Fieldpoint Private Bank & Trust: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
The standout move of Q2 2026 was in Reserve coverage of non-performing loans: 9.66 percentage points higher than in Q1 2026, at 58.47%. Fieldpoint Private Bank & Trust has the 2nd lowest return on assets of the 27 banks headquartered in Connecticut, at -0.16% as of Q2 2026. Against a median of 1.25% for banks in the $100M-1B asset tier, Fieldpoint Private Bank & Trust reported -0.16% on return on assets in Q2 2026, 1.41 points lower.
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 10.09% |
| Tier 1 risk-based capital ratio | 10.09% |
| Total risk-based capital ratio | 11.18% |
| Tier 1 leverage ratio | 6.62% |
| Equity capital to assets | 6.48% |
| Tangible equity to tangible assets | 6.48% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | 1.77% |
| Non-performing assets ratio | 1.26% |
| Net charge-off ratio | 0.04% |
| Texas ratio | 19.15% |
| Allowance for credit losses to loans | 1.03% |
| Reserve coverage of non-performing loans | 58.47% |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | -0.16% |
| Return on equity | -2.58% |
| Net interest margin | 2.13% |
| Efficiency ratio | 116.15% |
| Yield on earning assets | 5.01% |
| Cost of funds | 2.99% |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | 79.22% |
| Core deposits to total deposits | 51.19% |
| Brokered deposits to total deposits | 46.47% |
| Deposits to assets | 90.16% |
| Securities to assets | 14.42% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 9.76% | 9.77% | 10.80% | 6.69% | -5.47% |
| Q4 2023 | 10.28% | 10.30% | 11.55% | 6.07% | -3.57% |
| Q1 2024 | 10.20% | 10.21% | 11.45% | 6.83% | -1.11% |
| Q2 2024 | 9.37% | 9.38% | 10.60% | 6.37% | -1.95% |
| Q3 2024 | 9.16% | 9.17% | 10.30% | 5.82% | -1.05% |
| Q4 2024 | 9.44% | 9.44% | 10.71% | 6.05% | -1.01% |
| Q1 2025 | 9.52% | 9.52% | 10.77% | 5.65% | -3.37% |
| Q2 2025 | 9.35% | 9.35% | 10.55% | 6.27% | -0.66% |
| Q3 2025 | 9.57% | 9.57% | 10.74% | 6.35% | -0.51% |
| Q4 2025 | 10.07% | 10.07% | 11.27% | 6.11% | -2.25% |
| Q1 2026 | 9.82% | 9.82% | 10.97% | 6.59% | -0.41% |
| Q2 2026 | 10.09% | 10.09% | 11.18% | 6.62% | -0.16% |
Fieldpoint Private Bank & Trust vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Fieldpoint Private Bank & Trust, freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Fieldpoint Private Bank & Trust profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 58741) · FFIEC NIC profile (RSSD 3664588)