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BanksLindell Bank & Trust Company

Lindell Bank & Trust Company

SAINT LOUIS, MOMediumEst. Jan 1, 1923FDIC #1073RSSD #185859FED
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Operating from Saint Louis, MO, Lindell Bank & Trust Company serves its local market as an FDIC-insured commercial bank. Total assets stand at $945M. Profitability is strong — 3.05% ROA, paired with 17.83% ROE and a 4.19% net interest margin. Under the simplified Community Bank Leverage Ratio framework, leverage of 17.30% exceeds the 9% CBLR threshold. Asset quality is pristine — 0.21% NPLs and a 1.94% Texas Ratio. Its footprint covers 15 branches concentrated in Missouri.

Headquarters Profile

Address
6900 Clayton Ave, SAINT LOUIS, MO 63139
County
St. Louis City
Metro Area
ST. LOUIS, MO-IL
Charter
Commercial bank, state charter, Fed member, FRB-supervised
Primary Regulator
FED
Fed District
11
Established
January 1, 1923
Branches
15 domestic
Employees (FTE)
141
FDIC Cert
1073
Fed RSSD
185859
Assets
$945M
Deposits
$701M
Loans
$531M
Equity
$162M

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Quarterly trend — last 6 quarters

Quarter-over-quarter movement in the five most-watched ratios. Sourced from the bank's own FFIEC call report filings.

QuarterCET1ROANPLTexasNIM
2026-03-313.05%0.21%1.94%4.19%
2025-12-311.77%0.22%1.03%4.24%
2025-09-302.73%0.29%2.36%4.38%
2025-06-301.99%0.47%2.85%4.09%
2025-03-311.85%0.36%1.90%3.92%
2024-12-311.41%0.40%1.56%4.01%

Branch Network

Every branch from the FDIC Summary of Deposits — mapped, and listed with the deposits booked at each location.

BranchLocationZIPDeposits
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Events & Regulatory History

Mergers, charter changes, enforcement actions, FDIC assistance, and (if applicable) failure events recorded against this institution. Click a year to see what else was happening across US banking that year.

  1. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  2. Participated in Absorption/Consolidation/Merger
    FDIC
  3. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  4. Participated in Absorption/Consolidation/Merger
    FDIC
  5. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  6. Participated in Absorption/Consolidation/Merger
    FDIC
  7. Structure Change
    Charter Discontinued (Merger or Purchase & Assumption)
    FFIEC NIC
  8. Participated in Absorption/Consolidation/Merger
    FDIC

Sourced from unified bank events (FDIC, Federal Reserve NIC, OCC, and OTS). Showing the most recent 8 events.

Frequently asked about Lindell Bank & Trust Company

What are Lindell Bank & Trust Company's total assets?

As of the Q1 2026 filing, Lindell Bank & Trust Company reported total assets of $945.0 million in its most recent FFIEC call report. All figures come directly from the bank's quarterly Schedule RC filing.

Where is Lindell Bank & Trust Company headquartered?

Lindell Bank & Trust Company is headquartered in SAINT LOUIS, MO, United States. It files quarterly FFIEC call reports as required of all FDIC-insured commercial banks.

When was Lindell Bank & Trust Company founded?

Lindell Bank & Trust Company was established in 1923, per the FDIC institution directory.

Is Lindell Bank & Trust Company FDIC-insured?

Yes. Lindell Bank & Trust Company is an FDIC-insured commercial bank (FDIC Certificate #1073). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category, per FDIC rules.

Who regulates Lindell Bank & Trust Company?

Lindell Bank & Trust Company's primary federal regulator is the FED. All FDIC-insured banks also report to the FDIC and, depending on charter, the Federal Reserve.

How many branches does Lindell Bank & Trust Company operate?

Lindell Bank & Trust Company operates 15 domestic branches, per the most recent FDIC Summary of Deposits filing.

What is Lindell Bank & Trust Company's Texas Ratio?

Lindell Bank & Trust Company's Texas Ratio is 1.94% — within the healthy range (under 25%). The Texas Ratio measures non-performing assets against the bank's capital and reserves; see our /glossary/texas-ratio/ page for the full definition.

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