Other borrowed money dropped 67.7% in Q2 2026, from $62.0M to $20.0M. It was the largest change from Q1 2026 among the key lines here. Within Connecticut, Fieldpoint Private Bank & Trust is 23rd of 27 on loan-to-deposit ratio, 79.22% as of Q2 2026, below the middle of the field. At 79.22%, Fieldpoint Private Bank & Trust's loan-to-deposit ratio is close to the 80.84% median for banks in the $100M-1B asset tier (Q2 2026).
Liquid assets
| Line item | Q2 2026 |
|---|---|
| Cash and balances due from depository institutions | $89.5M |
| Cash and noninterest-bearing balances to assets | 10.33% |
| Cash and securities | $214.5M |
| Fed funds sold and reverse repos | $0 |
| Fed funds sold and reverse repos to assets | 0.00% |
Borrowed funds
| Line item | Q2 2026 |
|---|---|
| Fed funds purchased and repos | $0 |
| Other borrowed money | $20.0M |
| Subordinated notes and debentures | $0 |
| Other borrowed money to assets | 2.31% |
| Trading liabilities | $0 |
Funding structure
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.22% |
| Net loans and leases to deposits | 78.40% |
| Loans and leases to core deposits | 81.11% |
| Core deposits to total deposits | 51.19% |
| Brokered deposits to total deposits | 46.47% |
Liquidity and Borrowings trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Liquidity and Borrowings by quarter
| Quarter | Loan-to-deposit | Core deposits share | Fed funds purchased and repos | Other borrowed money |
|---|---|---|---|---|
| Q3 2023 | 88.99% | 29.92% | $47.0M | $351.0M |
| Q4 2023 | 126.65% | 47.06% | $47.0M | $348.0M |
| Q1 2024 | 120.28% | 46.77% | $47.0M | $348.2M |
| Q2 2024 | 104.25% | 65.24% | $0 | $348.0M |
| Q3 2024 | 102.64% | 57.74% | $0 | $348.0M |
| Q4 2024 | 102.90% | 62.77% | $0 | $308.0M |
| Q1 2025 | 99.50% | 57.57% | $0 | $243.0M |
| Q2 2025 | 92.75% | 50.16% | $0 | $142.0M |
| Q3 2025 | 94.20% | 47.86% | $0 | $115.0M |
| Q4 2025 | 80.16% | 45.66% | $0 | $55.0M |
| Q1 2026 | 79.10% | 45.91% | $0 | $62.0M |
| Q2 2026 | 79.22% | 51.19% | $0 | $20.0M |
Fieldpoint Private Bank & Trust liquidity and borrowings, all the way back
Liquidity and Borrowings back to 2001 · peer percentiles on every line item · Excel export
Unlock Fieldpoint Private Bank & Trust, freeSource: Call Report Schedules RC and RC-M, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fieldpoint Private Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58741) · FFIEC NIC profile (RSSD 3664588)