Visionbank of Iowa
Visionbank of Iowa is an FDIC-insured commercial bank. Visionbank of Iowa's Q1 2026 balance sheet shows $900M in assets funded primarily by $740M in customer deposits. The bank posts a strong 1.42% ROA and 13.93% ROE. Capital cushions are healthy: 10.44% CET1, 9.28% Tier 1 leverage. Credit metrics are in line with industry norms — 0.72% NPL ratio. Its footprint covers 13 branches concentrated in Iowa.
Headquarters Profile
- Address
- 104 Chestnut St, AMES, IA 50010
- County
- Story
- Metro Area
- AMES, IA
- Charter
- Commercial bank, state charter, Fed member, FRB-supervised
- Primary Regulator
- FED
- Fed District
- 11
- Established
- June 1, 1884
- Branches
- 13 domestic
- Employees (FTE)
- 130
- FDIC Cert
- 11763
- Fed RSSD
- 269049
- Website
- www.visionbank.com →
- Parent Holding Company
- VISIONBANKSHARES, INC. (RSSD 4442596)
Capital & Liquidity
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Watch flags
Automated conditions triggered on this bank's latest filing. Advisory only — see the source metric pages for full context.
Loans outstanding exceed total deposits — the bank is funding the gap with wholesale sources (FHLB advances, brokered deposits, repo) that are more rate-sensitive and can dry up in a stress scenario.
Visionbank of Iowa rankings
How this bank ranks against the full population of US commercial banks in each leaderboard. Click any rank to see the full ranked list.
Quarterly trend — last 6 quarters
Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.
Branch Network
Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| Loading branches… | |||
Events & Regulatory History
Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
- Structure ChangeCharter Discontinued (Merger or Purchase & Assumption)FFIEC NIC
- MergerParticipated in Absorption/Consolidation/MergerFDIC
Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 6 events.
Similar banks
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Frequently asked about Visionbank of Iowa
What are Visionbank of Iowa's total assets?
As of the Q1 2026 filing, Visionbank of Iowa reported total assets of $899.9 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.
Where is Visionbank of Iowa headquartered?
Visionbank of Iowa is headquartered in AMES, IA, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.
When was Visionbank of Iowa founded?
Visionbank of Iowa was established in 1884, per the FDIC institution directory.
Is Visionbank of Iowa FDIC-insured?
Yes. Visionbank of Iowa is an FDIC-insured commercial bank (FDIC Certificate #11763). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.
Who regulates Visionbank of Iowa?
Visionbank of Iowa's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.
What is Visionbank of Iowa's CET1 capital ratio?
Visionbank of Iowa reported a Common Equity Tier 1 (CET1) capital ratio of 10.44% in its most recent quarterly filing — above regulatory minimums.
How many branches does Visionbank of Iowa operate?
Visionbank of Iowa operates 13 domestic branches, per the most recent FDIC Summary of Deposits filing.
What is Visionbank of Iowa's Texas Ratio?
Visionbank of Iowa's Texas Ratio is 6.16% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.
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