Bank Comparison
Lindell Bank & Trust Company vs Mid-missouri Bank
Side-by-side regulatory financials for the latest quarter on file with the FFIEC.
vs
10 · 10
winning metrics across 20 comparable rows
Capital adequacy
| Metric | Lindell Bank & Trust Company | Mid-missouri Bank |
|---|---|---|
| CET1 Ratio | — | 14.79% |
| Tier 1 Capital Ratio | — | 14.79% |
| Total Capital Ratio | — | 16.00% |
| Tier 1 Leverage Ratio | 17.30% | 10.60% |
| Equity / Assets | 17.17% | 10.40% |
Profitability
| Metric | Lindell Bank & Trust Company | Mid-missouri Bank |
|---|---|---|
| Return on Assets (ROA) | 3.05% | 1.67% |
| Return on Equity (ROE) | 17.83% | 16.14% |
| Net Interest Margin (NIM) | 4.19% | 4.43% |
| Yield on Earning Assets | 5.53% | 5.59% |
| Cost of Funds | 1.55% | 1.23% |
Asset quality
| Metric | Lindell Bank & Trust Company | Mid-missouri Bank |
|---|---|---|
| Texas Ratio | 1.94% | 0.52% |
| Non-Performing Loan Ratio | 0.21% | 0.08% |
| Non-Performing Asset Ratio | 0.12% | 0.06% |
| Net Charge-Off Ratio | -0.09% | 0.06% |
| ACL / Loans | 2.85% | 1.18% |
Balance sheet
| Metric | Lindell Bank & Trust Company | Mid-missouri Bank |
|---|---|---|
| Total Assets | $944,969K | $937,577K |
| Total Deposits | $700,767K | $836,866K |
| Total Loans | $531,226K | $663,467K |
| Total Equity | $162,264K | $97,517K |
| Net Income (quarter) | $7,122K | $3,900K |
Liquidity & funding
| Metric | Lindell Bank & Trust Company | Mid-missouri Bank |
|---|---|---|
| Loan-to-Deposit Ratio | 75.81% | 79.28% |
| Core Deposit Ratio | 93.08% | 93.10% |
| Uninsured Deposit Ratio | — | — |
Identity
| Metric | Lindell Bank & Trust Company | Mid-missouri Bank |
|---|---|---|
| Headquarters City | SAINT LOUIS | SPRINGFIELD |
| Headquarters State | MO | MO |
| Asset Tier | Medium | Medium |
| Charter Class | 0 | 0 |
| Regulator | FED | FDIC |
| Domestic Branches | 15 | 14 |
| Employees (FTE) | 141 | 205 |
| Established | Jan. 1, 1923, midnight | June 20, 1872, midnight |
About this comparison
All metrics are sourced from FFIEC call report filings — the public regulatory financial reports every FDIC-insured US bank files quarterly. Both banks are reported as of . The "winner" highlight is determined by the supervisory direction convention: higher is better for capital and profitability metrics; lower is better for risk metrics like Texas Ratio and uninsured-deposit ratio.
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